Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
7025 40008	0xcbc93dadd929a1e6c9848576501aa87b60db169b	500
6549 40484	0x64ff035fd9168c5490368d1759c5fabe76b763a0	500
5841 41192	0xdeeb12536b72cf64239c2873f55153b2d72943ba	500
5819 41214	0x161cd2419f02754c811c3963a08bb21a28146f2a	500
7182 39851	0x848207743cf16b91aed5a24b67dd75f8cac2912f	500
6506 40527	0x4f06933da41ecc8703b8ce2e8c4c2fca498c3329	500
7027 40006	0xaf3cf8a7e45244543caaaf92e795a3c72e9f8a47	500
7114 39919	0x219b4b0a498566c412391219ea3d936176719ca6	500
5444 41589	0xb232ad656fbd3deda21f8ae177e17f416294118a	500
6153 40880	0xbee5348d07466997e566a4d7551a7c95470a0b05	500
6598 40435	0x76680402ea3c2e86ab22e8d84f8b219f702855a2	500
6536 40497	0x25a6bca14383d247fa3e4bb9d6a3009f3721bff8	500
6239 40794	0xd3d4d48057a21c3f097011140052f96778bc4617	500
7222 39811	0x5d8f4378e80f4172405905388f7a6412dd805996	500
5856 41177	0xdb81bbe3c04c60f1e6af5873316774f632e7d509	500
4656 42377	0xf7d44d5a28d5af27a7f9c8fc6efe0129e554d7c4	500
4356 42677	0x77265be7cfb120deab6e94f6d0db69bd0d79dd4f	500
4624 42409	0x311da6d80cc8994193168ba51b074649606cf6d2	500
4115 42918	0xefe45908dfbeef7a00ed2e92d3b88afd7a32c95c	500
5382 41651	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
5759 41274	0x3ce9879b7fd1d8f52cecee897eb890da561adc59	500
6974 40059	0xbc84db47640f31526d227196ef340ec7923411ab	500
5497 41536	0x1da32f3ac9377a0d228277307468f1c12d023607	500
5569 41464	0x3bbc3f86ccfecac09c99009fdd644762a7193701	500
5680 41353	0x8b20b03ee9f1414f71ad5af35bf69fa6d492aa5b	500
6754 40279	0x7f99580e485a8f860c8223a74cfa540749a49c0e	500
7416 39617	0xcc8776b6668970e2a0d23a5c2bbe6f0ba7ecbbe8	500
6279 40754	0xb957dbb9727550694e9ea1a1af61592b59fde978	500
5093 41940	0xa408a1e70a1aa0f2d20c51785c3153c1d4ae7b6c	500
7104 39929	0x7c411cdecae8ed9064e59053eb4bb3ab94b389a5	500
5318 41715	0x5c0d6eed0b5a8817aa8407904ca3952a344731f0	500
7465 39568	0x44b2e5b84eac1e8d23f1324b6b824cd7e2178db6	500
7058 39975	0x2330151c4f341dfc94be4144a8db1187d1558554	500
4474 42559	0xee8ecf29b0baf9370e62c94e7587d8a160cfd4c5	500
5087 41946	0xebe1495ed58d91c75e79f2d20d21e7f9c4bced5d	500
4692 42341	0x2e0303c82f2a733ee1a9c3046512fe73d68d2a0c	500
7220 39813	0xb3897eb4c1d10db64c4bf67192dfec3eca9828e0	500
5724 41309	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500
7323 39710	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
5271 41762	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
How do I move up the leaderboard?
6163 40870	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
5749 41284	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
5798 41235	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4487 42546	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
4108 42925	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4530 42503	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
7019 40014	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
7385 39648	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
6087 40946	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
7094 39939	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
6877 40156	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
5695 41338	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
4858 42175	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
4352 42681	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4454 42579	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
6725 40308	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
5231 41802	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
4641 42392	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
5671 41362	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
4653 42380	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
5747 41286	0x020715113003744cca02102c3d2b280c3ed02983	500
4270 42763	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
6694 40339	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5735 41298	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
6604 40429	0xabf14af130ca3d240115efb25bf7322dda48e523	500
5461 41572	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
4453 42580	0x2988983d105436843757ce8e45be5b3af3736445	500
7291 39742	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
4495 42538	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
5256 41777	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
4121 42912	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
4513 42520	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
4421 42612	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5650 41383	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
4500 42533	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
6670 40363	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
4378 42655	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
4976 42057	0x4129c6a4401a78a642084082294262dc40d51b1f	500
4956 42077	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
5290 41743	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
How do I move up the leaderboard?
4282 42751	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
7033 40000	0x5570859d29563c6a76151034580848171f64ff9f	500
5778 41255	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
6449 40584	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
4966 42067	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
5284 41749	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
6641 40392	0x65acb848e52df70e4a523474358ed1b773c4122d	500
6844 40189	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
4555 42478	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
6206 40827	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
6601 40432	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
5144 41889	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
4603 42430	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
4261 42772	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
6832 40201	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
5228 41805	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
4387 42646	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
7003 40030	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
7133 39900	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
4301 42732	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.43% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.10% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About