Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.07x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5075 41956	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
6771 40260	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
4670 42361	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
6348 40683	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
5242 41789	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
4437 42594	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
6936 40095	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
7354 39677	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
6229 40802	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
5453 41578	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
4590 42441	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
5720 41311	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6663 40368	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
5554 41477	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
4175 42856	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
4655 42376	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
4898 42133	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
5147 41884	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
5030 42001	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
5055 41976	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
5776 41255	0xdd462a6edb182fa3b0804693024d5fd5dfa144a5	500
4324 42707	0x16580d39fe5035192b2f547caf6ac2c8ea3dd1fa	500
6492 40539	0x8132b67955365c9f1beb20ff2a202b6d332ccc19	500
5125 41906	0x0e7785ca2a2c82b557c93c4226ef9d8a72204e92	500
7168 39863	0x6e93c2acd39dd928954f94af25f97023162e8e82	500
4891 42140	0xd1088c8f4a27a04cf226b10b0304aac461d4ddcb	500
4699 42332	0x3793b42283c7b7c6b0e6219033f83ca0eb8275f6	500
6980 40051	0xccb8ecebbc62d426f143249c72ac9b87f011c2de	500
5119 41912	0xd58874367758d34a8adb270b7f9c8a42d54a9dc9	500
6011 41020	0x42a2d7042538fedc3ca98c7deaa6ae18733b8621	500
7028 40003	0xf63875b69948ddd08380368fc5ae5c8f8596e79b	500
6069 40962	0xca4a5ba3650b6eecb99e33f81659036c5f7794e7	500
4119 42912	0x68f593572402632c724bc2d2fca05e91541269f3	500
7396 39635	0xafa7faee464d344e95b00e3d254c74346454b666	500
7057 39974	0x603c385a139a6c521124372b5980da9c04a2a0e4	500
4209 42822	0xe38ee5414fba4f4fa7f9631ec5cb7cfda8e879e0	500
5824 41207	0xc2f6a4f776bac37cd7f92681adeef7393c5d9469	500
5952 41079	0x498d0c1c491d7b90fa4cc280a0fd27ff58225bca	500
6588 40443	0x96fa4a515521b1e63ca6811962014197dbb954ef	500
4834 42197	0x4b87ec7431a7550a784c08c280abb9cff9b455e6	500
How do I move up the leaderboard?
7421 39610	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
6855 40176	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
5667 41364	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
5464 41567	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
6059 40972	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
4312 42719	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
7227 39804	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
7040 39991	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
5872 41159	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
6282 40749	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
6499 40532	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
6567 40464	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
4801 42230	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
5848 41183	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
4200 42831	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
4835 42196	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
5325 41706	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
5416 41615	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
6813 40218	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
5881 41150	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
5080 41951	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
5229 41802	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
4551 42480	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
5348 41683	0x746098f891d52fa00e49942c244a18bb15d574de	500
4336 42695	0x6845400c874037bec2a4b012b794aae480872cc1	500
7207 39824	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4237 42794	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
6478 40553	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
6000 41031	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
6050 40981	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
6731 40300	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
4881 42150	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
7084 39947	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
4759 42272	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
7094 39937	0xd4adb891a10b91040fea83147a90eb985be20656	500
6619 40412	0xfad773b0086d3d26c52fd8e0877adea10f6314dc	500
6502 40529	0xea03523a90e5fc7e424ccef2b3e7d1ac3c90cdae	500
6051 40980	0xcc3f6acca041ffbee3b710f9023c290b918b5b74	500
7347 39684	0x4860589e0440145a7fdbfb262962ded881bd3d37	500
5057 41974	0x368434cbd681bcfbefaf0e7230acabecea3cb1cd	500
How do I move up the leaderboard?
6036 40995	0x97b3353ac68d5625d66e99d3795b9b00d16114c5	500
5624 41407	0x0ef25ad333a465910a0c469627523903a28e320a	500
6347 40684	0x61e01cd91fe29acb06f1056f7e4a99b64b0263fd	500
6099 40932	0xe1e92c34b4a26e95da314d818b5d904efb3961bd	500
5466 41565	0x3a068b1920bb5ff6ca38dc6668acfb80738bd8be	500
5852 41179	0x2e9dce29cc89f37ff233e9182d2193552dda1642	500
5506 41525	0xeb4add5bc5ce41e055beca74aa70ac81fc59ea24	500
4995 42036	0x17c77e522b1ee625a4c8b2117a2a16bdbfb2ccfc	500
6063 40968	0x9866a4cbb3421fff83f18a046af9d49678d4db59	500
5258 41773	0x5e51d1f456d8438ffa867c978699522574dbbc76	500
7022 40009	0xcbc93dadd929a1e6c9848576501aa87b60db169b	500
6546 40485	0x64ff035fd9168c5490368d1759c5fabe76b763a0	500
5838 41193	0xdeeb12536b72cf64239c2873f55153b2d72943ba	500
5816 41215	0x161cd2419f02754c811c3963a08bb21a28146f2a	500
7179 39852	0x848207743cf16b91aed5a24b67dd75f8cac2912f	500
6503 40528	0x4f06933da41ecc8703b8ce2e8c4c2fca498c3329	500
7024 40007	0xaf3cf8a7e45244543caaaf92e795a3c72e9f8a47	500
7111 39920	0x219b4b0a498566c412391219ea3d936176719ca6	500
5441 41590	0xb232ad656fbd3deda21f8ae177e17f416294118a	500
6150 40881	0xbee5348d07466997e566a4d7551a7c95470a0b05	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.56% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About