Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
5998 41079	0x589c716e1de79b20bfb79164acc61918f42a4221	500
4374 42703	0x739746ad0f5172708248b67025d5ba938be602b8	500
7440 39637	0x5f56e5ade609d0869351bd43b768568bc690c6f9	500
4275 42802	0xae385d4254efcfa0b19a30269d7fe5cab946e065	500
6766 40311	0x710f435db686b3527e455d3e60a8e939628a99e1	500
6782 40295	0x390a7731bb3573617c59060c6b3764664f15dada	500
4766 42311	0x5c7fa5853bf95dcfc8a2694b55f8e0270358534e	500
6707 40370	0x28395ad01ca521ec9f51b3a493b94e5104a276ea	500
7513 39564	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
4313 42764	0xd66d93e02aa78af0f636113988e54e5a07e466a4	500
5208 41869	0x3082c52891683a70ac39910badd719b04f616cc1	500
4403 42674	0x6199d226fc991cd99a0864db7c37ff3cdea58649	500
4231 42846	0xca87227285bc34a92001c522373deb185cccba34	500
5019 42058	0x582578df5cc8c43900b1c5ebc99e0a370f6b2902	500
6806 40271	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
6761 40316	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
6671 40406	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
4716 42361	0x5180db0237291a6449dda9ed33ad90a38787621c	500
6742 40335	0x6a6d76a7e2b978da196701c67407c358427b982b	500
5673 41404	0xc7bb05ee716ff1a1f576b9c82ceea3f8d83019ae	500
5509 41568	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
6887 40190	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
5957 41120	0x032fede91452aa59b02b4bc620573f1fba62162c	500
4570 42507	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
6685 40392	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
4663 42414	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
6010 41067	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
4454 42623	0x71f30f9844e3602a434441952f2a2202a9893a4f	500
4955 42122	0xf113750958af419428b1d32085bf1cb21f6b7461	500
7468 39609	0xbdba0618904358bb0d57d3a51accdb1b3ffeea63	500
5152 41925	0xabbcd0a41c580724f8ebb3df5b530cd3b5e51ed4	500
5301 41776	0x59a661f1c909ca13ba3e9114bfdd81e5a420705d	500
5091 41986	0x31eb91800a607de9944c40aa46c3ed06678fcb83	500
6024 41053	0x565a7160593d82ccd96f4e609f8bd37e97c27ac8	500
5901 41176	0x2c4cc97f1c7920cffa34e462ccdbbea0e20c4dc8	500
4315 42762	0x9b0e2a45276d1a308eeb6473d301e88cb10bb691	500
4832 42245	0xab520a40f484b7d4bf24e42ab6d7ba7a78f73066	500
6188 40889	0x262275bf0e822da14c5330508c72fd61bf51b00b	500
6180 40897	0xd98348fa49d8fab1278c7eeb05985ff90357d052	500
4803 42274	0x7783b6fb0586df2dc21250d4d61b7c3e5236e11f	500
How do I move up the leaderboard?
4742 42335	0x03e2c10b74a260f46ab5cf881938c5888a6142df	500
7462 39615	0x8ef9fa3eef893ba157f9f15781372535277c4ef3	500
6287 40790	0x180e079a6297b7f3f3d1d76d52ded621143ee46f	500
6606 40471	0xc113c2684f45d7daddd26e1c3ecd11053d02b69d	500
5029 42048	0x8f2d517dbf4ae0eb7a564805d9764b58db8bb00c	500
5424 41653	0xdb3b416f36da9d3826633f586e6c1e80fc25dd67	500
5959 41118	0x7d73c4771193106cbb2e00d0053349372ba9a260	500
6963 40114	0x9696d9e4d7d1a3bfc1e7ca7e0ea3ab957f84f743	500
5297 41780	0xaecc413e7eb4b204274523c5c823ce3d0aed29f2	500
6119 40958	0x1de9bd77615a3cba9dad4853ed764ee48d2fe7b2	500
6113 40964	0x195f7a81a24b81691f07706de7e02e8c96224be8	500
4536 42541	0x6645054e038f75b911b250793649e15b774a9060	500
7249 39828	0x73f8dc6e117b096600660c1245ae8e396cb6750e	500
7313 39764	0xcdc8dd2fb645d413fe7f1af8d47bf2a186c43b94	500
5905 41172	0x46ddeb61a3b921fb9427b559bf9e65f4eff5df78	500
6485 40592	0x801c9104010619e0bbc3ada9679d908f608758fb	500
4279 42798	0x73107da86708c2dad0d91388fb057eee3e2581af	500
7272 39805	0xacf50722cf6e23b330f23be35694a2f7013a2c81	500
4784 42293	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
4491 42586	0x0937239d7daa7e9317ceafd24b7f7d5b26996871	500
6913 40164	0x9f92a7c9d205e7e59913deeb3109f467fe734e9b	500
4307 42770	0xa6092ac0449b40a7ce65e1ad3e5a0a61dd003b92	500
6589 40488	0xfec14dfd8378e9cfe06f7cbc7d1aa988258aa01e	500
7025 40052	0xabab4691a30be604f6e8746e7a182e97bdddee81	500
4744 42333	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
6214 40863	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
4899 42178	0x0089d01c450d35eb8cbb9557c0f88e2e9b4c713d	500
4892 42185	0x1660a375825071b01133db5ef7c65ee68b26894b	500
4575 42502	0x748c2ea5db75d57bc077ec156d7dc78d04f54246	500
6669 40408	0xfe7bcb3676aabe9a6b39cb23f3a5fa41eed7ad1b	500
6846 40231	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
6868 40209	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
7384 39693	0xb609088904b6fcfe212f79272909b4335e119a12	500
4408 42669	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
5444 41633	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
5774 41303	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
5869 41208	0xd2050719ea37325bdb6c18a85f6c442221811fac	500
5195 41882	0xe0f84173806d27958369e6d321cf023ccceea809	500
7400 39677	0x2c91bcb66a88bc1c8ed522109ef9d29fe7c0e485	500
6186 40891	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
How do I move up the leaderboard?
4864 42213	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
6372 40705	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
5484 41593	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
6021 41056	0x8a83716acd66d9e1fb18c9b79540b72e04f80ac0	500
6321 40756	0x4a4c1c48d66f0e97ff11380c9357b795a97e664d	500
5529 41548	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
5676 41401	0xaf5b48f84b12879bf6b54e9835a82fa522b2961f	500
4221 42856	0x9a9af3991934425f7907bbc7ec4e6970803327f4	500
4712 42365	0xb0a4e99371dfb0734f002ae274933b4888f618ef	500
7076 40001	0xe649edcb64ea6512a95b150da18bfd20c84bc549	500
4929 42148	0x8cab2ef6c2368d33db15c5f3aed09ce3e3bdd98f	500
6083 40994	0xd9131de0ae0ab3d0d69492e3d38901dc34a679ff	500
6654 40423	0x70f6a23536da15af225195b4d00faa37530d9782	500
6194 40883	0x1965fae60604524afbad5479415fa7967faf4edc	500
4161 42916	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
5320 41757	0x37927020217550eb8e08f785c946717151b7092d	500
4985 42092	0xcd0db31915f737c33c8bb68843bb24e7b6c4656c	500
7195 39882	0x1837ec0e062951a3f4065e9f85b48cd24d4040d5	500
4239 42838	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
4460 42617	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.77% on your WSTETH

Earn 7.50% on your DAI

Earn 7.47% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 126.81% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About