Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
5482 41584	0x23cd45af64684aa5c672cf24afd9314007e8011b	500
5155 41911	0x5cbf723b56832dce48cd1f29b681e8ceb2495742	500
6825 40241	0x8ee2338478a3f300f43caf240dd06bb2f76bd23e	500
5934 41132	0xb0f7150808be601981137f9ec7cd9614a37fe076	500
5947 41119	0x6c615c4ecfea0aff9e87746723eaa35495fd52f5	500
5937 41129	0xa9ed13383467cb25093ac8b70c52ca2a8985f225	500
5896 41170	0x291b69372d504418eee672f2839ec9b8f0e1595d	500
5846 41220	0x9ef9124e711f583ef2917d4cae1d50cd926bb3ce	500
7224 39842	0x1c0a8dd3c93f348a25f8ab4dc9a98f1d11b66d5c	500
7481 39585	0xb5fc9eef8f391051ecfc1c7d71d617181a56539b	500
4203 42863	0x95d17bae7dc1a56393ad271ebe3361c7f5c4864a	500
5812 41254	0x0f8b170477b8eeff5fefda5abc14494afdc81db6	500
6274 40792	0x8dc00a9eed1e0d28cac01e96d050f703e408eb3f	500
5249 41817	0x0970511d700711eae847633440ffe76aa15abb00	500
7348 39718	0x63d9d24a199e74c32e324c199139e3df9ced13f4	500
5252 41814	0x2ca40605844f48c60431e2820ffa84526e795f9f	500
4969 42097	0x40f3b5e4f9179739a32455c2b170835fe928d0bc	500
4829 42237	0xc5f670cc55ed46815118428261025919cb4e1a63	500
6486 40580	0xe0273391e1ef99e63216535b65739ab9154bc887	500
5685 41381	0x484a12a27e8c95718e0b60d14369bfeaa426aff3	500
5639 41427	0xc5cc86dd8e2ca2f3d6ba38161b8a203d426f278d	500
6375 40691	0x379954f4c543cd579750571559390919b6e9718c	500
6135 40931	0xdda42f12b8b2ccc6717c053a2b772bad24b08cbd	500
6946 40120	0x47d74458a1180cd92b533d950bb6fac353a309da	500
7399 39667	0x15079cbaa74c1df2a602fac88bd5b98b08ffe6a4	500
5752 41314	0x6ecc46a772d41032f43faac6636a78c96efa0ae6	500
6916 40150	0xdd9129dab356ccb6cdea8b2fc2b27a9d14304dd9	500
5983 41083	0x10c386025257bebf61dbd6c311a1ffa24f7ac538	500
4979 42087	0x0ba92342b2c7427e0c46454d860bad022febfaf7	500
7422 39644	0x91ce816845e1d9fca3fb1e5f21e492a68377e886	500
6543 40523	0xfdc9cc5887284cc2846d8035601df715d7124ee7	500
5346 41720	0x0cc7090d567f902f50cb5621a7d6a59874364ba1	500
5845 41221	0xc8764c597c66fcc9259042bedae25ec94667a9cc	500
6476 40590	0x39d95a992eed3eb9cbb98606a8b46693aefb900f	500
5081 41985	0x707acc9693237c9f6f200c3bf7c114803a6fc10f	500
6760 40306	0xdd6ca7d9d4d2a190a5c940f499cb32494a6fd31c	500
5187 41879	0x4db4ec1c1e7019d640cdbb35e1de740f92147977	500
5574 41492	0x78a84d9fd936d9cafd21846f810b0874291b70ae	500
4233 42833	0xe3ec5d8a3da6b26fc93b7e34c03b5e7f0db7a775	500
6048 41018	0x751208958023f1d5255e146b509fc8c074e50f14	500
How do I move up the leaderboard?
5247 41819	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
6472 40594	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
6267 40799	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
4905 42161	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
7433 39633	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
5447 41619	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
5333 41733	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
7444 39622	0x346c48ff889501a968f1ab5256480baba010bbb5	500
7472 39594	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
5310 41756	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6615 40451	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
5602 41464	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
6627 40439	0x3f591610c34ebe3c26b0ff25d683773383361541	500
5067 41999	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
6959 40107	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
4615 42451	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
6113 40953	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
6153 40913	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4540 42526	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
6332 40734	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
5070 41996	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
4538 42528	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
4485 42581	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4445 42621	0xf9c8b051234f8b43306d099044451c02857719eb	500
4147 42919	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
6737 40329	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
7048 40018	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
7000 40066	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
7206 39860	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
4893 42173	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
7454 39612	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
5439 41627	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
4962 42104	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
4783 42283	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4378 42688	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
7419 39647	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
5371 41695	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
6539 40527	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
5635 41431	0x834bcb7abb0e074a75481e6c78544a385726a151	500
6584 40482	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
How do I move up the leaderboard?
6167 40899	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
5626 41440	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
6798 40268	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
5675 41391	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4205 42861	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7310 39756	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
6514 40552	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
7010 40056	0x3483a0282281768e2883c443989194259cba7eaf	500
4902 42164	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
5557 41509	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
5889 41177	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
6537 40529	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4391 42675	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
6238 40828	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
7307 39759	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
7099 39967	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
6060 41006	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
5218 41848	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4348 42718	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4185 42881	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.41% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 111.90% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About