Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.66%.

Get $RAYS

Leaderboard

Rank	User	Rays
5103 41963	0xe4916bf722d5b2d397fd2f3a925029d2c4e83b51	500
5107 41959	0x5984195b2f6ef3a6eb503c7706cb7ae954b50f88	500
7313 39753	0xd40d51857ac0c4ed1ade039d9902eb7faea2c4c7	500
5449 41617	0xd5bf1f96ad5f340bbf5ad9d1d0802b213583f0a8	500
6137 40929	0x89a5704718c7ebdf32209c2f928b2e28892d886d	500
7233 39833	0xbea2e23abaa34f04e3f490af4c414569b1319f27	500
6271 40795	0xfb8f88a757c3516ab6fd89cb18408973b7bbf821	500
5057 42009	0x79c33df84737baab36375d723fd2d8896b6b61ca	500
4484 42582	0x905808e46eb90ddc3d4e263806bb38ea6e85f6d2	500
6122 40944	0x52405eff99dd4c2015463dc511573344f2e2e8d7	500
6226 40840	0xaef4ce7e4d9e170698660af19801eca00b5b848c	500
7176 39890	0x2297cef07007e1be0606e6aa8bc6a3a7afe686ae	500
5436 41630	0x1095ddd68b265067ee1ab2b776f9bba029eba2b4	500
5182 41884	0x301cd8ab0c12ba28c4fc4f6ff271f4fad5d262d1	500
4287 42779	0xf62773237e1d1325221c93a973200bdc75b06276	500
6954 40112	0xdc7c661a7c47ebbe31e19f4a47af32835af6756a	500
4219 42847	0xa08acf7671f6142144aecdd63ab9e35f64388696	500
6033 41033	0x4ef5fcc6a65c34ec5c571b7eac13f8089d924625	500
6562 40504	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
7424 39642	0x1c31e146ca6525dcb100f7faf280cbdac6e19ed2	500
4841 42225	0x84dc703caf0c34b484b249e819371074d94901bf	500
4818 42248	0x622081faca84c91aae7941e427a722d1207692d5	500
4846 42220	0x33bbe55d06ef5891bd71cd8722503f007fc46927	500
7380 39686	0x08d49c032f268d3ac4265d1909c28dfaab440040	500
6785 40281	0xd079e2ab0ef1a27bd7e6f47dc05f6366a5c12eb0	500
5085 41981	0x29dff05a66e9c23605039df66f53ada4172ad3a9	500
4420 42646	0xbf4eb10c3b290e533b79b747d2b5861701b42d60	500
5773 41293	0x8da1e907b9f485ac25506da5c60676d56d55fd1e	500
7148 39918	0x41353939b58186660b4f52c15d5336873fdcabbb	500
6242 40824	0xd313184c1335829ec75cc44a104d692d418ef004	500
7030 40036	0x617459b083246784ba647eea5616e89e5f307218	500
6406 40660	0xa341ad20a270538f7581391c3f425b1bd3896f94	500
5165 41901	0x57ab005ac11e2a5565333ccc995ac364adb47216	500
4493 42573	0x010ea91a5d9dbda4ab5b00e5f9e98a9377fc10f7	500
5090 41976	0x2d94b33fd4ab6968c0dce5f2b73a3eae1e126a4e	500
4654 42412	0xbfba28d567d4f59e6428ddd8ba6f50c2da7138c2	500
4283 42783	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500
4334 42732	0x71f897b86605b89c1b47c9b693f322c3e9746eba	500
6379 40687	0x3660ba927441e1dda8b539f9df2d74aaa6305de0	500
5172 41894	0x59f1b6353efb1f6cbd54d26f121d4bf8debaec34	500
How do I move up the leaderboard?
7003 40063	0xee1f3ccf372857bc970e66b49f8950e23820c772	500
6790 40276	0x340dcbd638d756b0e2c5a89336150c3ff0dbd79f	500
5522 41544	0x8d132161603991040348a69a02e9648d103bd1cd	500
5038 42028	0xb5c0f0ff448c4891e04fd88ff77e634e8c9d6e7b	500
5119 41947	0x5f5127974e6fab7128fe6baa3f35fc5d12cc939a	500
5631 41435	0x48b88c6f624b8f763d9a0ded3bd2a775ae4989a2	500
5239 41827	0x124951da096f2e4c5d364b117ebe276f15cc956e	500
4272 42794	0x0cfcf60b1dcd45d709bc03abd11467a9f015aa0f	500
7383 39683	0x102ccc819cbcaf1fd53a6d1210ffee67edc18d0b	500
6161 40905	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
6848 40218	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
