Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.24%.

Get $RAYS

Leaderboard

Rank	User	Rays
7023 40013	0x98bfaf737e8e9618072f38e04db0050e98d2d2d8	500
7346 39690	0xc6e55eb9e6756b045af2887d7393186a700d190d	500
5839 41197	0xec2d84c7038d6ae69e3b9b91fab4648a6c8c6f81	500
5985 41051	0x371178ccf88a1262ac51692fafc87955e8151531	500
6217 40819	0x612faffcee134392fb7a7c0d865e6efa16bba1b4	500
5998 41038	0x39d6f45659b2ef6e6d61f5ace785b77672cb3aee	500
5081 41955	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
6777 40259	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
4676 42360	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
6354 40682	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
5248 41788	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
4443 42593	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
6942 40094	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
7360 39676	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
6235 40801	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
5459 41577	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
4596 42440	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
5726 41310	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6669 40367	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
5560 41476	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
4181 42855	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
4661 42375	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
4904 42132	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
5153 41883	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
5036 42000	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
5061 41975	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
5387 41649	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4268 42768	0x691271df38d390def7919183adf35919d4794bdb	500
6570 40466	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
4506 42530	0x321bb0bb48b65989525053c3ffc66324047d5387	500
5911 41125	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
6744 40292	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
5192 41844	0xbc904354748f3eaea50f0ea36c959313ff55cc39	500
5496 41540	0x8db03d7ed6f6a081c561c242412c98080e9fa13a	500
6627 40409	0xda0a2cde4d5ead5e961bfeef1ccfd8d6b5a14c7e	500
7411 39625	0x2e2345e64b59cf22e3a494dd65bb27db15abfcc1	500
5450 41586	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
5205 41831	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6115 40921	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
4182 42854	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
How do I move up the leaderboard?
4226 42810	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
7122 39914	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
5058 41978	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
5953 41083	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5308 41728	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
4325 42711	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5502 41534	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
4417 42619	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6123 40913	0xe609a451a6c71a273297d355422ecb4e999422a6	500
6592 40444	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
5398 41638	0x4684eae59efeb57611ad9991a643124c97bd8565	500
6622 40414	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
6048 40988	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
5525 41511	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
6225 40811	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
6062 40974	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
6624 40412	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
5856 41180	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
6797 40239	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
6158 40878	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
7014 40022	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
5531 41505	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
6610 40426	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
6391 40645	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
7262 39774	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
6035 41001	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
5595 41441	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
4909 42127	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
5878 41158	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
7371 39665	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
7374 39662	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
4467 42569	0x9652d11c55c7caebbf0f8d92ce74de23fda32ef4	500
4804 42232	0xe76d4f0b98755b704053940cb035ce0a1ad36160	500
7046 39990	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
6288 40748	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
6505 40531	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
6573 40463	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
4807 42229	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
5854 41182	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
7233 39803	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
How do I move up the leaderboard?
5067 41969	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
5824 41212	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
6497 40539	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
6847 40189	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
4558 42478	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
6209 40827	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
6604 40432	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
5147 41889	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
4606 42430	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
4264 42772	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
6835 40201	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
5231 41805	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
4390 42646	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
7006 40030	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
7136 39900	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
4304 42732	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
4336 42700	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
5077 41959	0xf7de1eede3f7b46edb6f851e0227127482446359	500
6893 40143	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
5261 41775	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.53% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About