Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
5595 41442	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
6185 40852	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
5899 41138	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
6251 40786	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
5029 42008	0x020715113003744cca02102c3d2b280c3ed02983	500
6981 40056	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
4878 42159	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5698 41339	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
4741 42296	0xabf14af130ca3d240115efb25bf7322dda48e523	500
6989 40048	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
6553 40484	0x2988983d105436843757ce8e45be5b3af3736445	500
6413 40624	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
6272 40765	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
5672 41365	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
7318 39719	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
6149 40888	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
6659 40378	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
5989 41048	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
6231 40806	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
4845 42192	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
6757 40280	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
7456 39581	0x4129c6a4401a78a642084082294262dc40d51b1f	500
5313 41724	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
5550 41487	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
6943 40094	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
5998 41039	0x5570859d29563c6a76151034580848171f64ff9f	500
4939 42098	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
4536 42501	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
5283 41754	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
5599 41438	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
4799 42238	0x65acb848e52df70e4a523474358ed1b773c4122d	500
5230 41807	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
7213 39824	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
7311 39726	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
6155 40882	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500
4739 42298	0x3c04eb76e381305433ca8cfe2b63083607d037cc	500
7300 39737	0xa218a8346454c982912cf6d14c714663c2d510d8	500
6195 40842	0xec0003ad8ee87a46f6d0706860d482461b99acea	500
5303 41734	0x2024f13b2fdb7957feb422af38edd5218e79ce05	500
6519 40518	0x28faa107fe080f7490c031c1eb4d69195ddd97db	500
How do I move up the leaderboard?
6357 40680	0x1801d57c645626fa38c0c21934273296ba7f5573	500
5699 41338	0xc2f430299746e9ef8edf5bd72257f4082b1a2413	500
6751 40286	0x39a6afc920eab4722cf217ba84644ebd6adecf15	500
5600 41437	0xa4a776180f8ba9fce98a3b3ca1e587592011143f	500
4971 42066	0xd37215765ab59af4991f5bb773486a2c5e5c0e81	500
6265 40772	0xb78eaa3a75af3a50484bed830cee1480c0e75ff0	500
5274 41763	0x1dbef87da31986391e9d16ab9f1793ab0c9a6276	500
7403 39634	0x3745af941fbbf3336ab21bb3a9853e75320382ab	500
6664 40373	0x7c548a4443051dbc9ca7f0a8c331492923c80d3b	500
6828 40209	0x28c9d1c1b945a063c9a7dbd2da8c9fb7ab03cb37	500
5144 41893	0x8b3dfb7fea63748dbc1278b65d1aa5cd37794cab	500
4305 42732	0x24d02aff5e769ee07d4bd37e0b7726a18203abf9	500
5800 41237	0xa14a0111eaecfede37c2048213291c8b116b4311	500
6092 40945	0x84b76f9eae1da4a80b7196bf3e8a587afea7b718	500
5504 41533	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
4479 42558	0x2d54140410e4a29659350542f07a8f80e9e36775	500
6441 40596	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500
5918 41119	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
6248 40789	0xc59d53def7d1d99e7361bc504056e91ee8a252fe	500
7169 39868	0x45bfe95aa2c73a5af53820b549eff1712d53177c	500
6096 40941	0x80d557c59057fd5033c93c001ac4c17257dbd921	500
6977 40060	0x66c31af0d98d68d023fe5e842537b047b24c4932	500
7064 39973	0xf39fe64953c20757419d960ee6dbc5e6a19914d3	500
5324 41713	0x67616ba322dc6609124bb0b6c22ab3d7d04c9fb3	500
5922 41115	0x1e8e6c3e358a9b2b8fdbe695253d25dc522335a3	500
5617 41420	0x073aba73177668ba1c6661a4ccddbf77dfc8809a	500
5516 41521	0x0a6d97444602b96f7e231e9dd5ecec9251a9cafe	500
5936 41101	0x2df9e1dfdc74136713215ce9aa6eec71426d1f42	500
6069 40968	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
5855 41182	0x1fc65b2905493add07359b482b2204b449506b18	500
4445 42592	0xb60464390b4f5ef39d389bc079514286e6dfb831	500
6642 40395	0x31a47094c6325d357c7331c621d6768ba041916e	500
5554 41483	0xff91060d45d0b9b854ecb3073ff0b642b8e4a9e2	500
6896 40141	0xae8fc5f88d4050e341c923a66a337b7a1951a619	500
7458 39579	0x7c4117866988e9e042b423324d8214f9fa3a4b5c	500
5077 41960	0x018cd30fb35fbd13ee00bd01df66d1c4239c64a6	500
4231 42806	0xe6fb08c0edc4f0b4c3a136989ba3a4455a9a6f3a	500
6571 40466	0x860001218d2476481629b7c64960bd6edbedd848	500
6109 40928	0x4565ee03a020daa77c5efb25f6dd32e28d653c27	500
6546 40491	0x4cfee495a68d7998385b19d3996862c234a9799a	500
How do I move up the leaderboard?
4135 42902	0x840647cb127112d0edb9e6c3ce8e0c083b99516a	500
4722 42315	0x186c8c852337912f545cd75d34b355c65a1fb408	500
7271 39766	0x254c489383994ce62c012ffa2d9ab858c416d55f	500
5107 41930	0xea921e74083a0c358f1414bf45815667765e1650	500
6477 40560	0x00dabded204a77b69bf8dde9c0ac4f1ca4046ff3	500
4786 42251	0xedbdf45d8bffeb6a40a55bd19f9496081ebbec9a	500
7325 39712	0x93cdb0a93fc36f6a53ed21ecf6305ab80d06beca	500
5642 41395	0x536d7a54d7f8c9e7638613fcd00f10cb7eabc9f2	500
4631 42406	0xeebf0b67cddb82b9ec7f673db3c9aee07846d402	500
5579 41458	0x0d93bc9654df5a50e0e65df55d09ba7b47fb95cd	500
6544 40493	0x8da5658a9527fec22c4ef7ade19c0dfa2b223807	500
6052 40985	0x4c5efef099d3fe907515c941dfe8c74f1c8f5c35	500
4292 42745	0x9c7cd4977dd1c4e71abd9c0daabe92425f3f7a0c	500
4150 42887	0x28b7e2329712b3d812dcea736fe7a6305f9d74eb	500
4873 42164	0xbd495ac7e23d3d8c634e362c8ea3691bb58bbd94	500
7255 39782	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
6988 40049	0x691271df38d390def7919183adf35919d4794bdb	500
4690 42347	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
6201 40836	0x321bb0bb48b65989525053c3ffc66324047d5387	500
4325 42712	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.52% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.14% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About