Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6028 41005	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
6471 40562	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4465 42568	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
5796 41237	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4228 42805	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
4578 42455	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
7115 39918	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
4689 42344	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
4762 42271	0xc94cc876a826bc75355569e696cb2304f3434709	500
4144 42889	0x7344e478574acbe6dac9de1077430139e17eec3d	500
6049 40984	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4950 42083	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
6072 40961	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
4574 42459	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5491 41542	0x603028ec8ed0bed832d266c93ae4232458b07201	500
4458 42575	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
4858 42175	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5757 41276	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6189 40844	0x801700661d66bbc401aa435547b3a5d690016381	500
6531 40502	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5780 41253	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
6251 40782	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4750 42283	0x755380324942019f1db6e114b9c4650f2b01a170	500
6233 40800	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
7367 39666	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
7370 39663	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
4463 42570	0x9652d11c55c7caebbf0f8d92ce74de23fda32ef4	500
4800 42233	0xe76d4f0b98755b704053940cb035ce0a1ad36160	500
7042 39991	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
6284 40749	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
6501 40532	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
6569 40464	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
4803 42230	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
5850 41183	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
6716 40317	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
4544 42489	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
5633 41400	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
4837 42196	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
6493 40540	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
5820 41213	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
How do I move up the leaderboard?
5063 41970	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
5327 41706	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
5418 41615	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
5257 41776	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
6889 40144	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
5073 41960	0xf7de1eede3f7b46edb6f851e0227127482446359	500
4332 42701	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
4300 42733	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
7132 39901	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
7002 40031	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
7324 39709	0x6c84dd3486e1030897992206f956b0473594ce80	500
4910 42123	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
4628 42405	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
4386 42647	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
5227 41806	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
6831 40202	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
4260 42773	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
4608 42425	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
6322 40711	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
7337 39696	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4405 42628	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
4595 42438	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
6644 40389	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
4602 42431	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
5143 41890	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
6600 40433	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
6205 40828	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
4554 42479	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
5303 41730	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
6843 40190	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
4319 42714	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
4453 42580	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
4351 42682	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4857 42176	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
5694 41339	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
6876 40157	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
7093 39940	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
6086 40947	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
7384 39649	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
7018 40015	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
How do I move up the leaderboard?
4529 42504	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
4107 42926	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
5545 41488	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
7387 39646	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
4771 42262	0x282af5a115a84dd00675c554cd1abed219824b6d	500
6826 40207	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6855 40178	0x2f96212bbad1120c56cefedec2826dc771547c09	500
4486 42547	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
5797 41236	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
5748 41285	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
5044 41989	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4168 42865	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
6695 40338	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
5683 41350	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6162 40871	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
5270 41763	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
7322 39711	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
6107 40926	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
5856 41177	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
5723 41310	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.12% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About