Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.23x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6152 40879	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
6117 40914	0xe609a451a6c71a273297d355422ecb4e999422a6	500
6042 40989	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
6186 40845	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
4903 42128	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
7365 39666	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
4227 42804	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
6604 40427	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
5519 41512	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
6219 40812	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
6586 40445	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
5392 41639	0x4684eae59efeb57611ad9991a643124c97bd8565	500
6616 40415	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
6056 40975	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
6618 40413	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
6029 41002	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
5589 41442	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
7008 40023	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
5525 41506	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
6385 40646	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
4970 42061	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
6714 40317	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
4542 42489	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
4753 42278	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
5631 41400	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
5490 41541	0x8db03d7ed6f6a081c561c242412c98080e9fa13a	500
4312 42719	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
6720 40311	0x3989c4f265d18d7196b97168d77b240802bfb40c	500
5757 41274	0xbfde8808d8085b8a0fee89df38847f5827806330	500
4089 42942	0x3a6372b2013f9876a84761187d933dee0653e377	500
6903 40128	0xa343ad0351a58a314eb25b2087775298b95e1fde	500
5019 42012	0xecc6684386642661fe6cd65aff98dc238351872a	500
7017 40014	0x98bfaf737e8e9618072f38e04db0050e98d2d2d8	500
7340 39691	0xc6e55eb9e6756b045af2887d7393186a700d190d	500
5833 41198	0xec2d84c7038d6ae69e3b9b91fab4648a6c8c6f81	500
5979 41052	0x371178ccf88a1262ac51692fafc87955e8151531	500
6211 40820	0x612faffcee134392fb7a7c0d865e6efa16bba1b4	500
5992 41039	0x39d6f45659b2ef6e6d61f5ace785b77672cb3aee	500
5075 41956	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
6771 40260	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
How do I move up the leaderboard?
4670 42361	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
6348 40683	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
5242 41789	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
4437 42594	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
6936 40095	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
7354 39677	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
6229 40802	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
5453 41578	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
4590 42441	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
5720 41311	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6663 40368	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
5554 41477	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
4174 42857	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
4655 42376	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
4898 42133	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
5147 41884	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
5186 41845	0xbc904354748f3eaea50f0ea36c959313ff55cc39	500
5030 42001	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
5055 41976	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
6213 40818	0x828b3dccbc9f868dd52dee247cacfdf66d849bbb	500
5990 41041	0xe162be6026b230279014d0c8730b16dea494a74b	500
4445 42586	0xb3001710ed3b4d4062290ac82dc32567ac7e2389	500
6058 40973	0x28a60282bba0c950d7e83eaafa8cd09f55768a7d	500
6611 40420	0xe388086670965e8b4558d2b5c298e733513a5198	500
7381 39650	0xc11d7ec4036af56ff0db1006671ed43e2263dcc1	500
6053 40978	0x87a67e7dc32fdc79853d780c6f516312b4a503b5	500
6687 40344	0xacfd81bfa4e4b6cad0d04c083c3d5897fb40d1b3	500
4268 42763	0x6a96d47ea103f09a0650123381b969f0511534a7	500
6339 40692	0x540f0169768bb8a2fc2dce6cbd031e78345fe436	500
5954 41077	0xef2fee011ec23cfd95094a55f3d2c401f1092fdb	500
4896 42135	0x0574215b0a39119c84ca17f1ec83418eeb5ada8e	500
7251 39780	0xd8cc18f7cd20c5fd21956cd4c154499b8fb923fc	500
7257 39774	0xc48025c19b5b69daed85c90188eb5acb8ce68825	500
4844 42187	0xa0d8dfe910b67696d00d05559666874e7dc0f04b	500
4981 42050	0x9378d3e602415bf52065696b98aee47b235f60c3	500
5308 41723	0xc3075e0b339e14e2546dfc7e77f2ffb7183c9769	500
5607 41424	0x684258c81de274717243651a900c2997bd49d0a9	500
6026 41005	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
6469 40562	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4463 42568	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
How do I move up the leaderboard?
5794 41237	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4226 42805	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
4576 42455	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
7113 39918	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
4687 42344	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
4760 42271	0xc94cc876a826bc75355569e696cb2304f3434709	500
4141 42890	0x7344e478574acbe6dac9de1077430139e17eec3d	500
6047 40984	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4948 42083	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
6070 40961	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
4572 42459	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5489 41542	0x603028ec8ed0bed832d266c93ae4232458b07201	500
4456 42575	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
4856 42175	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5755 41276	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6187 40844	0x801700661d66bbc401aa435547b3a5d690016381	500
6529 40502	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5778 41253	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
6249 40782	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
7090 39941	0x80d557c59057fd5033c93c001ac4c17257dbd921	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.02% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About