Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6908 40136	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
5420 41624	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
4432 42612	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
4921 42123	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
4832 42212	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
4250 42794	0xe160b3790ea2711b261186881f92df15e0453a1c	500
6519 40525	0x8db03d7ed6f6a081c561c242412c98080e9fa13a	500
4724 42320	0xda0a2cde4d5ead5e961bfeef1ccfd8d6b5a14c7e	500
5909 41135	0x2e2345e64b59cf22e3a494dd65bb27db15abfcc1	500
6494 40550	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
4161 42883	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6455 40589	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
7418 39626	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
7368 39676	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
5427 41617	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
4846 42198	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
6250 40794	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
6810 40234	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
7265 39779	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
6532 40512	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
7165 39879	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6466 40578	0xe609a451a6c71a273297d355422ecb4e999422a6	500
4673 42371	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
6620 40424	0x4684eae59efeb57611ad9991a643124c97bd8565	500
4712 42332	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
6373 40671	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
6582 40462	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
4212 42832	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
6390 40654	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
4720 42324	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
6142 40902	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
4973 42071	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
4125 42919	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
5272 41772	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
6591 40453	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
4697 42347	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
4419 42625	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
5637 41407	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
6351 40693	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
6703 40341	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
How do I move up the leaderboard?
5400 41644	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
4861 42183	0x3989c4f265d18d7196b97168d77b240802bfb40c	500
6044 41000	0xbfde8808d8085b8a0fee89df38847f5827806330	500
5867 41177	0x3a6372b2013f9876a84761187d933dee0653e377	500
5131 41913	0xa343ad0351a58a314eb25b2087775298b95e1fde	500
4949 42095	0xecc6684386642661fe6cd65aff98dc238351872a	500
5286 41758	0x98bfaf737e8e9618072f38e04db0050e98d2d2d8	500
5759 41285	0xc6e55eb9e6756b045af2887d7393186a700d190d	500
6124 40920	0xec2d84c7038d6ae69e3b9b91fab4648a6c8c6f81	500
6290 40754	0x371178ccf88a1262ac51692fafc87955e8151531	500
4203 42841	0x612faffcee134392fb7a7c0d865e6efa16bba1b4	500
6306 40738	0x39d6f45659b2ef6e6d61f5ace785b77672cb3aee	500
4759 42285	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
4941 42103	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
5969 41075	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
4373 42671	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
6346 40698	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
7139 39905	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
5177 41867	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
5775 41269	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
4225 42819	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
7485 39559	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
6980 40064	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
6006 41038	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
5724 41320	0xd66d93e02aa78af0f636113988e54e5a07e466a4	500
7469 39575	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
7272 39772	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
6166 40878	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
5591 41453	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
4854 42190	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
7029 40015	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6801 40243	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
7393 39651	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
6107 40937	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
5840 41204	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
5801 41243	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
7158 39886	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
6840 40204	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
7075 39969	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
4797 42247	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
How do I move up the leaderboard?
7202 39842	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
5110 41934	0x4129c6a4401a78a642084082294262dc40d51b1f	500
5193 41851	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
6835 40209	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
7307 39737	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
5302 41742	0x5570859d29563c6a76151034580848171f64ff9f	500
6063 40981	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
4498 42546	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
5166 41878	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
6849 40195	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
4753 42291	0x65acb848e52df70e4a523474358ed1b773c4122d	500
6655 40389	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
7324 39720	0x691271df38d390def7919183adf35919d4794bdb	500
4643 42401	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
7072 39972	0x321bb0bb48b65989525053c3ffc66324047d5387	500
6201 40843	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
4887 42157	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
7185 39859	0xeb5ff183356d834598752580ba73266ebfe4250f	500
5497 41547	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
7164 39880	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.20% on your WSTETH

Earn 5.50% on your DAI

Earn 4.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.26% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About