Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
7130 39921	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
6397 40654	0x4a425d7823853d3ba4ae93631ac2129f07447db8	500
5018 42033	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
4456 42595	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
6972 40079	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
7306 39745	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
6002 41049	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4135 42916	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
7162 39889	0xb91a113b13afa7a60b6dcf90fe037e5a56a0b2b7	500
5905 41146	0x5127bc7594839253bd204246b17a5a6ef60da540	500
6525 40526	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5603 41448	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
7103 39948	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
4765 42286	0x9dbafa354073a0dbd97d572c8e30c81f6da002fe	500
5653 41398	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5433 41618	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
5528 41523	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
4221 42830	0x300445f432813e7f86810f9558d917cdf027aee4	500
5967 41084	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
6811 40240	0x899e6fdb489478b956d44801da82a1119615d778	500
7196 39855	0x2aff603eac292e9abdfc2ee74e41241bb02e80aa	500
5841 41210	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
7087 39964	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
4524 42527	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
6205 40846	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
7177 39874	0xe4916bf722d5b2d397fd2f3a925029d2c4e83b51	500
4200 42851	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
4129 42922	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
6768 40283	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
5749 41302	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
5428 41623	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
4722 42329	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
4171 42880	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
4751 42300	0x802abde84e6e8370e497b882d5461dd037b8249b	500
4224 42827	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
5784 41267	0xf943430b5013f35e79b7756aacdb520b30da5057	500
6667 40384	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6262 40789	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
7029 40022	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
5794 41257	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
How do I move up the leaderboard?
5479 41572	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7370 39681	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4546 42505	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
5130 41921	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
4978 42073	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
4681 42370	0x346c48ff889501a968f1ab5256480baba010bbb5	500
5453 41598	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
4943 42108	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
5999 41052	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
4421 42630	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
6016 41035	0x3f591610c34ebe3c26b0ff25d683773383361541	500
7212 39839	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
6470 40581	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
5190 41861	0x635b230c3fdf6a466bb6dc3b9b51a8ceb0659b67	500
5764 41287	0xac19856cc3a128311ac30f18b726527a74297d72	500
6094 40957	0x460c501889128d3e0fbc205834fab4a271494886	500
6746 40305	0x748c2ea5db75d57bc077ec156d7dc78d04f54246	500
6353 40698	0x0937239d7daa7e9317ceafd24b7f7d5b26996871	500
4579 42472	0x89e4fd306eacf8b8c9546411f0489fcd358706bd	500
6259 40792	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
6893 40158	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
7404 39647	0x43f9294166c9e1540a60d8e856de260da4299857	500
5414 41637	0x13e46ccd194ca86212236543d2e7376b00bafa42	500
4529 42522	0x89c32bc0b67474f6269cca91d023c5d02e3986c2	500
6517 40534	0xabab4691a30be604f6e8746e7a182e97bdddee81	500
5597 41454	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
5140 41911	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
6355 40696	0x9f92a7c9d205e7e59913deeb3109f467fe734e9b	500
5429 41622	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
5382 41669	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
6802 40249	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
6046 41005	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
6931 40120	0xa9b20704a5627042e6964049f0fdab845126a92f	500
4810 42241	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
4209 42842	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
6422 40629	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
6216 40835	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500
7179 39872	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
4743 42308	0x39fffe706fcf1d33bdd54590e0e5e0560af3d1ac	500
4340 42711	0x0098345fa6ab5638a0573f767bf993dcac199e81	500
How do I move up the leaderboard?
5606 41445	0xe6474faeb0d244f4afad1b17eb2c47f74e90e1db	500
6290 40761	0x20edc6bb45624e7f0adbe362abb7db5c0be88e2b	500
4108 42943	0x4de785f19145e4647d09ef125d3b8b5b91fb0f3e	500
5645 41406	0x3f6524bbab05fd836710fbbf9adc6268e42abd80	500
5789 41262	0xf12f9896b41d25520539f21217ee675fd9266cff	500
7471 39580	0x3fea91ee988f1ca7a627ba758af6fa7b78c259e3	500
4247 42804	0x1a63128dc55fd71389331ab2147487973ba88b53	500
5704 41347	0x6555e1cc97d3cba6eaddebbcd7ca51d75771e0b8	500
5462 41589	0xbedddaea444c692b98e70b47e9473be25e3e6286	500
5744 41307	0x3477823dc687e24147494b910b367cc85298df8c	500
4703 42348	0xabc55847c8f594360a1c3dbd51249549ed360b18	500
5731 41320	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500
5679 41372	0x483d71b11fc3c78e5d62e9267b343c7e16cc3ac0	500
7236 39815	0x4580752311b6bc42fe8151f62fb4b374af1437fe	500
5267 41784	0x1753e61c2304f47585a3c902f4e9b6b8824d7235	500
6564 40487	0x48bb08143670d3d7f096b9d3b1095bd205acbac9	500
6996 40055	0xf89694c646d448c19319d1394996a43a9bea5ccc	500
5853 41198	0xa2c3bd1feb4bb751df5acf4d448b5c92cc4979e1	500
6014 41037	0x35a055eb6c274505ce90f9188acde88f373a284e	500
7041 40010	0xfdd44ffb571d30b610dc432842fcf9eb8907c26f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.34% on your WSTETH

Earn 5.50% on your DAI

Earn 4.91% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About