Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
4497 42570	0x3b46b98f1b216bbeb2b4e89ea3431b1e6717fca4	500
7341 39726	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
4789 42278	0xac860e27141260703485717fadb271978cec26fd	500
5758 41309	0x511d378deb773be2f46966c18025b041e1abccfb	500
5807 41260	0x3a509cbe5878d0e559d3ab20d909fd00a8871fc9	500
5197 41870	0x10a2383113c86db1aef1c35f1254da0ff2349770	500
6102 40965	0x6f949c1403c34f15ba101a515bd7a9a44f6058ef	500
7371 39696	0xd25c357a37332521a12c62550bf92754391210fd	500
7257 39810	0x5fbb6393ff97e713771e266b1da84cb0b6441dea	500
5775 41292	0x412123a0621710adb2a672331a10c0b661ab1c3a	500
5583 41484	0x2026dad2f0b2d27463a637747fc669cb1d18bc96	500
4660 42407	0xc093dfcc2cbc4e9488589b7c2245a7f1da043389	500
5610 41457	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
6502 40565	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
6251 40816	0xaeeda8d02c23d7f6ea244c5cb17cd6bac42d072f	500
7012 40055	0x9b6c1b045f79e59bc97562cf452a083886e8f8ea	500
6781 40286	0xc1d7457df57074a9bf025981595c49a90f807923	500
6900 40167	0x9519a57dea8342a5276e3b209790185f331acfc4	500
5378 41689	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
4931 42136	0x25862ebdbef203b544eb042c9a13f5cba7b0d844	500
6185 40882	0xe4477963828701784b13359f6e8e76fd16d99350	500
6097 40970	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
7090 39977	0xff35ef99cdc780121e31dc60c73552915981d56e	500
5288 41779	0x277624af714fffda86091c117a64a81e1f19e17d	500
4862 42205	0x4b79b4c323692c7a5fc0d924b28d19c3605dee3f	500
5659 41408	0xe23756866b46a6666d3ff9febe3d19c3868f22e1	500
7287 39780	0xa9b20704a5627042e6964049f0fdab845126a92f	500
4714 42353	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
5956 41111	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
4326 42741	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
6784 40283	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500
5103 41964	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
4777 42290	0x39fffe706fcf1d33bdd54590e0e5e0560af3d1ac	500
5541 41526	0x0098345fa6ab5638a0573f767bf993dcac199e81	500
4481 42586	0xe6474faeb0d244f4afad1b17eb2c47f74e90e1db	500
4295 42772	0x20edc6bb45624e7f0adbe362abb7db5c0be88e2b	500
5868 41199	0x4de785f19145e4647d09ef125d3b8b5b91fb0f3e	500
4167 42900	0x3f6524bbab05fd836710fbbf9adc6268e42abd80	500
6471 40596	0xf12f9896b41d25520539f21217ee675fd9266cff	500
4809 42258	0x3fea91ee988f1ca7a627ba758af6fa7b78c259e3	500
How do I move up the leaderboard?
