Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.74%.

Get $RAYS

Leaderboard

Rank	User	Rays
5909 41125	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
6742 40292	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
4396 42638	0xeb5ff183356d834598752580ba73266ebfe4250f	500
7167 39867	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
4416 42618	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500
5169 41865	0x89cd98a69ac5dcff78c5f436a5a34e90bb257b84	500
4824 42210	0x773b522680761199384d2cba1d2593127235b884	500
4277 42757	0x9e349d598edfd96d8e6b71120930db35bd8d549d	500
4972 42062	0xce9456a353f47e3179281ef216e524437235c7d5	500
4722 42312	0x63d6f86bba080dd7de2304f6d5c7c044108dc94c	500
6486 40548	0x8b0d00c8e9b7b3e51e4cdcfb6c0adbd56d2e8d02	500
4827 42207	0x411c50d943d2d7c3f233fe1b0d576533ceae4b67	500
6063 40971	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
5190 41844	0xbc904354748f3eaea50f0ea36c959313ff55cc39	500
5494 41540	0x8db03d7ed6f6a081c561c242412c98080e9fa13a	500
6625 40409	0xda0a2cde4d5ead5e961bfeef1ccfd8d6b5a14c7e	500
7409 39625	0x2e2345e64b59cf22e3a494dd65bb27db15abfcc1	500
5448 41586	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
5203 41831	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6113 40921	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
4180 42854	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
4224 42810	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
7120 39914	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
5056 41978	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
5951 41083	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5306 41728	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
4323 42711	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5500 41534	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
4415 42619	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6121 40913	0xe609a451a6c71a273297d355422ecb4e999422a6	500
6590 40444	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
5396 41638	0x4684eae59efeb57611ad9991a643124c97bd8565	500
6620 40414	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
6046 40988	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
5523 41511	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
6223 40811	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
6060 40974	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
6622 40412	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
5854 41180	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
6795 40239	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
How do I move up the leaderboard?
6156 40878	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
7012 40022	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
5529 41505	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
6608 40426	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
6389 40645	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
7260 39774	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
6033 41001	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
5593 41441	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
4907 42127	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
6724 40310	0x3989c4f265d18d7196b97168d77b240802bfb40c	500
5761 41273	0xbfde8808d8085b8a0fee89df38847f5827806330	500
4094 42940	0x3a6372b2013f9876a84761187d933dee0653e377	500
6907 40127	0xa343ad0351a58a314eb25b2087775298b95e1fde	500
5023 42011	0xecc6684386642661fe6cd65aff98dc238351872a	500
7021 40013	0x98bfaf737e8e9618072f38e04db0050e98d2d2d8	500
7344 39690	0xc6e55eb9e6756b045af2887d7393186a700d190d	500
5837 41197	0xec2d84c7038d6ae69e3b9b91fab4648a6c8c6f81	500
5983 41051	0x371178ccf88a1262ac51692fafc87955e8151531	500
6215 40819	0x612faffcee134392fb7a7c0d865e6efa16bba1b4	500
5996 41038	0x39d6f45659b2ef6e6d61f5ace785b77672cb3aee	500
5079 41955	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
6775 40259	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
4674 42360	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
6352 40682	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
5246 41788	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
4441 42593	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
6940 40094	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
7358 39676	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
6233 40801	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
5457 41577	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
4594 42440	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
5724 41310	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6667 40367	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
5558 41476	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
4179 42855	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
4659 42375	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
4902 42132	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
5151 41883	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
5034 42000	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
5059 41975	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
How do I move up the leaderboard?
6726 40308	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
5232 41802	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
4642 42392	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
5672 41362	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
4654 42380	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
5748 41286	0x020715113003744cca02102c3d2b280c3ed02983	500
4271 42763	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
6695 40339	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5736 41298	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
6605 40429	0xabf14af130ca3d240115efb25bf7322dda48e523	500
5462 41572	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
4454 42580	0x2988983d105436843757ce8e45be5b3af3736445	500
7292 39742	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
4496 42538	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
5257 41777	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
4122 42912	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
4514 42520	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
4422 42612	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5651 41383	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
4501 42533	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.11% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About