Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
4247 42821	0x64763373e21bcc7ca7ac03e74c6dc56bea78a6f1	500
7503 39565	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
6375 40693	0x85154d2fae72a544598a51d3b654e8e43918c861	500
5988 41080	0x815e9e1d43832cecacbe23ad69d1664d9da12d37	500
5987 41081	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
5086 41982	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
5008 42060	0xe32c7b1108e061066f73bcfa09e0755ccee140b7	500
4924 42144	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
5970 41098	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
5151 41917	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
5262 41806	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500
6791 40277	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
6888 40180	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
6071 40997	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
7157 39911	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
5042 42026	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
4450 42618	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
7019 40049	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
7333 39735	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
6049 41019	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4159 42909	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
7189 39879	0xb91a113b13afa7a60b6dcf90fe037e5a56a0b2b7	500
5949 41119	0x5127bc7594839253bd204246b17a5a6ef60da540	500
6569 40499	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
6854 40214	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
5649 41419	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
7130 39938	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
5701 41367	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5479 41589	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
5584 41484	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
5190 41878	0x300445f432813e7f86810f9558d917cdf027aee4	500
6016 41052	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
6858 40210	0x899e6fdb489478b956d44801da82a1119615d778	500
5887 41181	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
7114 39954	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
4518 42550	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
6249 40819	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
6397 40671	0x0937239d7daa7e9317ceafd24b7f7d5b26996871	500
4214 42854	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
4146 42922	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
How do I move up the leaderboard?
6814 40254	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
5796 41272	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
5474 41594	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
4713 42355	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
4187 42881	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
4758 42310	0x802abde84e6e8370e497b882d5461dd037b8249b	500
5193 41875	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
5829 41239	0xf943430b5013f35e79b7756aacdb520b30da5057	500
6710 40358	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6306 40762	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
4228 42840	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
5504 41564	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
6694 40374	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
6777 40291	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
6371 40697	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
5763 41305	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
6413 40655	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
5468 41600	0x06185ca50a8ab43726b08d8e65c6f2173fb2b236	500
4612 42456	0xbe9d1cc91202ceb92205c39f112ba234b1531b80	500
6037 41031	0x0ec4b6689d848c5138fb1f039064af8de6ba6551	500
5703 41365	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
7265 39803	0x34f31b375e055d87e2140e978550d9dae297cad4	500
6737 40331	0x0960da039bb8151cacfef620476e8baf34bd9565	500
6261 40807	0x37e46caefef61d30e680cf754998b4a39e5d8325	500
4788 42280	0xb56e23738e261b854d0682eff71900ba1e398b06	500
6616 40452	0x78c84b1eaf62e343ad981ab9e1d4ad4165f73352	500
5555 41513	0x3671f603f17653ce068535ff350eed664b50577c	500
5816 41252	0x5102614741a1b98c64891b44db049f03facd2f27	500
4996 42072	0xa39ba2cd8658d0b69ba1880dcfbb65216ab33056	500
4508 42560	0x3a014c1eeab0ea421ff45c678d3acd4138e9b3cd	500
5202 41866	0xe6961e219b89d878f2fa7abea15e3bdfbf8bcbe6	500
5087 41981	0x28dd5c8d35a51da814723df13d72cbd971da227f	500
6321 40747	0x0d3d681762f9eda9541fab6acfb17c50025b630b	500
7062 40006	0x9a550b9faca1480be496e09d62324b754da14c45	500
7279 39789	0x10aacecc658e5665f5bf2b0a7116576ea2164f94	500
6266 40802	0x4c0713d9eb4efd10ccf4d459630f4652723c9f30	500
6008 41060	0x4b4c13434aac5e99645a4d9e59fe497b3318f50f	500
7079 39989	0x5b727c169f33967e812b55e2b76c80e94f23040a	500
7409 39659	0x4754541109a3d8d7747d99dfc6125b3239355913	500
5143 41925	0xaddde280700916d8d83a51ebb5ff6b303f01c32c	500
How do I move up the leaderboard?
6192 40876	0x7b23e38fbd0e677a1d1f72fe29a1aea9fd83ade8	500
4894 42174	0xa8791110fae457ce059f3cfde6f8abf633002a34	500
4373 42695	0x62dee4f4288ccdd7e0aacfa5690fec4270610a4f	500
5009 42059	0xd3fc6cc7d1c6295f705e579f5a04c802462bc541	500
6629 40439	0x0f1a748cdf53bbad378ce2c4429463d01cce0c3f	500
7050 40018	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
4738 42330	0xac860e27141260703485717fadb271978cec26fd	500
4596 42472	0x511d378deb773be2f46966c18025b041e1abccfb	500
4651 42417	0x3a509cbe5878d0e559d3ab20d909fd00a8871fc9	500
7111 39957	0x10a2383113c86db1aef1c35f1254da0ff2349770	500
5335 41733	0x6f949c1403c34f15ba101a515bd7a9a44f6058ef	500
5875 41193	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
5501 41567	0xaeeda8d02c23d7f6ea244c5cb17cd6bac42d072f	500
6579 40489	0x9b6c1b045f79e59bc97562cf452a083886e8f8ea	500
6258 40810	0xc1d7457df57074a9bf025981595c49a90f807923	500
6423 40645	0x9519a57dea8342a5276e3b209790185f331acfc4	500
5060 42008	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
6703 40365	0xff35ef99cdc780121e31dc60c73552915981d56e	500
4938 42130	0x277624af714fffda86091c117a64a81e1f19e17d	500
6434 40634	0x4a425d7823853d3ba4ae93631ac2129f07447db8	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.55% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About