6432 40634	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
6351 40715	0xee62b1f0a36fcb2c66847d58324f1e02aee7b696	500
5617 41449	0x6c6a28a431aad0a9c27779f14c7c45d29d6e3b22	500
4196 42870	0x2e7212016ba40a1ee366f3a54c5ad6b4916eae74	500
7248 39818	0x7404becad09351583443720f8f520f689e93359e	500
7386 39680	0x66ab525022c5291c0c3d7a7199a38b827586f30c	500
4986 42080	0x3a8b6a4203d4e49428f963883334043420d24a27	500
7301 39765	0xd1b572f9528b70df1ea79456edc8250125f2d6bb	500
7349 39717	0x4dbb86fe7751ace462e4da248df8db365db6f380	500
7391 39675	0xaf0f557a9a7e84bdd02adbc14962df2789d95d4e	500
6336 40730	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
4144 42922	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
5787 41279	0xd6aa7c9a05c14b9ab4a3c5395156e8b216c53336	500
7031 40035	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
4616 42450	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
4600 42466	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
7029 40037	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
4622 42444	0x1e9b50040e373b387d596b366132be53fe3fc667	500
5169 41897	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
7025 40041	0x8f9a927513ced518fedd2f71b2143853ff94ebfa	500
5315 41751	0xfddb9ea284e486579c010a75b551614525ad014f	500
4461 42605	0xd211a02a0adde56bb7f9700f49d4ba832adc7ddf	500
4480 42586	0x1f295140c6c7faf8fddff0f92a0be0a3a44fb777	500
7486 39580	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
4531 42535	0xa1851e5fcc51c337213b086364762d5aadea2141	500
4381 42685	0x221c00219db54293970dfe3fbcdc8f00c98e2f81	500
7232 39834	0xd66081526b3b447f9a1e63e6b2263f2fdfc9a765	500
6001 41065	0xf646d947c9bf29288aff2b5849af70f629362a2f	500
5969 41097	0x6c6f8d907230951345df85faea5f4b4abcaf65ec	500
How do I move up the leaderboard?
6054 41012	0xd2fb95ef2702eb238334bb0a21ab1bf0d703a80e	500
4642 42424	0x032c0cb2c8465f12d36d1f2ea489c6d6162092a0	500
6947 40119	0xe0ea552a13303bbfc1f6a9f1ac8985a6d834fc61	500
6463 40603	0x4631d0da805c01705c7d7d7d922a01ae8a6fb13c	500
6948 40118	0x17cb8e52c2ac32aad94b72758ebf8e84f0d94f8c	500
5512 41554	0x33d221877d161b0b46c248c697fc831d55bbb0cc	500
6899 40167	0x5f542a2322fc996f9176262e415a2504382c2cca	500
6305 40761	0xd7ecbf39d783899385acdc58c1db1e2b24dc6dc5	500
4162 42904	0xd7ef4213ac470d243a61aacac2c1de08dd4c9903	500
5084 41982	0x72377f6814ef22c272c9f56736930e5604566991	500
7355 39711	0x98810f27aff23da1033a9313e253abc0c0fe67b5	500
6969 40097	0xe0011f8bd9c1488d4b144a413be4c9e0d1d36612	500
4842 42224	0x487d000990cade7567152bb758fb3440d54307ff	500
5294 41772	0x2f94c34d34ffaae04da362e93ca5a370ce24c467	500
5482 41584	0x23cd45af64684aa5c672cf24afd9314007e8011b	500
5155 41911	0x5cbf723b56832dce48cd1f29b681e8ceb2495742	500
6825 40241	0x8ee2338478a3f300f43caf240dd06bb2f76bd23e	500
5934 41132	0xb0f7150808be601981137f9ec7cd9614a37fe076	500
5947 41119	0x6c615c4ecfea0aff9e87746723eaa35495fd52f5	500
5937 41129	0xa9ed13383467cb25093ac8b70c52ca2a8985f225	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.42% on your WSTETH

Earn 7.50% on your DAI

Earn 8.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 108.66% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About