Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6049 40984	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4950 42083	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
6072 40961	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
4574 42459	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5491 41542	0x603028ec8ed0bed832d266c93ae4232458b07201	500
4458 42575	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
4858 42175	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5757 41276	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6189 40844	0x801700661d66bbc401aa435547b3a5d690016381	500
6531 40502	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5780 41253	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
6251 40782	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4750 42283	0x755380324942019f1db6e114b9c4650f2b01a170	500
6233 40800	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
6741 40292	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
5096 41937	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
4148 42885	0x156daf376cfbdd938c470a227508b0ba022c998f	500
5102 41931	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
5782 41251	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
5995 41038	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
6290 40743	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
5198 41835	0x44617b9d41aaa85f0a7f8fd008775cdc679b61ea	500
5249 41784	0x45312aadecdb1b6a7207146cc4438a810d480948	500
7154 39879	0x69724d906d90fab3596d985104c219608e09211b	500
7194 39839	0xf0d4801db52dce1e0ca1ec343242507e2e0fc4c0	500
6207 40826	0xed348de0dada9aedda3121503d0101e41133c72c	500
5152 41881	0xd4a5f216ece9de7d8524fb158d1ef983d5649687	500
6385 40648	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
6135 40898	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
5458 41575	0x637dcff017472759bf4ed03b6d12a46929a66154	500
5380 41653	0x294e0d50c4c1e863033002aae236a102651cf6a1	500
7374 39659	0x9570faa4565963d98d66a60514baf9eb14040da9	500
6338 40695	0x5b1183111ae698b1ee941161cc771e13713e4c9e	500
5239 41794	0xc73a8ae0ccbd9d160c853d8470848650ecfb8dea	500
6792 40241	0x3a6f1c36ec0b66832d18da7ade7b59a6ae697ae9	500
6724 40309	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
5230 41803	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
4640 42393	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
5670 41363	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
4652 42381	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
How do I move up the leaderboard?
5746 41287	0x020715113003744cca02102c3d2b280c3ed02983	500
4269 42764	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
6693 40340	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5734 41299	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
6603 40430	0xabf14af130ca3d240115efb25bf7322dda48e523	500
5460 41573	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
4452 42581	0x2988983d105436843757ce8e45be5b3af3736445	500
7290 39743	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
4494 42539	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
5255 41778	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
4120 42913	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
4512 42521	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
4420 42613	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5649 41384	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
4499 42534	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
6669 40364	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
4377 42656	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
4975 42058	0x4129c6a4401a78a642084082294262dc40d51b1f	500
4955 42078	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
5289 41744	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
4281 42752	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
7032 40001	0x5570859d29563c6a76151034580848171f64ff9f	500
5777 41256	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
6448 40585	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
4965 42068	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
5283 41750	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
6640 40393	0x65acb848e52df70e4a523474358ed1b773c4122d	500
6843 40190	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
4554 42479	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
6205 40828	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
6600 40433	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
5143 41890	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
4602 42431	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
4260 42773	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
6831 40202	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
5227 41806	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
4386 42647	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
7002 40031	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
7132 39901	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
4300 42733	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
How do I move up the leaderboard?
4332 42701	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
5073 41960	0xf7de1eede3f7b46edb6f851e0227127482446359	500
6889 40144	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
5257 41776	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
7324 39709	0x6c84dd3486e1030897992206f956b0473594ce80	500
4910 42123	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
4628 42405	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
4608 42425	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
6322 40711	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
7337 39696	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4405 42628	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
4595 42438	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
6644 40389	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
5545 41488	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
7387 39646	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
4771 42262	0x282af5a115a84dd00675c554cd1abed219824b6d	500
6826 40207	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6855 40178	0x2f96212bbad1120c56cefedec2826dc771547c09	500
5044 41989	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4168 42865	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.12% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About