Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.66%.

Get $RAYS

Leaderboard

Rank	User	Rays
5961 41105	0xfec14dfd8378e9cfe06f7cbc7d1aa988258aa01e	500
6562 40504	0xabab4691a30be604f6e8746e7a182e97bdddee81	500
5471 41595	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
5425 41641	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
7432 39634	0x0089d01c450d35eb8cbb9557c0f88e2e9b4c713d	500
7440 39626	0x1660a375825071b01133db5ef7c65ee68b26894b	500
6808 40258	0x748c2ea5db75d57bc077ec156d7dc78d04f54246	500
6077 40989	0xfe7bcb3676aabe9a6b39cb23f3a5fa41eed7ad1b	500
6302 40764	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
6336 40730	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
4962 42104	0xb609088904b6fcfe212f79272909b4335e119a12	500
5973 41093	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
5106 41960	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
4583 42483	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
4693 42373	0xd2050719ea37325bdb6c18a85f6c442221811fac	500
5372 41694	0xe0f84173806d27958369e6d321cf023ccceea809	500
5991 41075	0x2c91bcb66a88bc1c8ed522109ef9d29fe7c0e485	500
5394 41672	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
7468 39598	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
5640 41426	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
5167 41899	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
5221 41845	0x8a83716acd66d9e1fb18c9b79540b72e04f80ac0	500
5567 41499	0x4a4c1c48d66f0e97ff11380c9357b795a97e664d	500
4278 42788	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
4462 42604	0xaf5b48f84b12879bf6b54e9835a82fa522b2961f	500
4909 42157	0x9a9af3991934425f7907bbc7ec4e6970803327f4	500
6607 40459	0xb0a4e99371dfb0734f002ae274933b4888f618ef	500
6640 40426	0xe649edcb64ea6512a95b150da18bfd20c84bc549	500
7401 39665	0x8cab2ef6c2368d33db15c5f3aed09ce3e3bdd98f	500
5285 41781	0xd9131de0ae0ab3d0d69492e3d38901dc34a679ff	500
6057 41009	0x70f6a23536da15af225195b4d00faa37530d9782	500
5402 41664	0x1965fae60604524afbad5479415fa7967faf4edc	500
4764 42302	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
4942 42124	0x37927020217550eb8e08f785c946717151b7092d	500
7346 39720	0xcd0db31915f737c33c8bb68843bb24e7b6c4656c	500
6806 40260	0x1837ec0e062951a3f4065e9f85b48cd24d4040d5	500
4886 42180	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
6245 40821	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5642 41424	0x4456b164679ad1e0df23008aada7904f6806718c	500
4301 42765	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
How do I move up the leaderboard?
5454 41612	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
6019 41047	0x01eabaa6b6776f569cf5cc85c71eec096c795779	500
5881 41185	0xa0ad863cda238a57343389495810460457dd512a	500
4227 42839	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
5006 42060	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
5200 41866	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
6583 40483	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
5245 41821	jerroldpetersonjr.eth	500
5919 41147	0x29c0dd69fd9f8056b9e359044b068596883a7835	500
4438 42628	0x9b8afb5f6cbd0cb9f61a2d3765acbd5a8f1b911a	500
6753 40313	0xf3ae3bbdeb2fb7f9c32fbb1f4fbdaf1150a1c5ce	500
4130 42936	0xf9c8b051234f8b43306d099044451c02857719eb	500
7302 39764	0x8cb20f59e717d2debac27c7271370dc365f77be7	500
7107 39959	0x516da21bd3fce0f2588650e98a3cb8a816315406	500
4493 42573	0x3f3c53249f05df97ef0cb34fc04d394ca694d6d9	500
4350 42716	0x044025fc517b5751b01a9be777d5c1f3b7bf83c0	500
4974 42092	0x868f6e3c83cd698d4dd58bb8a0cc9e84732a2a50	500
5096 41970	0x757909f76bed59ce11505530b8261f62c854ea8c	500
5187 41879	0xcdffff72a7cba07016c3820111b46abe173c25d6	500
6836 40230	0x68db91d7be097c96a7e4034105bb4861434f7710	500
6781 40285	0x533b3c430a1e74943c4e00df3bda71e1a3bbda28	500
5270 41796	0x19aa5fa08c4b6ae9071b9ac72fd41a008feef175	500
6778 40288	0xc019b40d773d6a34984a6ca79bbdc63fe3b2a3bc	500
6574 40492	0x07539a42e40b18b31e5b35c0af4c429f5d06fef8	500
6779 40287	0xd69e0f73d9f588b56a40b530ce5daa3222c3ae5f	500
5207 41859	0xee1a62f0c6fa867a062e8d33bb6969db020969e5	500
4628 42438	0xf062425a128167547136de8d72add895705588b6	500
6153 40913	0x40b7cf954269e49cac97666472983d4f37676b1b	500
6079 40987	0x0334dc596588f9944b50e47eb75daee803642f5f	500
5533 41533	0x4ebe125a2844f1f759694667314832aa9f031ddb	500
6423 40643	0xe242e8ab736f9f0559ac33593028612299490c9c	500
4924 42142	0xd64813e230b945e501aa1969d21fb2072cb95930	500
4249 42817	0xdcf0a497df3c53a43ff25d0f582f3c2d08b995b8	500
4257 42809	0x2d04685c3c62e7aacce7638e4bb35f8ab3f1cea4	500
4895 42171	0x6fb81de2c107b3c13d1087c2eacd9aaee13111a4	500
4811 42255	0xa5834db05d37af2bdc802c37ea0dfc07de6a994b	500
4325 42741	0x842a368b0e32f76729b8db2a0d6fd6c3fd8b499a	500
6839 40227	0xb8346eb2a554af19107d5d81b095b81627e24dc6	500
5621 41445	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
6154 40912	0x0b98f1d6ee453e8b0c36def52289a3de3bc82c5b	500
How do I move up the leaderboard?
5777 41289	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
4880 42186	0xad6a9c30a73705d218af12d71e0e885ff2da4094	500
6113 40953	0x12d3078f6e97deadd5dfad6605c973e0b634fe2c	500
4440 42626	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
7009 40057	0x390173f2d9a2bc67863216b05834069ed93bc7f1	500
5490 41576	0x4c0132f885ac02cd0fb555d17db8946b0c10edd8	500
4592 42474	0x5a78e5435707246b3963108cb512582e9ace689b	500
5525 41541	0x5853ed4f26a3fcea565b3fbc698bb19cdf6deb85	500
4573 42493	0xb3eb2f7527c89bf0d43e2bbb50bf2afaadbc0f28	500
6794 40272	0xff2990c7d9f69deda0392b1c76b9b631dbf295ab	500
6752 40314	0x7466cbcd1506962d2632a58f8a59a2248a34bea0	500
4753 42313	0x966c4c088e71263830f6d8bda6bba5d4c4d647c3	500
7445 39621	0x805651a56e6121becb27219b65fd859ed3e97dc1	500
4686 42380	0x4111637f8cee2156ad775aa79ca9594c7b109a9e	500
6922 40144	0xac59f71c383de1ef94802676f72f1bae3d7d3029	500
6417 40649	0x5c31c6af15b9a4e0c26ec4ad4a0417708d6b6f93	500
6889 40177	0x25e33b29de7f01353096eb482384574f0bd27942	500
4212 42854	0xea71cb097180c527a9ad9417ff4cf1baa5280d05	500
7227 39839	0x8c57ddde3b4629b10a74ee600bd7ecd50f1eb212	500
4294 42772	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 112.71% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About