Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6993 40044	0xefe45908dfbeef7a00ed2e92d3b88afd7a32c95c	500
5556 41481	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
6109 40928	0x3ce9879b7fd1d8f52cecee897eb890da561adc59	500
4521 42516	0xbc84db47640f31526d227196ef340ec7923411ab	500
5731 41306	0x1da32f3ac9377a0d228277307468f1c12d023607	500
5842 41195	0x3bbc3f86ccfecac09c99009fdd644762a7193701	500
6030 41007	0x8b20b03ee9f1414f71ad5af35bf69fa6d492aa5b	500
4270 42767	0x7f99580e485a8f860c8223a74cfa540749a49c0e	500
5100 41937	0xcc8776b6668970e2a0d23a5c2bbe6f0ba7ecbbe8	500
6646 40391	0xb957dbb9727550694e9ea1a1af61592b59fde978	500
7153 39884	0xa408a1e70a1aa0f2d20c51785c3153c1d4ae7b6c	500
4673 42364	0x7c411cdecae8ed9064e59053eb4bb3ab94b389a5	500
5448 41589	0x5c0d6eed0b5a8817aa8407904ca3952a344731f0	500
6988 40049	0x44b2e5b84eac1e8d23f1324b6b824cd7e2178db6	500
4614 42423	0x2330151c4f341dfc94be4144a8db1187d1558554	500
4917 42120	0xee8ecf29b0baf9370e62c94e7587d8a160cfd4c5	500
7144 39893	0xebe1495ed58d91c75e79f2d20d21e7f9c4bced5d	500
5831 41206	0x2e0303c82f2a733ee1a9c3046512fe73d68d2a0c	500
4817 42220	0xb3897eb4c1d10db64c4bf67192dfec3eca9828e0	500
6074 40963	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500
4943 42094	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
5369 41668	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
6525 40512	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
6099 40938	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
6149 40888	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4849 42188	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
7058 39979	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4597 42440	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
4571 42466	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
5029 42008	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
6444 40593	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
4661 42376	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
4413 42624	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
6045 40992	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
5383 41654	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
5172 41865	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4998 42039	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
4237 42800	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
7352 39685	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
5944 41093	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
How do I move up the leaderboard?
6021 41016	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
5924 41113	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
6097 40940	0x020715113003744cca02102c3d2b280c3ed02983	500
5259 41778	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
4205 42832	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
6085 40952	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
4105 42932	0xabf14af130ca3d240115efb25bf7322dda48e523	500
5679 41358	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
5000 42037	0x2988983d105436843757ce8e45be5b3af3736445	500
4898 42139	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
4784 42253	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
7397 39640	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
6985 40052	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
4697 42340	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
5070 41967	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5994 41043	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
4760 42277	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
4179 42858	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
5142 41895	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
7071 39966	0x4129c6a4401a78a642084082294262dc40d51b1f	500
7131 39906	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
5398 41639	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
5246 41791	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
4585 42452	0x5570859d29563c6a76151034580848171f64ff9f	500
6128 40909	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
6827 40210	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
7102 39935	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
5389 41648	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
4148 42889	0x65acb848e52df70e4a523474358ed1b773c4122d	500
6129 40908	0xdd462a6edb182fa3b0804693024d5fd5dfa144a5	500
5200 41837	0x16580d39fe5035192b2f547caf6ac2c8ea3dd1fa	500
6876 40161	0x8132b67955365c9f1beb20ff2a202b6d332ccc19	500
7203 39834	0x0e7785ca2a2c82b557c93c4226ef9d8a72204e92	500
4754 42283	0x6e93c2acd39dd928954f94af25f97023162e8e82	500
7333 39704	0xd1088c8f4a27a04cf226b10b0304aac461d4ddcb	500
5792 41245	0x3793b42283c7b7c6b0e6219033f83ca0eb8275f6	500
4532 42505	0xccb8ecebbc62d426f143249c72ac9b87f011c2de	500
7193 39844	0xd58874367758d34a8adb270b7f9c8a42d54a9dc9	500
6365 40672	0x42a2d7042538fedc3ca98c7deaa6ae18733b8621	500
4583 42454	0xf63875b69948ddd08380368fc5ae5c8f8596e79b	500
How do I move up the leaderboard?
6428 40609	0xca4a5ba3650b6eecb99e33f81659036c5f7794e7	500
6983 40054	0x68f593572402632c724bc2d2fca05e91541269f3	500
5055 41982	0xafa7faee464d344e95b00e3d254c74346454b666	500
4619 42418	0x603c385a139a6c521124372b5980da9c04a2a0e4	500
5325 41712	0xe38ee5414fba4f4fa7f9631ec5cb7cfda8e879e0	500
6178 40859	0xc2f6a4f776bac37cd7f92681adeef7393c5d9469	500
6306 40731	0x498d0c1c491d7b90fa4cc280a0fd27ff58225bca	500
4092 42945	0x96fa4a515521b1e63ca6811962014197dbb954ef	500
5424 41613	0x4b87ec7431a7550a784c08c280abb9cff9b455e6	500
6440 40597	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
5583 41454	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
5527 41510	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
4707 42330	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
6184 40853	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
6979 40058	0xa218a8346454c982912cf6d14c714663c2d510d8	500
4729 42308	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
7123 39914	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
4977 42060	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
4850 42187	0x1801d57c645626fa38c0c21934273296ba7f5573	500
4378 42659	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.52% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.02% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About