Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
4862 42180	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
6395 40647	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
6925 40117	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
6877 40165	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
5994 41048	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
6040 41002	0x020715113003744cca02102c3d2b280c3ed02983	500
7316 39726	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
4823 42219	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
6028 41014	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
4693 42349	0xabf14af130ca3d240115efb25bf7322dda48e523	500
7460 39582	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
7123 39919	0x2988983d105436843757ce8e45be5b3af3736445	500
5677 41365	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
7077 39965	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
6285 40757	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
4461 42581	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
7058 39984	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
7155 39887	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
6848 40194	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
7072 39970	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
4796 42246	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
7199 39843	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
5107 41935	0x4129c6a4401a78a642084082294262dc40d51b1f	500
5190 41852	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
6843 40199	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
7304 39738	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
5300 41742	0x5570859d29563c6a76151034580848171f64ff9f	500
6073 40969	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
4495 42547	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
5159 41883	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
6857 40185	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
4752 42290	0x65acb848e52df70e4a523474358ed1b773c4122d	500
5037 42005	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
7016 40026	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
4191 42851	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
4688 42354	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
4464 42578	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
6966 40076	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
7325 39717	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
5022 42020	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
How do I move up the leaderboard?
6411 40631	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
7190 39852	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
5262 41780	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
5445 41597	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
7284 39758	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
7251 39791	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
4764 42278	0xf7de1eede3f7b46edb6f851e0227127482446359	500
5111 41931	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
6275 40767	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
5730 41312	0x6c84dd3486e1030897992206f956b0473594ce80	500
5390 41652	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
6938 40104	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
6960 40082	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
4331 42711	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
5749 41293	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
7171 39871	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
6974 40068	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
4756 42286	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
6819 40223	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
7264 39778	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
6629 40413	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
5851 41191	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
5807 41235	0x282af5a115a84dd00675c554cd1abed219824b6d	500
5017 42025	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
5058 41984	0x2f96212bbad1120c56cefedec2826dc771547c09	500
4884 42158	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
7425 39617	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
4826 42216	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
6891 40151	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6461 40581	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
6156 40886	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
7328 39714	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
4162 42880	0x51de5ac0964804fb0005594c24dd6d7f4fe4f78a	500
4829 42213	0x7324340f3286f8ad35876b251cf403641dbcb153	500
6430 40612	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
6617 40425	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
6714 40328	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
5446 41596	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
6130 40912	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
6241 40801	0xa218a8346454c982912cf6d14c714663c2d510d8	500
How do I move up the leaderboard?
7066 39976	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
4768 42274	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
7115 39927	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
5621 41421	0x1801d57c645626fa38c0c21934273296ba7f5573	500
5047 41995	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500
7195 39847	0x39a6afc920eab4722cf217ba84644ebd6adecf15	500
5463 41579	0xa4a776180f8ba9fce98a3b3ca1e587592011143f	500
4901 42141	0xd37215765ab59af4991f5bb773486a2c5e5c0e81	500
5992 41050	0xb78eaa3a75af3a50484bed830cee1480c0e75ff0	500
4835 42207	0x1dbef87da31986391e9d16ab9f1793ab0c9a6276	500
6758 40284	0x3745af941fbbf3336ab21bb3a9853e75320382ab	500
7157 39885	0x7c548a4443051dbc9ca7f0a8c331492923c80d3b	500
6572 40470	0x28c9d1c1b945a063c9a7dbd2da8c9fb7ab03cb37	500
6347 40695	0x8b3dfb7fea63748dbc1278b65d1aa5cd37794cab	500
4265 42777	0x24d02aff5e769ee07d4bd37e0b7726a18203abf9	500
5142 41900	0xa14a0111eaecfede37c2048213291c8b116b4311	500
5381 41661	0x84b76f9eae1da4a80b7196bf3e8a587afea7b718	500
4294 42748	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
6182 40860	0x2d54140410e4a29659350542f07a8f80e9e36775	500
5704 41338	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.49% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.98% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About