Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4191 42853	0x85154d2fae72a544598a51d3b654e8e43918c861	500
7099 39945	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
4768 42276	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
5968 41076	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
6521 40523	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
5608 41436	0x1d8765ba193877b65b158432457eb99e66a1ef73	500
4696 42348	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
7039 40005	0x32f462fbd243d6ac76e2ded549a52b325705521d	500
4723 42321	0xc913065b539208507ecea3da3898f97fe10bcb28	500
6345 40699	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500
7088 39956	0x27ca343134ed1330d6373ff09170e1a7712130a6	500
5417 41627	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
5651 41393	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
4354 42690	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
5415 41629	0xc5acd7124dc15b90c73545f67db653dcef189c34	500
7007 40037	0x657a4edd6a13a701015987337742b6e7103e46ef	500
6539 40505	0x9e85ad74585ccb4441f09124f8a3ac11efc49372	500
5712 41332	0x6725a16497028726197f3bc045d599203e860f37	500
5122 41922	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
6522 40522	0x564b31fe75510a1adb311aece4faa63346ed142c	500
6350 40694	0x1be9bcf2950527d8da2da0476242cc36b12b2d61	500
4813 42231	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
4455 42589	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
5987 41057	0x6789c4bdf73e1cc8f0b68fa4bdc250b916a3b388	500
4808 42236	0x002dcc4d0ad0bdce1c444ad0bb4d51ac7e61d62b	500
5817 41227	0xace57810549be61779f58a8b66d8725bf8aaff68	500
5097 41947	0x61c1c0fcf49fc75ea9c3f272cafeac7d3abf4eeb	500
6785 40259	0x6e868846b2182235c16fd122fcd44739e55a58e4	500
6745 40299	0x50a7767233daa95a48a7ad82e12220c7e3b610d4	500
6512 40532	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
7353 39691	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5541 41503	0x423e5af152961f518abfac5b22e874322e88a79c	500
5331 41713	0xe646741f88ad92d73a97d52e625dc22c869703bc	500
6556 40488	0x5127bc7594839253bd204246b17a5a6ef60da540	500
4871 42173	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5718 41326	0x8035045ed2244b6008ea6c30f0633bd1f5aa86d8	500
6880 40164	0x526d0c508586c01bc52a478912884d88d6650b8d	500
6115 40929	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
7009 40035	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
6435 40609	0x300445f432813e7f86810f9558d917cdf027aee4	500
How do I move up the leaderboard?
7475 39569	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
5581 41463	0x899e6fdb489478b956d44801da82a1119615d778	500
7293 39751	0x5e1ddd11ccfa137a7b91c103f36c88a3e43f4ab1	500
6637 40407	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
5061 41983	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
4385 42659	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
6660 40384	0xda2cf138e3fb50fea96f1f15cf5a195c09dcc71b	500
6705 40339	0x25b011cbe1a945d002a99991ea144736f30a804c	500
6119 40925	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
4185 42859	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
6432 40612	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
7279 39765	0xde7d61f2dc34f6cc3e012b11fb3dbd537e73df16	500
7259 39785	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
5807 41237	0x886173b6048b8b20bb6a1ec157b50a1eebb3855e	500
4892 42152	0x44ddf3e35cd2d629d78674ff6bf5b953e2b069fe	500
6518 40526	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
5050 41994	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
7191 39853	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
6876 40168	0x7a0b20646c9be97c9a7a0898166e15f685fdd4fa	500
5874 41170	0x548e890c6653605b8223f015366263ecfba75b1b	500
7027 40017	0x10feb6f3111197336bc64ad3d0a123f22719d58a	500
6111 40933	0xdeeb758e147ea422e6bad89bcfafabfac0527949	500
6764 40280	0x501d66e0b4254de6187443b9cdb744e2752f489e	500
5295 41749	0x3c8319dd83fa18ec1a0df2acf65277a731514d67	500
7438 39606	0xdc0753f6b3cc6034317b73c10413c19958d36ed1	500
4253 42791	0x86aaf57d1cb4d155c3d3cd36c45b8f8a91b0a4fb	500
4197 42847	0xc2c50a6af7971a2b02e747f18bc07a984183764e	500
6132 40912	0x9f71b8e1593784316a633cff4ce83a8b2c38341e	500
4462 42582	0x928162fb954f92bf895637f3d592b7ce979aa6e9	500
4938 42106	0x323ef3d442edc92274b163a5a0536f6905cb5f36	500
6726 40318	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
5946 41098	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
6358 40686	0x36e5a96c8d01803d2c48756aa7bde1c01d7d9f8a	500
5823 41221	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
5848 41196	0x4d6d474dcfe25938e9e39ad797c18a3e6502e100	500
6671 40373	0xbf776b49a640b4fe91bf3b3b3ce6c5481b8fcdc9	500
5071 41973	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
4502 42542	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
7006 40038	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
6829 40215	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
How do I move up the leaderboard?
4317 42727	0x406520be1459364c31c111b3403064f7c51dcb11	500
4614 42430	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
7100 39944	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
4809 42235	0xac7c4d21e49888953f138c2f292c55c223964601	500
7087 39957	0xdc72d108073026c765be98b6b80a5f10acf74175	500
5139 41905	0xc8c241891f51e62b6a4686e2dddb582880921425	500
6516 40528	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
6902 40142	0x799d82adec307033df02ecb67b7a34db70a5f8c8	500
5019 42025	0x2c57cc0765c4f974df82ab8d8b9aac95653e6deb	500
4427 42617	0x7f3ebd48917817263032d420ad737e907c534e1e	500
6279 40765	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
4620 42424	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
4894 42150	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
7209 39835	0x328789df0049d97196573f8df15e3461916eba76	500
4458 42586	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
6103 40941	0xa0c6f81f77b4fd5f45e8502bafa7fc1abe1d4e24	500
6456 40588	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
4417 42627	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
4102 42942	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
7474 39570	0x637dcff017472759bf4ed03b6d12a46929a66154	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.20% on your WSTETH

Earn 5.50% on your DAI

Earn 4.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About