Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
5649 41417	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
7129 39937	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
5700 41366	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5478 41588	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
5583 41483	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
5188 41878	0x300445f432813e7f86810f9558d917cdf027aee4	500
6015 41051	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
6857 40209	0x899e6fdb489478b956d44801da82a1119615d778	500
5886 41180	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
7113 39953	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
4517 42549	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
6259 40807	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
4213 42853	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
4146 42920	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
6813 40253	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
5795 41271	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
5473 41593	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
4712 42354	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
4186 42880	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
4756 42310	0x802abde84e6e8370e497b882d5461dd037b8249b	500
5191 41875	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
5828 41238	0xf943430b5013f35e79b7756aacdb520b30da5057	500
6709 40357	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6305 40761	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
7398 39668	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
5838 41228	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
5524 41542	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7396 39670	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4527 42539	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
5155 41911	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
5000 42066	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
4664 42402	0x346c48ff889501a968f1ab5256480baba010bbb5	500
5494 41572	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
4971 42095	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6042 41024	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
4412 42654	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
6060 41006	0x3f591610c34ebe3c26b0ff25d683773383361541	500
7238 39828	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
6515 40551	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
4936 42130	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
How do I move up the leaderboard?
5350 41716	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
5391 41675	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4681 42385	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
5629 41437	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
7235 39831	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
4618 42448	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
5963 41103	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4130 42936	0xf9c8b051234f8b43306d099044451c02857719eb	500
5684 41382	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
6201 40865	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
6644 40422	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
6567 40499	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
6864 40202	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
7409 39657	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
4206 42860	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
5144 41922	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
7339 39727	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
4739 42327	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
6835 40231	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
6182 40884	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
5580 41486	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
5935 41131	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
4448 42618	0x834bcb7abb0e074a75481e6c78544a385726a151	500
5848 41218	0x757b4f1adc61609c20d39cf3050d7b869d575220	500
4928 42138	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
4131 42935	0x280a57e122574f3021b1f11344d502306ceba71d	500
6052 41014	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
6580 40486	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
6428 40638	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
6688 40378	0x952e6801c5c66f7c4909b167fe626157a8f67e0a	500
4242 42824	0x86a4ddac16bbef9bd1e20a1c976b9fed06c2c9ce	500
5291 41775	0x6f2030754345d83e7826025615129db75ac28cd9	500
4624 42442	0xad549c7fcf1bd3e57bca464d9dce0a0d561599d1	500
6490 40576	0x4755e39fe61f358dea155873f1430d143cc0d10c	500
5409 41657	0x44d05f7f5e96c1b6bde0d53a641a7bda524b20de	500
7296 39770	0x110ee2eed4fbf9d362814e2bb54e7e6133bdb59f	500
6165 40901	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
5017 42049	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
4864 42202	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
7119 39947	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
How do I move up the leaderboard?
6460 40606	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
5566 41500	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
5759 41307	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
4583 42483	0x406520be1459364c31c111b3403064f7c51dcb11	500
4294 42772	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
5988 41078	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
5044 42022	0xac7c4d21e49888953f138c2f292c55c223964601	500
4185 42881	0x32e64fe7d16206d376e2cba72a87859d6e9985b6	500
5974 41092	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
6845 40221	0xc1a7330fa0a45099303786ae1630a342f8620e89	500
5321 41745	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
4283 42783	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
4956 42110	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
6510 40556	0x328789df0049d97196573f8df15e3461916eba76	500
6655 40411	0xd3382ff2a620b597eb60dfd9d0e471fdcb4ec173	500
4446 42620	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
4450 42616	0x9aaa0d92888f1c31f7678ef18c77c78f3a65e348	500
5241 41825	0x0b77cc83a7ecd366354a0518b2a6224eec7de412	500
4930 42136	0x51306f8a959f95f03b3880915821d99809c75e92	500
4519 42547	0x3548ca2f774b5b36c7758d191ba62f1ddfc50649	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.94% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About