Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6477 40556	0xddf59561c087b67eaa493de6f1e431bdaabe9c7b	500
5935 41098	0xd0cf9d02150dfb282167cfcceec59d0f2331ef0d	500
6301 40732	0xc95a4d4078b12572d1dc4c85eb268e77b1805e83	500
6534 40499	0x31923e1811cb6d5c26870439d457705505dcf402	500
5121 41912	0x0c8c6b358508fbbf27cbf7fb2c29dc7a8a7ca398	500
6311 40722	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
6634 40399	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
4480 42553	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
7209 39824	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
4968 42065	0xe0f84173806d27958369e6d321cf023ccceea809	500
6217 40816	0xd2050719ea37325bdb6c18a85f6c442221811fac	500
6332 40701	0x8ff0b00023d1e3345cc3932dab9535d47f8ef91c	500
5410 41623	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
6581 40452	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
5238 41795	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
7190 39843	0x4257c2b2678c073fcefb73337017861289fcf135	500
4546 42487	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500
4948 42085	0x279989eeebb466cfb036954559a27fd3b82a96ad	500
5500 41533	0xfec14dfd8378e9cfe06f7cbc7d1aa988258aa01e	500
4402 42631	0x9c202eb5363d7dc297d8662f2904220e64b0328b	500
7326 39707	0xa6092ac0449b40a7ce65e1ad3e5a0a61dd003b92	500
6609 40424	0x31c758dcf3cb0a75d4f5e34aceef89a6fe658f14	500
5345 41688	0xb5494d8788ab8aef85291d59c99fb385ca77ff01	500
4399 42634	0x959db6a2e7de7ecf9a25c9408fcf051bffc08c42	500
4194 42839	0xbd8d68c1f4708ef14fe839082239779eacd659e2	500
4298 42735	0x72135380e83edee278911f8dbdee50c63b3860a1	500
5286 41747	0xc54336c9dc7f243f8b3627123ab87eb033c1dea9	500
6122 40911	0x631f920d012cdd3fb60d43701180182e2671266a	500
6018 41015	0x8154344fab6df46e4944ee5fdbf8ed1974b49c4f	500
4139 42894	0x08d1e20be4dec06163275acd772be34c8f7075f3	500
6640 40393	0xdd4da7086c3879ed59eca955d41a31243bfb1a0b	500
6881 40152	0x497d09a8ebeea0fe4e59f673887f2c0e11afd47e	500
6078 40955	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
7118 39915	0xf113750958af419428b1d32085bf1cb21f6b7461	500
4620 42413	0xbdba0618904358bb0d57d3a51accdb1b3ffeea63	500
6924 40109	0xabbcd0a41c580724f8ebb3df5b530cd3b5e51ed4	500
6984 40049	0x31eb91800a607de9944c40aa46c3ed06678fcb83	500
5902 41131	0x262275bf0e822da14c5330508c72fd61bf51b00b	500
5910 41123	0xd98348fa49d8fab1278c7eeb05985ff90357d052	500
7269 39764	0x7783b6fb0586df2dc21250d4d61b7c3e5236e11f	500
How do I move up the leaderboard?
4140 42893	0x03e2c10b74a260f46ab5cf881938c5888a6142df	500
4626 42407	0x8ef9fa3eef893ba157f9f15781372535277c4ef3	500
6654 40379	0xdb3b416f36da9d3826633f586e6c1e80fc25dd67	500
6129 40904	0x7d73c4771193106cbb2e00d0053349372ba9a260	500
5970 41063	0x1de9bd77615a3cba9dad4853ed764ee48d2fe7b2	500
5975 41058	0x195f7a81a24b81691f07706de7e02e8c96224be8	500
4350 42683	0x6645054e038f75b911b250793649e15b774a9060	500
4770 42263	0xcdc8dd2fb645d413fe7f1af8d47bf2a186c43b94	500
6182 40851	0x46ddeb61a3b921fb9427b559bf9e65f4eff5df78	500
5607 41426	0x801c9104010619e0bbc3ada9679d908f608758fb	500
7354 39679	0x73107da86708c2dad0d91388fb057eee3e2581af	500
4811 42222	0xacf50722cf6e23b330f23be35694a2f7013a2c81	500
6552 40481	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
6968 40065	0x8c57ddde3b4629b10a74ee600bd7ecd50f1eb212	500
4652 42381	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500
6408 40625	0xaf5b48f84b12879bf6b54e9835a82fa522b2961f	500
7417 39616	jerroldpetersonjr.eth	500
5041 41992	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
6086 40947	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
6711 40322	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
6585 40448	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
6668 40365	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
4519 42514	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
6878 40155	0xe22efc2337d07514c52d9c52c51ed912c6312b7c	500
6426 40607	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
7287 39746	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
5436 41597	0x70f6a23536da15af225195b4d00faa37530d9782	500
5849 41184	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
6318 40715	0xb3eb2f7527c89bf0d43e2bbb50bf2afaadbc0f28	500
6537 40496	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
4898 42135	0xff2990c7d9f69deda0392b1c76b9b631dbf295ab	500
4173 42860	0xb0a4e99371dfb0734f002ae274933b4888f618ef	500
7414 39619	0x9a9af3991934425f7907bbc7ec4e6970803327f4	500
7276 39757	0x966c4c088e71263830f6d8bda6bba5d4c4d647c3	500
7185 39848	0x805651a56e6121becb27219b65fd859ed3e97dc1	500
6224 40809	0x4111637f8cee2156ad775aa79ca9594c7b109a9e	500
5708 41325	0x80e5a383cd90210f67d9d27e1e27253e04516b55	500
5292 41741	0x52cdaa873c3935c887f7db3571cebac1f5702a35	500
4429 42604	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5162 41871	0x5c31c6af15b9a4e0c26ec4ad4a0417708d6b6f93	500
How do I move up the leaderboard?
7395 39638	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
6115 40918	0xea71cb097180c527a9ad9417ff4cf1baa5280d05	500
5876 41157	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
5221 41812	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
5411 41622	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
7180 39853	0x1660a375825071b01133db5ef7c65ee68b26894b	500
6216 40817	0x828b3dccbc9f868dd52dee247cacfdf66d849bbb	500
5993 41040	0xe162be6026b230279014d0c8730b16dea494a74b	500
4448 42585	0xb3001710ed3b4d4062290ac82dc32567ac7e2389	500
6061 40972	0x28a60282bba0c950d7e83eaafa8cd09f55768a7d	500
6614 40419	0xe388086670965e8b4558d2b5c298e733513a5198	500
7384 39649	0xc11d7ec4036af56ff0db1006671ed43e2263dcc1	500
6056 40977	0x87a67e7dc32fdc79853d780c6f516312b4a503b5	500
6690 40343	0xacfd81bfa4e4b6cad0d04c083c3d5897fb40d1b3	500
4271 42762	0x6a96d47ea103f09a0650123381b969f0511534a7	500
6342 40691	0x540f0169768bb8a2fc2dce6cbd031e78345fe436	500
5957 41076	0xef2fee011ec23cfd95094a55f3d2c401f1092fdb	500
4899 42134	0x0574215b0a39119c84ca17f1ec83418eeb5ada8e	500
7254 39779	0xd8cc18f7cd20c5fd21956cd4c154499b8fb923fc	500
7260 39773	0xc48025c19b5b69daed85c90188eb5acb8ce68825	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.09% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About