Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
5229 41805	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
4388 42646	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
7004 40030	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
7134 39900	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
4302 42732	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
4334 42700	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
5075 41959	0xf7de1eede3f7b46edb6f851e0227127482446359	500
6891 40143	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
5259 41775	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
7326 39708	0x6c84dd3486e1030897992206f956b0473594ce80	500
4912 42122	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
4630 42404	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
4610 42424	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
6324 40710	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
7339 39695	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4407 42627	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
4597 42437	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
6646 40388	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
5305 41729	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
4321 42713	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
5547 41487	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
7389 39645	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
4773 42261	0x282af5a115a84dd00675c554cd1abed219824b6d	500
6828 40206	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6857 40177	0x2f96212bbad1120c56cefedec2826dc771547c09	500
5046 41988	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4170 42864	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
6697 40337	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
5685 41349	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6109 40925	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
5858 41176	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
4259 42775	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
6185 40849	0x51de5ac0964804fb0005594c24dd6d7f4fe4f78a	500
6700 40334	0x7324340f3286f8ad35876b251cf403641dbcb153	500
6084 40950	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
5400 41634	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
5363 41671	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
7135 39899	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
5834 41200	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
4127 42907	0xa218a8346454c982912cf6d14c714663c2d510d8	500
How do I move up the leaderboard?
4507 42527	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
5073 41961	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
4462 42572	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
7252 39782	0x1801d57c645626fa38c0c21934273296ba7f5573	500
6850 40184	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500
4383 42651	0x39a6afc920eab4722cf217ba84644ebd6adecf15	500
4890 42144	0xa4a776180f8ba9fce98a3b3ca1e587592011143f	500
6752 40282	0xd37215765ab59af4991f5bb773486a2c5e5c0e81	500
4656 42378	0xb78eaa3a75af3a50484bed830cee1480c0e75ff0	500
5057 41977	0x1dbef87da31986391e9d16ab9f1793ab0c9a6276	500
5341 41693	0x3745af941fbbf3336ab21bb3a9853e75320382ab	500
4420 42614	0x7c548a4443051dbc9ca7f0a8c331492923c80d3b	500
5514 41520	0x28c9d1c1b945a063c9a7dbd2da8c9fb7ab03cb37	500
6022 41012	0x8b3dfb7fea63748dbc1278b65d1aa5cd37794cab	500
6270 40764	0x24d02aff5e769ee07d4bd37e0b7726a18203abf9	500
6917 40117	0xa14a0111eaecfede37c2048213291c8b116b4311	500
7091 39943	0x84b76f9eae1da4a80b7196bf3e8a587afea7b718	500
5177 41857	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
5881 41153	0x2d54140410e4a29659350542f07a8f80e9e36775	500
7308 39726	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500
5661 41373	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
5618 41416	0xc59d53def7d1d99e7361bc504056e91ee8a252fe	500
4772 42262	0x45bfe95aa2c73a5af53820b549eff1712d53177c	500
5466 41568	0x66c31af0d98d68d023fe5e842537b047b24c4932	500
4236 42798	0xf39fe64953c20757419d960ee6dbc5e6a19914d3	500
5086 41948	0x67616ba322dc6609124bb0b6c22ab3d7d04c9fb3	500
6979 40055	0x1e8e6c3e358a9b2b8fdbe695253d25dc522335a3	500
4884 42150	0x073aba73177668ba1c6661a4ccddbf77dfc8809a	500
5183 41851	0x0a6d97444602b96f7e231e9dd5ecec9251a9cafe	500
6990 40044	0x2df9e1dfdc74136713215ce9aa6eec71426d1f42	500
7078 39956	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
5692 41342	0x1fc65b2905493add07359b482b2204b449506b18	500
6379 40655	0xb60464390b4f5ef39d389bc079514286e6dfb831	500
4697 42337	0x31a47094c6325d357c7331c621d6768ba041916e	500
5290 41744	0xff91060d45d0b9b854ecb3073ff0b642b8e4a9e2	500
4308 42726	0xae8fc5f88d4050e341c923a66a337b7a1951a619	500
5333 41701	0x7c4117866988e9e042b423324d8214f9fa3a4b5c	500
6825 40209	0x018cd30fb35fbd13ee00bd01df66d1c4239c64a6	500
5922 41112	0xe6fb08c0edc4f0b4c3a136989ba3a4455a9a6f3a	500
4688 42346	0x860001218d2476481629b7c64960bd6edbedd848	500
How do I move up the leaderboard?
7101 39933	0x4565ee03a020daa77c5efb25f6dd32e28d653c27	500
7366 39668	0x4cfee495a68d7998385b19d3996862c234a9799a	500
5941 41093	0x840647cb127112d0edb9e6c3ce8e0c083b99516a	500
6591 40443	0x186c8c852337912f545cd75d34b355c65a1fb408	500
7464 39570	0x254c489383994ce62c012ffa2d9ab858c416d55f	500
5992 41042	0xea921e74083a0c358f1414bf45815667765e1650	500
5590 41444	0x00dabded204a77b69bf8dde9c0ac4f1ca4046ff3	500
6633 40401	0xedbdf45d8bffeb6a40a55bd19f9496081ebbec9a	500
5360 41674	0x93cdb0a93fc36f6a53ed21ecf6305ab80d06beca	500
4880 42154	0x536d7a54d7f8c9e7638613fcd00f10cb7eabc9f2	500
6523 40511	0xeebf0b67cddb82b9ec7f673db3c9aee07846d402	500
4894 42140	0x0d93bc9654df5a50e0e65df55d09ba7b47fb95cd	500
4685 42349	0x8da5658a9527fec22c4ef7ade19c0dfa2b223807	500
7069 39965	0x4c5efef099d3fe907515c941dfe8c74f1c8f5c35	500
6260 40774	0x9c7cd4977dd1c4e71abd9c0daabe92425f3f7a0c	500
6147 40887	0x28b7e2329712b3d812dcea736fe7a6305f9d74eb	500
6692 40342	0xbd495ac7e23d3d8c634e362c8ea3691bb58bbd94	500
5385 41649	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4266 42768	0x691271df38d390def7919183adf35919d4794bdb	500
6568 40466	0x44a4212ac91767708ce8a6e41a43f18181def77f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.11% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About