Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.95%.

Get $RAYS

Leaderboard

Rank	User	Rays
5959 41076	0xef2fee011ec23cfd95094a55f3d2c401f1092fdb	500
4901 42134	0x0574215b0a39119c84ca17f1ec83418eeb5ada8e	500
7256 39779	0xd8cc18f7cd20c5fd21956cd4c154499b8fb923fc	500
7262 39773	0xc48025c19b5b69daed85c90188eb5acb8ce68825	500
4849 42186	0xa0d8dfe910b67696d00d05559666874e7dc0f04b	500
4986 42049	0x9378d3e602415bf52065696b98aee47b235f60c3	500
5313 41722	0xc3075e0b339e14e2546dfc7e77f2ffb7183c9769	500
5612 41423	0x684258c81de274717243651a900c2997bd49d0a9	500
6031 41004	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
6474 40561	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4468 42567	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
5799 41236	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4231 42804	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
4581 42454	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
7118 39917	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
4692 42343	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
4765 42270	0xc94cc876a826bc75355569e696cb2304f3434709	500
4147 42888	0x7344e478574acbe6dac9de1077430139e17eec3d	500
6052 40983	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4953 42082	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
6075 40960	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
4577 42458	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5494 41541	0x603028ec8ed0bed832d266c93ae4232458b07201	500
4461 42574	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
4861 42174	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5760 41275	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6192 40843	0x801700661d66bbc401aa435547b3a5d690016381	500
6534 40501	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5783 41252	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
6254 40781	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4753 42282	0x755380324942019f1db6e114b9c4650f2b01a170	500
6236 40799	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
6744 40291	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
5099 41936	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
4151 42884	0x156daf376cfbdd938c470a227508b0ba022c998f	500
5105 41930	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
5785 41250	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
5998 41037	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
6293 40742	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
5201 41834	0x44617b9d41aaa85f0a7f8fd008775cdc679b61ea	500
How do I move up the leaderboard?
5252 41783	0x45312aadecdb1b6a7207146cc4438a810d480948	500
7157 39878	0x69724d906d90fab3596d985104c219608e09211b	500
7197 39838	0xf0d4801db52dce1e0ca1ec343242507e2e0fc4c0	500
6210 40825	0xed348de0dada9aedda3121503d0101e41133c72c	500
5155 41880	0xd4a5f216ece9de7d8524fb158d1ef983d5649687	500
6388 40647	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
6138 40897	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
5461 41574	0x637dcff017472759bf4ed03b6d12a46929a66154	500
5383 41652	0x294e0d50c4c1e863033002aae236a102651cf6a1	500
7377 39658	0x9570faa4565963d98d66a60514baf9eb14040da9	500
6341 40694	0x5b1183111ae698b1ee941161cc771e13713e4c9e	500
5242 41793	0xc73a8ae0ccbd9d160c853d8470848650ecfb8dea	500
6795 40240	0x3a6f1c36ec0b66832d18da7ade7b59a6ae697ae9	500
5781 41254	0xdd462a6edb182fa3b0804693024d5fd5dfa144a5	500
4329 42706	0x16580d39fe5035192b2f547caf6ac2c8ea3dd1fa	500
6497 40538	0x8132b67955365c9f1beb20ff2a202b6d332ccc19	500
5130 41905	0x0e7785ca2a2c82b557c93c4226ef9d8a72204e92	500
7173 39862	0x6e93c2acd39dd928954f94af25f97023162e8e82	500
4896 42139	0xd1088c8f4a27a04cf226b10b0304aac461d4ddcb	500
4704 42331	0x3793b42283c7b7c6b0e6219033f83ca0eb8275f6	500
6985 40050	0xccb8ecebbc62d426f143249c72ac9b87f011c2de	500
5124 41911	0xd58874367758d34a8adb270b7f9c8a42d54a9dc9	500
6016 41019	0x42a2d7042538fedc3ca98c7deaa6ae18733b8621	500
7033 40002	0xf63875b69948ddd08380368fc5ae5c8f8596e79b	500
6074 40961	0xca4a5ba3650b6eecb99e33f81659036c5f7794e7	500
4124 42911	0x68f593572402632c724bc2d2fca05e91541269f3	500
7401 39634	0xafa7faee464d344e95b00e3d254c74346454b666	500
7062 39973	0x603c385a139a6c521124372b5980da9c04a2a0e4	500
4214 42821	0xe38ee5414fba4f4fa7f9631ec5cb7cfda8e879e0	500
5829 41206	0xc2f6a4f776bac37cd7f92681adeef7393c5d9469	500
5957 41078	0x498d0c1c491d7b90fa4cc280a0fd27ff58225bca	500
6593 40442	0x96fa4a515521b1e63ca6811962014197dbb954ef	500
4839 42196	0x4b87ec7431a7550a784c08c280abb9cff9b455e6	500
4712 42323	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
6037 40998	0x63e0e8a3a9c59141843cc26e5433507b8a835999	500
4640 42395	0x8c885590c4930c0ae55e6cb0b4bb6e57939329b4	500
5801 41234	0xab019f51da330c298148b7f28daaeb99f2c5b52b	500
6170 40865	0x39b6a9ca016d7b17b21468b82513488581d7befa	500
5713 41322	0x9daba1e10688f5bb70d0ee7faf5690f39bb5cbcd	500
5700 41335	0x7b33e15074d49d642c7a0b0c85ce13d4b5a2b719	500
How do I move up the leaderboard?
6527 40508	0x0c4a643388e6c9065ce76e03c7bdf8ac38e7b4bd	500
6064 40971	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
6872 40163	0x3082c52891683a70ac39910badd719b04f616cc1	500
5560 41475	0xe019a28cbb6bedffbcbc137187b80bb5a551d1a7	500
4630 42405	0xbc5bc3c5c7615fad0ece0f084b95920514a70c80	500
6365 40670	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
6392 40643	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
4205 42830	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
4840 42195	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
4317 42718	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
6122 40913	0xe609a451a6c71a273297d355422ecb4e999422a6	500
6591 40444	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
5397 41638	0x4684eae59efeb57611ad9991a643124c97bd8565	500
6621 40414	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
6047 40988	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
5524 41511	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
6224 40811	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
6061 40974	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
6623 40412	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
5855 41180	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.19% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About