Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.31x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6622 40409	0xda0a2cde4d5ead5e961bfeef1ccfd8d6b5a14c7e	500
6253 40778	0xe160b3790ea2711b261186881f92df15e0453a1c	500
7406 39625	0x2e2345e64b59cf22e3a494dd65bb27db15abfcc1	500
6723 40308	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
5229 41802	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
4639 42392	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
5669 41362	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
4651 42380	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
5745 41286	0x020715113003744cca02102c3d2b280c3ed02983	500
4268 42763	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
6692 40339	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5733 41298	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
6602 40429	0xabf14af130ca3d240115efb25bf7322dda48e523	500
5459 41572	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
4451 42580	0x2988983d105436843757ce8e45be5b3af3736445	500
7289 39742	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
4493 42538	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
5254 41777	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
4119 42912	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
4511 42520	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
4419 42612	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5648 41383	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
4498 42533	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
6668 40363	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
4376 42655	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
4974 42057	0x4129c6a4401a78a642084082294262dc40d51b1f	500
4954 42077	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
5288 41743	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
4280 42751	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
7031 40000	0x5570859d29563c6a76151034580848171f64ff9f	500
5776 41255	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
6447 40584	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
4964 42067	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
5282 41749	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
6639 40392	0x65acb848e52df70e4a523474358ed1b773c4122d	500
7421 39610	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
6856 40175	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
5668 41363	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
5465 41566	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
6060 40971	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
How do I move up the leaderboard?
5658 41373	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
6814 40217	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
5882 41149	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
5081 41950	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
5230 41801	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
4552 42479	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
5349 41682	0x746098f891d52fa00e49942c244a18bb15d574de	500
4337 42694	0x6845400c874037bec2a4b012b794aae480872cc1	500
7208 39823	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4238 42793	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
6479 40552	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
6001 41030	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
6051 40980	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
6732 40299	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
4882 42149	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
7085 39946	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
4760 42271	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
7095 39936	0xd4adb891a10b91040fea83147a90eb985be20656	500
6620 40411	0xfad773b0086d3d26c52fd8e0877adea10f6314dc	500
6503 40528	0xea03523a90e5fc7e424ccef2b3e7d1ac3c90cdae	500
6052 40979	0xcc3f6acca041ffbee3b710f9023c290b918b5b74	500
7348 39683	0x4860589e0440145a7fdbfb262962ded881bd3d37	500
5058 41973	0x368434cbd681bcfbefaf0e7230acabecea3cb1cd	500
6037 40994	0x97b3353ac68d5625d66e99d3795b9b00d16114c5	500
5625 41406	0x0ef25ad333a465910a0c469627523903a28e320a	500
6348 40683	0x61e01cd91fe29acb06f1056f7e4a99b64b0263fd	500
6100 40931	0xe1e92c34b4a26e95da314d818b5d904efb3961bd	500
5467 41564	0x3a068b1920bb5ff6ca38dc6668acfb80738bd8be	500
5853 41178	0x2e9dce29cc89f37ff233e9182d2193552dda1642	500
5507 41524	0xeb4add5bc5ce41e055beca74aa70ac81fc59ea24	500
4996 42035	0x17c77e522b1ee625a4c8b2117a2a16bdbfb2ccfc	500
6064 40967	0x9866a4cbb3421fff83f18a046af9d49678d4db59	500
5259 41772	0x5e51d1f456d8438ffa867c978699522574dbbc76	500
7023 40008	0xcbc93dadd929a1e6c9848576501aa87b60db169b	500
6547 40484	0x64ff035fd9168c5490368d1759c5fabe76b763a0	500
5839 41192	0xdeeb12536b72cf64239c2873f55153b2d72943ba	500
5817 41214	0x161cd2419f02754c811c3963a08bb21a28146f2a	500
7180 39851	0x848207743cf16b91aed5a24b67dd75f8cac2912f	500
6504 40527	0x4f06933da41ecc8703b8ce2e8c4c2fca498c3329	500
7025 40006	0xaf3cf8a7e45244543caaaf92e795a3c72e9f8a47	500
How do I move up the leaderboard?
7112 39919	0x219b4b0a498566c412391219ea3d936176719ca6	500
5442 41589	0xb232ad656fbd3deda21f8ae177e17f416294118a	500
6151 40880	0xbee5348d07466997e566a4d7551a7c95470a0b05	500
6596 40435	0x76680402ea3c2e86ab22e8d84f8b219f702855a2	500
6534 40497	0x25a6bca14383d247fa3e4bb9d6a3009f3721bff8	500
6237 40794	0xd3d4d48057a21c3f097011140052f96778bc4617	500
7220 39811	0x5d8f4378e80f4172405905388f7a6412dd805996	500
5854 41177	0xdb81bbe3c04c60f1e6af5873316774f632e7d509	500
4654 42377	0xf7d44d5a28d5af27a7f9c8fc6efe0129e554d7c4	500
4354 42677	0x77265be7cfb120deab6e94f6d0db69bd0d79dd4f	500
4622 42409	0x311da6d80cc8994193168ba51b074649606cf6d2	500
4113 42918	0xefe45908dfbeef7a00ed2e92d3b88afd7a32c95c	500
5380 41651	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
5757 41274	0x3ce9879b7fd1d8f52cecee897eb890da561adc59	500
6972 40059	0xbc84db47640f31526d227196ef340ec7923411ab	500
5495 41536	0x1da32f3ac9377a0d228277307468f1c12d023607	500
5567 41464	0x3bbc3f86ccfecac09c99009fdd644762a7193701	500
5678 41353	0x8b20b03ee9f1414f71ad5af35bf69fa6d492aa5b	500
6752 40279	0x7f99580e485a8f860c8223a74cfa540749a49c0e	500
7414 39617	0xcc8776b6668970e2a0d23a5c2bbe6f0ba7ecbbe8	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 2.85% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.21% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About