Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
6401 40666	0x0d43a6191825026d661bd46538b13c99dfada0d4	500
5420 41647	0x2d54140410e4a29659350542f07a8f80e9e36775	500
4789 42278	0xbe10eaa921719c3ab6300479e16e08f32354e90a	500
5736 41331	0x686d81b5b8cfd1c470943396c8443c29b08fec22	500
5798 41269	0xc59d53def7d1d99e7361bc504056e91ee8a252fe	500
6974 40093	0x45bfe95aa2c73a5af53820b549eff1712d53177c	500
4296 42771	0x18af6126d927f1237a5031a78d0dc15dac7637af	500
6196 40871	0x8b1c70e4714bc00e449edc9dcbba4c5053fd6191	500
4951 42116	0x2bb94e0ec711da50c6c7dee2a345fb96d16b3ed9	500
6396 40671	0x097e1cb76a4775c63f7a1198838bf86a6613e85d	500
6862 40205	0x7a791a73eae3cce350a2b4a34e3231d151d09d72	500
7178 39889	0xec5f7c0f1e102f18e478d71fdf61c192e3cb245b	500
5369 41698	0x488aa4693108834d8105d17eebc1d739585101fb	500
4681 42386	0x91528c39ebdb56c08556f514ac099e043b252a1f	500
4246 42821	0x16140555ac1224bc4a8429f0c03cc6247158e921	500
6729 40338	0x24b1797727ca1509f763a19685782705a4c9a484	500
5111 41956	0x4c2008a728aaf991f696f493bab15a6178994836	500
4830 42237	0x8f009a96f45514c31ee806fba7c4bfb842ff497e	500
5004 42063	0xc4a5220660bd57b15d622f71f5d4164be2090105	500
6017 41050	0x66c31af0d98d68d023fe5e842537b047b24c4932	500
4171 42896	0xf39fe64953c20757419d960ee6dbc5e6a19914d3	500
6530 40537	0x67616ba322dc6609124bb0b6c22ab3d7d04c9fb3	500
7238 39829	0x1e8e6c3e358a9b2b8fdbe695253d25dc522335a3	500
6813 40254	0x073aba73177668ba1c6661a4ccddbf77dfc8809a	500
6390 40677	0x0a6d97444602b96f7e231e9dd5ecec9251a9cafe	500
7248 39819	0x2df9e1dfdc74136713215ce9aa6eec71426d1f42	500
6120 40947	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4825 42242	0x483dcf0311b7b6ca18284a5815cc0f4e2f678fa8	500
5207 41860	0x9e8262e5e68f31e8e6560eb877a1dafee2d3c517	500
6398 40669	0x0759a8a30c414666320251d8b430eacf0b5b9240	500
7032 40035	0x691271df38d390def7919183adf35919d4794bdb	500
4256 42811	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
5853 41214	0x321bb0bb48b65989525053c3ffc66324047d5387	500
4342 42725	0x506e08a057949124f0647005f3c47c68b9dd747f	500
6024 41043	0x7be0980454c8e85dafd730dfd9908d41e5d4ee6c	500
6686 40381	0xb1ff8bf9c3a55877b5ee38e769e7a78cd000848e	500
5877 41190	0x63504639e365763836e9b135916de3d08304fbeb	500
5077 41990	0x0cdfb41d9596e797a01b3b75f99bd18ee627c3d3	500
4934 42133	0x266cf36e0f03213eb341335b36b299e07ebbf407	500
4954 42113	0xb21c04afce3cbec2cbea386abe4f02ef1cf8334d	500
How do I move up the leaderboard?
5952 41115	0x07aa6d4f3243f87d96cdfe44d1ce0a019e2e8e6c	500
6468 40599	0xcdd6e7215fa3599a686cf36281ff1762429ad69c	500
4334 42733	0xd30798047e1801eacd9b517001b74178fca8a91b	500
7435 39632	0x083e952464b4a8e988abe39868a652f9c2ad050e	500
4860 42207	0x0be3ac6ea6e9e63dfbd090ce5a6158d7b7b7852b	500
5391 41676	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
4968 42099	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
7296 39771	0xe14dc1c13027b41c9f256bdf5524f5fa08cc3bb5	500
7054 40013	0x18d3c86cfa6a3ce5b839ba45f39940f440e76615	500
5398 41669	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
5978 41089	0x2d2508153125d7240366b31699b3ad68192494da	500
5394 41673	0xf9ab2ef128d856339ad2c258cdaa14a22c662a14	500
6931 40136	0xdb0dc97a43c195016075ddcbe3b04158431bd166	500
4604 42463	0xdc917cc4f8ca996e58467a81e7cc517b7fe3f391	500
5353 41714	0x6258d2fd16cbd53f04d479242d7676fae5552f7a	500
6449 40618	0xab31db568e6f9bfac0645899bfc3d7bf752b9551	500
7056 40011	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
4188 42879	0xeb193dc69cf5b7e684fd621d2f69782ad00247c7	500
4511 42556	0x6bfaa783d5f0a0d932d7f54332d3d8a0b87c3d24	500
4921 42146	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
6647 40420	0x2af0901250e2bb380e90e9b1ae7942440b3afdb2	500
6146 40921	0xc819620fe48cfee437db472eb52b70946409aea2	500
7115 39952	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
5723 41344	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
6013 41054	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
5163 41904	0x527bfc4bed71c638bbb290a8b875617600376d66	500
7395 39672	0x041f80e508fc39bf7340d2ebb93d67d9a98c6f45	500
7282 39785	0x30a53d898d8b170273391b2407bbdd610afe93a7	500
5256 41811	0x63e0e8a3a9c59141843cc26e5433507b8a835999	500
4380 42687	0x8c885590c4930c0ae55e6cb0b4bb6e57939329b4	500
5517 41550	0xab019f51da330c298148b7f28daaeb99f2c5b52b	500
4149 42918	0x39b6a9ca016d7b17b21468b82513488581d7befa	500
5653 41414	0x9daba1e10688f5bb70d0ee7faf5690f39bb5cbcd	500
5676 41391	0x7b33e15074d49d642c7a0b0c85ce13d4b5a2b719	500
4319 42748	0x0c4a643388e6c9065ce76e03c7bdf8ac38e7b4bd	500
5857 41210	0x2ad7f82d4266d47e875ae2b06322f2e008cbf5c6	500
6860 40207	0xc664c6cdfa36325d2032b0f13e56762e1a0e1cd1	500
5018 42049	0x8201746687ec55eea58cb510cdebc96e00b81924	500
5227 41840	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
4861 42206	0xd5dd13dfe841082ee343d8580486a5ec2c32698c	500
How do I move up the leaderboard?
5427 41640	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
4611 42456	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
4504 42563	0x255f2b02cded81fee754cbadfcab8f9500eb436e	500
6658 40409	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
6776 40291	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
6651 40416	0x5180db0237291a6449dda9ed33ad90a38787621c	500
4998 42069	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
4351 42716	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
7436 39631	0x5c3e3f1af287a6ee8a167d74078de191a19cb156	500
5806 41261	0xcb6a6f974e4a4df22581064af109ccdbbabf47b1	500
4858 42209	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
5514 41553	0x451672ec44dd17b1a46e765291ff730f242508d2	500
6019 41048	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
6987 40080	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
5671 41396	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6173 40894	0x6a6d76a7e2b978da196701c67407c358427b982b	500
4457 42610	0xc7bb05ee716ff1a1f576b9c82ceea3f8d83019ae	500
6193 40874	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
6082 40985	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
6402 40665	0x9f92a7c9d205e7e59913deeb3109f467fe734e9b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.33% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About