5478 41589	0x1a63128dc55fd71389331ab2147487973ba88b53	500
4486 42581	0x6555e1cc97d3cba6eaddebbcd7ca51d75771e0b8	500
6256 40811	0xbedddaea444c692b98e70b47e9473be25e3e6286	500
6441 40626	0x3477823dc687e24147494b910b367cc85298df8c	500
5845 41222	0xabc55847c8f594360a1c3dbd51249549ed360b18	500
6432 40635	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500
4178 42889	0x483d71b11fc3c78e5d62e9267b343c7e16cc3ac0	500
5045 42022	0x4580752311b6bc42fe8151f62fb4b374af1437fe	500
6081 40986	0x1753e61c2304f47585a3c902f4e9b6b8824d7235	500
4348 42719	0x48bb08143670d3d7f096b9d3b1095bd205acbac9	500
7335 39732	0xf89694c646d448c19319d1394996a43a9bea5ccc	500
4209 42858	0xa2c3bd1feb4bb751df5acf4d448b5c92cc4979e1	500
6628 40439	0x35a055eb6c274505ce90f9188acde88f373a284e	500
5237 41830	0xfdd44ffb571d30b610dc432842fcf9eb8907c26f	500
6771 40296	0xfb9cc0c596a37dfdc2aa86918f3cfee94bddc48d	500
6064 41003	0x9059fe4a267be3bb16ee76e1a0aa1f155e261f73	500
6313 40754	0xae343baa00006e17565118d59e294007b156a112	500
5966 41101	0xdc003fd7f23b584dec27c60c8542f34cd2366cda	500
4820 42247	0xb9627ee9f08c8a89d4eb0c658a919d5dd8e522ab	500
5374 41693	0xfd3521ec76b0134f5cd6800409c39599b594b545	500
5164 41903	0x3cff00a0ca7b194a473fa558a50bbbe00612481b	500
6789 40278	0x432af553927e974bff4b5bfea0a9b86a9a88b530	500
7456 39611	0xa6471a83e302d4e746ee336bfc2bb235f49008a1	500
6613 40454	0x2b2fdbd04dca7b872b564ba61cb25b8b3e3da370	500
6166 40901	0xaf2ceabe7be342171f3f27063165a16d7b8180c1	500
5904 41163	0x77d660de4711b0ffe711b3ae77c89f9a7e933aff	500
5644 41423	0x992965332cd30b954a73df26b667e520cf3f9cec	500
6469 40598	0x7998dd03fe0d77159df2982b9b279b105cfd87bf	500
5563 41504	0x9c65e7d193e5ea67040e6ee14b90011651973386	500
5962 41105	0x3cf92aca12c331b88fdb3324d2cc6dee6f84bff9	500
7127 39940	0x25981b976cf3d0311943575981e29ac9fd9e8999	500
4877 42190	0xd49df59160c7de8468df8ebf0b15eea1bf870440	500
4816 42251	0xa7f57af0c99b6752e950c676fbc7bd6c1f17d2b3	500
6111 40956	0x852d85c6e64872d684007c173092cffbaa332373	500
4492 42575	0x65d950de3b1fb38591f983b70f2c7a96885da486	500
5186 41881	0x1519dab592cf9ddeb544e0baca358a8cc275d209	500
6878 40189	0x096450368823b2d6badda65b79d9f696b715cdda	500
5617 41450	0xb501513c328941cf55f2da8909fb9e7f7e346e15	500
6203 40864	0xc4bdfab85f87dacd6da0cb62c69900695df02bd2	500
4847 42220	0x152676c60b6e1c4e70e197444217ab9dc0737a1b	500
How do I move up the leaderboard?
6360 40707	0xba2d1cf60f9e1c71eee4ec8f0df5dfeb3002055c	500
7020 40047	0x238926025e84475e3182774df480021470f8f978	500
7062 40005	0x32a1bb902996aa91c66f445ebc6698e08fe5a2b1	500
4179 42888	0x3d221fbb2f1c1ad37df5f44261a3f1598802a04a	500
6048 41019	0x1fac13435345c2c45d35b25b091e2e763c24822f	500
4925 42142	0x251c2b39ff231d42d3c7888f7036ddf2dd6f3964	500
7491 39576	0x75086316ae15b560186878cab2aef4db6b924285	500
6405 40662	0x225b210efe3a7949fefcee8a53aeb841da819050	500
6904 40163	0xb79f2a34a3dce18e8bda921e257ee0420fe2fd0f	500
4527 42540	0xe4f8288e2e7eaee5ac51dc8a8270715156544246	500
5099 41968	0x18ed88f8c22039b53f8b3cc6ee03458288d48a12	500
4478 42589	0x36bcb64a871a252afcea9ba3ded2171dea5fb2b0	500
4543 42524	0x2fcb63aee8463ce232bdaa262c6a626ee64d23bb	500
4754 42313	0x5e85f8241c19315dacdad842966effc399253e62	500
4506 42561	0x441acb751f69f4f1c577f48900754032d920de83	500
5921 41146	0x22a3986de5010cd6ae5d2be3132ed7f2cdee98ae	500
7211 39856	0xfab06488aa824f8e51148124e5d997905ea11cbc	500
5204 41863	0xd2934062809882d2b038370a6b064dd20e3a3e29	500
4145 42922	0x6f8b3e110995daf3c3b48b10e106a7860f3ecaca	500
5263 41804	0x35f0899275e52406a6f5f0c8854347ff334d02ea	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.97% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About