Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5261 41775	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
7328 39708	0x6c84dd3486e1030897992206f956b0473594ce80	500
4914 42122	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
4632 42404	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
4612 42424	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
6326 40710	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
7341 39695	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4409 42627	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
4599 42437	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
6648 40388	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
5307 41729	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
4323 42713	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
5549 41487	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
7391 39645	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
4775 42261	0x282af5a115a84dd00675c554cd1abed219824b6d	500
6830 40206	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6859 40177	0x2f96212bbad1120c56cefedec2826dc771547c09	500
5048 41988	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4172 42864	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
6699 40337	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
5687 41349	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6111 40925	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
5860 41176	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
4261 42775	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
6187 40849	0x51de5ac0964804fb0005594c24dd6d7f4fe4f78a	500
6702 40334	0x7324340f3286f8ad35876b251cf403641dbcb153	500
6086 40950	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
5402 41634	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
5365 41671	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
7137 39899	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
5836 41200	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
4129 42907	0xa218a8346454c982912cf6d14c714663c2d510d8	500
4509 42527	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
5075 41961	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
4464 42572	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
7254 39782	0x1801d57c645626fa38c0c21934273296ba7f5573	500
6852 40184	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500
4385 42651	0x39a6afc920eab4722cf217ba84644ebd6adecf15	500
4892 42144	0xa4a776180f8ba9fce98a3b3ca1e587592011143f	500
6754 40282	0xd37215765ab59af4991f5bb773486a2c5e5c0e81	500
How do I move up the leaderboard?
4658 42378	0xb78eaa3a75af3a50484bed830cee1480c0e75ff0	500
5059 41977	0x1dbef87da31986391e9d16ab9f1793ab0c9a6276	500
5343 41693	0x3745af941fbbf3336ab21bb3a9853e75320382ab	500
4422 42614	0x7c548a4443051dbc9ca7f0a8c331492923c80d3b	500
5516 41520	0x28c9d1c1b945a063c9a7dbd2da8c9fb7ab03cb37	500
6024 41012	0x8b3dfb7fea63748dbc1278b65d1aa5cd37794cab	500
6272 40764	0x24d02aff5e769ee07d4bd37e0b7726a18203abf9	500
6919 40117	0xa14a0111eaecfede37c2048213291c8b116b4311	500
7093 39943	0x84b76f9eae1da4a80b7196bf3e8a587afea7b718	500
5179 41857	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
5883 41153	0x2d54140410e4a29659350542f07a8f80e9e36775	500
7310 39726	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500
5663 41373	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
5620 41416	0xc59d53def7d1d99e7361bc504056e91ee8a252fe	500
4774 42262	0x45bfe95aa2c73a5af53820b549eff1712d53177c	500
5468 41568	0x66c31af0d98d68d023fe5e842537b047b24c4932	500
4238 42798	0xf39fe64953c20757419d960ee6dbc5e6a19914d3	500
5088 41948	0x67616ba322dc6609124bb0b6c22ab3d7d04c9fb3	500
6981 40055	0x1e8e6c3e358a9b2b8fdbe695253d25dc522335a3	500
4886 42150	0x073aba73177668ba1c6661a4ccddbf77dfc8809a	500
5185 41851	0x0a6d97444602b96f7e231e9dd5ecec9251a9cafe	500
6992 40044	0x2df9e1dfdc74136713215ce9aa6eec71426d1f42	500
5387 41649	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4268 42768	0x691271df38d390def7919183adf35919d4794bdb	500
6570 40466	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
4506 42530	0x321bb0bb48b65989525053c3ffc66324047d5387	500
5911 41125	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
6744 40292	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
4713 42323	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
7169 39867	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
4418 42618	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500
5171 41865	0x89cd98a69ac5dcff78c5f436a5a34e90bb257b84	500
4826 42210	0x773b522680761199384d2cba1d2593127235b884	500
4279 42757	0x9e349d598edfd96d8e6b71120930db35bd8d549d	500
4974 42062	0xce9456a353f47e3179281ef216e524437235c7d5	500
4724 42312	0x63d6f86bba080dd7de2304f6d5c7c044108dc94c	500
6488 40548	0x8b0d00c8e9b7b3e51e4cdcfb6c0adbd56d2e8d02	500
4829 42207	0x411c50d943d2d7c3f233fe1b0d576533ceae4b67	500
6065 40971	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
6192 40844	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
How do I move up the leaderboard?
4233 42803	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
7233 39803	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
4841 42195	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
4318 42718	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
4759 42277	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
6627 40409	0xda0a2cde4d5ead5e961bfeef1ccfd8d6b5a14c7e	500
7411 39625	0x2e2345e64b59cf22e3a494dd65bb27db15abfcc1	500
5450 41586	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
5205 41831	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6115 40921	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
4182 42854	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
4226 42810	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
7122 39914	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
5058 41978	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
5953 41083	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5308 41728	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
4325 42711	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5502 41534	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
4417 42619	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6123 40913	0xe609a451a6c71a273297d355422ecb4e999422a6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.53% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.23% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About