Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.09x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6026 41005	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
6469 40562	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4463 42568	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
5794 41237	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4226 42805	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
4576 42455	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
7113 39918	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
4687 42344	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
4760 42271	0xc94cc876a826bc75355569e696cb2304f3434709	500
4141 42890	0x7344e478574acbe6dac9de1077430139e17eec3d	500
6047 40984	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4948 42083	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
6070 40961	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
4572 42459	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5489 41542	0x603028ec8ed0bed832d266c93ae4232458b07201	500
4456 42575	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
4856 42175	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5755 41276	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6187 40844	0x801700661d66bbc401aa435547b3a5d690016381	500
6529 40502	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5778 41253	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
6249 40782	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4748 42283	0x755380324942019f1db6e114b9c4650f2b01a170	500
6231 40800	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
6739 40292	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
5094 41937	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
4145 42886	0x156daf376cfbdd938c470a227508b0ba022c998f	500
5100 41931	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
5780 41251	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
5993 41038	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
6288 40743	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
5196 41835	0x44617b9d41aaa85f0a7f8fd008775cdc679b61ea	500
5247 41784	0x45312aadecdb1b6a7207146cc4438a810d480948	500
7152 39879	0x69724d906d90fab3596d985104c219608e09211b	500
7192 39839	0xf0d4801db52dce1e0ca1ec343242507e2e0fc4c0	500
6205 40826	0xed348de0dada9aedda3121503d0101e41133c72c	500
5150 41881	0xd4a5f216ece9de7d8524fb158d1ef983d5649687	500
6383 40648	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
6133 40898	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
5456 41575	0x637dcff017472759bf4ed03b6d12a46929a66154	500
How do I move up the leaderboard?
5378 41653	0x294e0d50c4c1e863033002aae236a102651cf6a1	500
7372 39659	0x9570faa4565963d98d66a60514baf9eb14040da9	500
6336 40695	0x5b1183111ae698b1ee941161cc771e13713e4c9e	500
5237 41794	0xc73a8ae0ccbd9d160c853d8470848650ecfb8dea	500
6790 40241	0x3a6f1c36ec0b66832d18da7ade7b59a6ae697ae9	500
5776 41255	0xdd462a6edb182fa3b0804693024d5fd5dfa144a5	500
4324 42707	0x16580d39fe5035192b2f547caf6ac2c8ea3dd1fa	500
6492 40539	0x8132b67955365c9f1beb20ff2a202b6d332ccc19	500
5125 41906	0x0e7785ca2a2c82b557c93c4226ef9d8a72204e92	500
7168 39863	0x6e93c2acd39dd928954f94af25f97023162e8e82	500
4891 42140	0xd1088c8f4a27a04cf226b10b0304aac461d4ddcb	500
4699 42332	0x3793b42283c7b7c6b0e6219033f83ca0eb8275f6	500
6980 40051	0xccb8ecebbc62d426f143249c72ac9b87f011c2de	500
5119 41912	0xd58874367758d34a8adb270b7f9c8a42d54a9dc9	500
6011 41020	0x42a2d7042538fedc3ca98c7deaa6ae18733b8621	500
7028 40003	0xf63875b69948ddd08380368fc5ae5c8f8596e79b	500
6069 40962	0xca4a5ba3650b6eecb99e33f81659036c5f7794e7	500
4118 42913	0x68f593572402632c724bc2d2fca05e91541269f3	500
7396 39635	0xafa7faee464d344e95b00e3d254c74346454b666	500
7057 39974	0x603c385a139a6c521124372b5980da9c04a2a0e4	500
4208 42823	0xe38ee5414fba4f4fa7f9631ec5cb7cfda8e879e0	500
5824 41207	0xc2f6a4f776bac37cd7f92681adeef7393c5d9469	500
5952 41079	0x498d0c1c491d7b90fa4cc280a0fd27ff58225bca	500
6588 40443	0x96fa4a515521b1e63ca6811962014197dbb954ef	500
4834 42197	0x4b87ec7431a7550a784c08c280abb9cff9b455e6	500
7074 39957	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
5688 41343	0x1fc65b2905493add07359b482b2204b449506b18	500
6375 40656	0xb60464390b4f5ef39d389bc079514286e6dfb831	500
4693 42338	0x31a47094c6325d357c7331c621d6768ba041916e	500
5286 41745	0xff91060d45d0b9b854ecb3073ff0b642b8e4a9e2	500
4304 42727	0xae8fc5f88d4050e341c923a66a337b7a1951a619	500
5329 41702	0x7c4117866988e9e042b423324d8214f9fa3a4b5c	500
6821 40210	0x018cd30fb35fbd13ee00bd01df66d1c4239c64a6	500
5918 41113	0xe6fb08c0edc4f0b4c3a136989ba3a4455a9a6f3a	500
4684 42347	0x860001218d2476481629b7c64960bd6edbedd848	500
7097 39934	0x4565ee03a020daa77c5efb25f6dd32e28d653c27	500
7362 39669	0x4cfee495a68d7998385b19d3996862c234a9799a	500
5937 41094	0x840647cb127112d0edb9e6c3ce8e0c083b99516a	500
6587 40444	0x186c8c852337912f545cd75d34b355c65a1fb408	500
7461 39570	0x254c489383994ce62c012ffa2d9ab858c416d55f	500
How do I move up the leaderboard?
5988 41043	0xea921e74083a0c358f1414bf45815667765e1650	500
5586 41445	0x00dabded204a77b69bf8dde9c0ac4f1ca4046ff3	500
6629 40402	0xedbdf45d8bffeb6a40a55bd19f9496081ebbec9a	500
5356 41675	0x93cdb0a93fc36f6a53ed21ecf6305ab80d06beca	500
4876 42155	0x536d7a54d7f8c9e7638613fcd00f10cb7eabc9f2	500
6519 40512	0xeebf0b67cddb82b9ec7f673db3c9aee07846d402	500
4890 42141	0x0d93bc9654df5a50e0e65df55d09ba7b47fb95cd	500
4681 42350	0x8da5658a9527fec22c4ef7ade19c0dfa2b223807	500
7065 39966	0x4c5efef099d3fe907515c941dfe8c74f1c8f5c35	500
6256 40775	0x9c7cd4977dd1c4e71abd9c0daabe92425f3f7a0c	500
6143 40888	0x28b7e2329712b3d812dcea736fe7a6305f9d74eb	500
6688 40343	0xbd495ac7e23d3d8c634e362c8ea3691bb58bbd94	500
6769 40262	0x9a06e4b45882cf2b1f72934a1f44fb8e60347b56	500
6591 40440	0xc8dd8ee5c55df7f5716c644afa264afbf47c419a	500
6904 40127	0x0bf3cdaffafad2498df897c5bb52d4855ceba18e	500
4277 42754	0x5c5a4ae893c4232a050b01a84e193e107dd80ca2	500
7337 39694	0x775d6d5bbecbfcc5d576912aac7c18a0bed104a5	500
5112 41919	0x3991adbdf461d6817734555efdc8ef056fefbf21	500
5933 41098	0xdd8e731f6f3a9afdefe74af3394494b8016d3e3e	500
6087 40944	0x589c716e1de79b20bfb79164acc61918f42a4221	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.99% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About