Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
5057 41978	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
5952 41083	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5307 41728	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
4324 42711	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5501 41534	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
4416 42619	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6122 40913	0xe609a451a6c71a273297d355422ecb4e999422a6	500
6591 40444	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
5397 41638	0x4684eae59efeb57611ad9991a643124c97bd8565	500
6621 40414	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
6047 40988	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
5524 41511	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
6224 40811	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
6061 40974	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
6623 40412	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
5855 41180	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
6796 40239	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
6157 40878	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
7013 40022	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
5530 41505	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
6609 40426	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
6390 40645	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
7261 39774	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
6034 41001	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
5594 41441	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
4908 42127	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
4267 42768	0x691271df38d390def7919183adf35919d4794bdb	500
6569 40466	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
4505 42530	0x321bb0bb48b65989525053c3ffc66324047d5387	500
6496 40539	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
5823 41212	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
5066 41969	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
5330 41705	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
5421 41614	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
6719 40316	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
4547 42488	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
5636 41399	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
4758 42277	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
6191 40844	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
4232 42803	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
How do I move up the leaderboard?
6218 40817	0x828b3dccbc9f868dd52dee247cacfdf66d849bbb	500
5995 41040	0xe162be6026b230279014d0c8730b16dea494a74b	500
4450 42585	0xb3001710ed3b4d4062290ac82dc32567ac7e2389	500
6063 40972	0x28a60282bba0c950d7e83eaafa8cd09f55768a7d	500
6616 40419	0xe388086670965e8b4558d2b5c298e733513a5198	500
7386 39649	0xc11d7ec4036af56ff0db1006671ed43e2263dcc1	500
6058 40977	0x87a67e7dc32fdc79853d780c6f516312b4a503b5	500
6692 40343	0xacfd81bfa4e4b6cad0d04c083c3d5897fb40d1b3	500
4273 42762	0x6a96d47ea103f09a0650123381b969f0511534a7	500
6344 40691	0x540f0169768bb8a2fc2dce6cbd031e78345fe436	500
5959 41076	0xef2fee011ec23cfd95094a55f3d2c401f1092fdb	500
4901 42134	0x0574215b0a39119c84ca17f1ec83418eeb5ada8e	500
7256 39779	0xd8cc18f7cd20c5fd21956cd4c154499b8fb923fc	500
7262 39773	0xc48025c19b5b69daed85c90188eb5acb8ce68825	500
4849 42186	0xa0d8dfe910b67696d00d05559666874e7dc0f04b	500
4986 42049	0x9378d3e602415bf52065696b98aee47b235f60c3	500
5313 41722	0xc3075e0b339e14e2546dfc7e77f2ffb7183c9769	500
5612 41423	0x684258c81de274717243651a900c2997bd49d0a9	500
6031 41004	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
6474 40561	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4468 42567	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
5799 41236	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4231 42804	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
4581 42454	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
7118 39917	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
4692 42343	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
4765 42270	0xc94cc876a826bc75355569e696cb2304f3434709	500
4147 42888	0x7344e478574acbe6dac9de1077430139e17eec3d	500
6052 40983	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4953 42082	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
6075 40960	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
4577 42458	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5494 41541	0x603028ec8ed0bed832d266c93ae4232458b07201	500
4461 42574	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
4861 42174	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5760 41275	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6192 40843	0x801700661d66bbc401aa435547b3a5d690016381	500
6534 40501	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5783 41252	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
6254 40781	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
How do I move up the leaderboard?
4753 42282	0x755380324942019f1db6e114b9c4650f2b01a170	500
6236 40799	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
6744 40291	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
5099 41936	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
4151 42884	0x156daf376cfbdd938c470a227508b0ba022c998f	500
5105 41930	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
5785 41250	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
5998 41037	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
6293 40742	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
5201 41834	0x44617b9d41aaa85f0a7f8fd008775cdc679b61ea	500
5252 41783	0x45312aadecdb1b6a7207146cc4438a810d480948	500
7157 39878	0x69724d906d90fab3596d985104c219608e09211b	500
7197 39838	0xf0d4801db52dce1e0ca1ec343242507e2e0fc4c0	500
6210 40825	0xed348de0dada9aedda3121503d0101e41133c72c	500
5155 41880	0xd4a5f216ece9de7d8524fb158d1ef983d5649687	500
6388 40647	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
6138 40897	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
5461 41574	0x637dcff017472759bf4ed03b6d12a46929a66154	500
5383 41652	0x294e0d50c4c1e863033002aae236a102651cf6a1	500
7377 39658	0x9570faa4565963d98d66a60514baf9eb14040da9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.26% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About