Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
4775 42275	0xf7de1eede3f7b46edb6f851e0227127482446359	500
5116 41934	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
6287 40763	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
5735 41315	0x6c84dd3486e1030897992206f956b0473594ce80	500
5399 41651	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
6951 40099	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
6973 40077	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
4337 42713	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
5753 41297	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
7184 39866	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
6987 40063	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
4761 42289	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
6632 40418	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
5855 41195	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
5816 41234	0x282af5a115a84dd00675c554cd1abed219824b6d	500
5022 42028	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
5064 41986	0x2f96212bbad1120c56cefedec2826dc771547c09	500
4900 42150	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
7438 39612	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
4832 42218	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
6891 40159	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6453 40597	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
6150 40900	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
7340 39710	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
4167 42883	0x51de5ac0964804fb0005594c24dd6d7f4fe4f78a	500
4835 42215	0x7324340f3286f8ad35876b251cf403641dbcb153	500
6068 40982	0xdd462a6edb182fa3b0804693024d5fd5dfa144a5	500
7269 39781	0x16580d39fe5035192b2f547caf6ac2c8ea3dd1fa	500
4558 42492	0x8132b67955365c9f1beb20ff2a202b6d332ccc19	500
4573 42477	0x0e7785ca2a2c82b557c93c4226ef9d8a72204e92	500
5506 41544	0x6e93c2acd39dd928954f94af25f97023162e8e82	500
5459 41591	0xd1088c8f4a27a04cf226b10b0304aac461d4ddcb	500
5933 41117	0x3793b42283c7b7c6b0e6219033f83ca0eb8275f6	500
5241 41809	0xccb8ecebbc62d426f143249c72ac9b87f011c2de	500
4591 42459	0xd58874367758d34a8adb270b7f9c8a42d54a9dc9	500
6332 40718	0x42a2d7042538fedc3ca98c7deaa6ae18733b8621	500
5303 41747	0xf63875b69948ddd08380368fc5ae5c8f8596e79b	500
6411 40639	0xca4a5ba3650b6eecb99e33f81659036c5f7794e7	500
4299 42751	0x68f593572402632c724bc2d2fca05e91541269f3	500
4174 42876	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
How do I move up the leaderboard?
5880 41170	0xafa7faee464d344e95b00e3d254c74346454b666	500
5341 41709	0x603c385a139a6c521124372b5980da9c04a2a0e4	500
7389 39661	0xe38ee5414fba4f4fa7f9631ec5cb7cfda8e879e0	500
7369 39681	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
6117 40933	0xc2f6a4f776bac37cd7f92681adeef7393c5d9469	500
6260 40790	0x498d0c1c491d7b90fa4cc280a0fd27ff58225bca	500
4682 42368	0x96fa4a515521b1e63ca6811962014197dbb954ef	500
5634 41416	0x4b87ec7431a7550a784c08c280abb9cff9b455e6	500
6423 40627	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
6627 40423	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
6721 40329	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
5450 41600	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
6124 40926	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
6862 40188	0xa218a8346454c982912cf6d14c714663c2d510d8	500
7079 39971	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
4778 42272	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
7128 39922	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
5625 41425	0x1801d57c645626fa38c0c21934273296ba7f5573	500
5053 41997	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500
7207 39843	0x39a6afc920eab4722cf217ba84644ebd6adecf15	500
5474 41576	0xa4a776180f8ba9fce98a3b3ca1e587592011143f	500
4907 42143	0xd37215765ab59af4991f5bb773486a2c5e5c0e81	500
6923 40127	0xb78eaa3a75af3a50484bed830cee1480c0e75ff0	500
4853 42197	0x1dbef87da31986391e9d16ab9f1793ab0c9a6276	500
6762 40288	0x3745af941fbbf3336ab21bb3a9853e75320382ab	500
7170 39880	0x7c548a4443051dbc9ca7f0a8c331492923c80d3b	500
6572 40478	0x28c9d1c1b945a063c9a7dbd2da8c9fb7ab03cb37	500
6340 40710	0x8b3dfb7fea63748dbc1278b65d1aa5cd37794cab	500
4271 42779	0x24d02aff5e769ee07d4bd37e0b7726a18203abf9	500
5146 41904	0xa14a0111eaecfede37c2048213291c8b116b4311	500
5386 41664	0x84b76f9eae1da4a80b7196bf3e8a587afea7b718	500
4324 42726	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
6176 40874	0x2d54140410e4a29659350542f07a8f80e9e36775	500
5709 41341	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500
6866 40184	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
6766 40284	0xc59d53def7d1d99e7361bc504056e91ee8a252fe	500
5817 41233	0x45bfe95aa2c73a5af53820b549eff1712d53177c	500
7482 39568	0x66c31af0d98d68d023fe5e842537b047b24c4932	500
7363 39687	0xf39fe64953c20757419d960ee6dbc5e6a19914d3	500
4744 42306	0x67616ba322dc6609124bb0b6c22ab3d7d04c9fb3	500
How do I move up the leaderboard?
5234 41816	0x1e8e6c3e358a9b2b8fdbe695253d25dc522335a3	500
5485 41565	0x073aba73177668ba1c6661a4ccddbf77dfc8809a	500
4278 42772	0x0a6d97444602b96f7e231e9dd5ecec9251a9cafe	500
5247 41803	0x2df9e1dfdc74136713215ce9aa6eec71426d1f42	500
5368 41682	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
6898 40152	0x1fc65b2905493add07359b482b2204b449506b18	500
4412 42638	0xb60464390b4f5ef39d389bc079514286e6dfb831	500
5941 41109	0x31a47094c6325d357c7331c621d6768ba041916e	500
6849 40201	0xff91060d45d0b9b854ecb3073ff0b642b8e4a9e2	500
7289 39761	0xae8fc5f88d4050e341c923a66a337b7a1951a619	500
6773 40277	0x7c4117866988e9e042b423324d8214f9fa3a4b5c	500
5016 42034	0x018cd30fb35fbd13ee00bd01df66d1c4239c64a6	500
6220 40830	0xe6fb08c0edc4f0b4c3a136989ba3a4455a9a6f3a	500
5956 41094	0x860001218d2476481629b7c64960bd6edbedd848	500
5405 41645	0x4565ee03a020daa77c5efb25f6dd32e28d653c27	500
5797 41253	0x4cfee495a68d7998385b19d3996862c234a9799a	500
6240 40810	0x840647cb127112d0edb9e6c3ce8e0c083b99516a	500
4678 42372	0x186c8c852337912f545cd75d34b355c65a1fb408	500
7400 39650	0x254c489383994ce62c012ffa2d9ab858c416d55f	500
6304 40746	0xea921e74083a0c358f1414bf45815667765e1650	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.28% on your WSTETH

Earn 5.50% on your DAI

Earn 4.91% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.01% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About