Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4803 42233	0xe76d4f0b98755b704053940cb035ce0a1ad36160	500
7045 39991	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
6287 40749	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
6504 40532	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
6572 40464	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
4806 42230	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
5853 41183	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
5465 41571	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
4975 42061	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
6365 40671	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
6392 40644	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
4205 42831	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
5877 41159	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
4840 42196	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
7370 39666	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
4881 42155	0x536d7a54d7f8c9e7638613fcd00f10cb7eabc9f2	500
6524 40512	0xeebf0b67cddb82b9ec7f673db3c9aee07846d402	500
4895 42141	0x0d93bc9654df5a50e0e65df55d09ba7b47fb95cd	500
4686 42350	0x8da5658a9527fec22c4ef7ade19c0dfa2b223807	500
7070 39966	0x4c5efef099d3fe907515c941dfe8c74f1c8f5c35	500
6261 40775	0x9c7cd4977dd1c4e71abd9c0daabe92425f3f7a0c	500
6148 40888	0x28b7e2329712b3d812dcea736fe7a6305f9d74eb	500
6693 40343	0xbd495ac7e23d3d8c634e362c8ea3691bb58bbd94	500
5386 41650	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4267 42769	0x691271df38d390def7919183adf35919d4794bdb	500
6569 40467	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
4505 42531	0x321bb0bb48b65989525053c3ffc66324047d5387	500
5910 41126	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
6743 40293	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
4712 42324	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
7425 39611	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
6860 40176	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
5672 41364	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
5469 41567	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
7168 39868	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
4417 42619	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500
5170 41866	0x89cd98a69ac5dcff78c5f436a5a34e90bb257b84	500
4825 42211	0x773b522680761199384d2cba1d2593127235b884	500
4278 42758	0x9e349d598edfd96d8e6b71120930db35bd8d549d	500
4973 42063	0xce9456a353f47e3179281ef216e524437235c7d5	500
How do I move up the leaderboard?
4723 42313	0x63d6f86bba080dd7de2304f6d5c7c044108dc94c	500
6487 40549	0x8b0d00c8e9b7b3e51e4cdcfb6c0adbd56d2e8d02	500
4828 42208	0x411c50d943d2d7c3f233fe1b0d576533ceae4b67	500
6818 40218	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
5886 41150	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
5085 41951	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
5234 41802	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
4556 42480	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
5353 41683	0x746098f891d52fa00e49942c244a18bb15d574de	500
4341 42695	0x6845400c874037bec2a4b012b794aae480872cc1	500
7212 39824	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4242 42794	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
6483 40553	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
6005 41031	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
6055 40981	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
6736 40300	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
4886 42150	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
7089 39947	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
4764 42272	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
7099 39937	0xd4adb891a10b91040fea83147a90eb985be20656	500
6624 40412	0xfad773b0086d3d26c52fd8e0877adea10f6314dc	500
6507 40529	0xea03523a90e5fc7e424ccef2b3e7d1ac3c90cdae	500
6056 40980	0xcc3f6acca041ffbee3b710f9023c290b918b5b74	500
7352 39684	0x4860589e0440145a7fdbfb262962ded881bd3d37	500
5062 41974	0x368434cbd681bcfbefaf0e7230acabecea3cb1cd	500
6041 40995	0x97b3353ac68d5625d66e99d3795b9b00d16114c5	500
5629 41407	0x0ef25ad333a465910a0c469627523903a28e320a	500
6352 40684	0x61e01cd91fe29acb06f1056f7e4a99b64b0263fd	500
6104 40932	0xe1e92c34b4a26e95da314d818b5d904efb3961bd	500
5471 41565	0x3a068b1920bb5ff6ca38dc6668acfb80738bd8be	500
5857 41179	0x2e9dce29cc89f37ff233e9182d2193552dda1642	500
5511 41525	0xeb4add5bc5ce41e055beca74aa70ac81fc59ea24	500
5000 42036	0x17c77e522b1ee625a4c8b2117a2a16bdbfb2ccfc	500
6068 40968	0x9866a4cbb3421fff83f18a046af9d49678d4db59	500
5263 41773	0x5e51d1f456d8438ffa867c978699522574dbbc76	500
7027 40009	0xcbc93dadd929a1e6c9848576501aa87b60db169b	500
6551 40485	0x64ff035fd9168c5490368d1759c5fabe76b763a0	500
5843 41193	0xdeeb12536b72cf64239c2873f55153b2d72943ba	500
5821 41215	0x161cd2419f02754c811c3963a08bb21a28146f2a	500
7184 39852	0x848207743cf16b91aed5a24b67dd75f8cac2912f	500
How do I move up the leaderboard?
6508 40528	0x4f06933da41ecc8703b8ce2e8c4c2fca498c3329	500
7029 40007	0xaf3cf8a7e45244543caaaf92e795a3c72e9f8a47	500
7116 39920	0x219b4b0a498566c412391219ea3d936176719ca6	500
5446 41590	0xb232ad656fbd3deda21f8ae177e17f416294118a	500
6155 40881	0xbee5348d07466997e566a4d7551a7c95470a0b05	500
6600 40436	0x76680402ea3c2e86ab22e8d84f8b219f702855a2	500
6538 40498	0x25a6bca14383d247fa3e4bb9d6a3009f3721bff8	500
6241 40795	0xd3d4d48057a21c3f097011140052f96778bc4617	500
7224 39812	0x5d8f4378e80f4172405905388f7a6412dd805996	500
5858 41178	0xdb81bbe3c04c60f1e6af5873316774f632e7d509	500
4658 42378	0xf7d44d5a28d5af27a7f9c8fc6efe0129e554d7c4	500
4358 42678	0x77265be7cfb120deab6e94f6d0db69bd0d79dd4f	500
4626 42410	0x311da6d80cc8994193168ba51b074649606cf6d2	500
4117 42919	0xefe45908dfbeef7a00ed2e92d3b88afd7a32c95c	500
5384 41652	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
5761 41275	0x3ce9879b7fd1d8f52cecee897eb890da561adc59	500
6976 40060	0xbc84db47640f31526d227196ef340ec7923411ab	500
5499 41537	0x1da32f3ac9377a0d228277307468f1c12d023607	500
5571 41465	0x3bbc3f86ccfecac09c99009fdd644762a7193701	500
5682 41354	0x8b20b03ee9f1414f71ad5af35bf69fa6d492aa5b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.19% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.19% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About