Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
7303 39734	0x85154d2fae72a544598a51d3b654e8e43918c861	500
4899 42138	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
4159 42878	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
5121 41916	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
5725 41312	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
4107 42930	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
6379 40658	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500
7302 39735	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
5452 41585	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
7264 39773	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
4437 42600	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
4194 42843	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
6792 40245	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
5649 41388	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
5297 41740	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5755 41282	0x5127bc7594839253bd204246b17a5a6ef60da540	500
7089 39948	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
6032 41005	0x526d0c508586c01bc52a478912884d88d6650b8d	500
6179 40858	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
4280 42757	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
6451 40586	0x300445f432813e7f86810f9558d917cdf027aee4	500
5686 41351	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
5405 41632	0x899e6fdb489478b956d44801da82a1119615d778	500
5823 41214	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
4387 42650	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
6731 40306	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
6183 40854	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
6565 40472	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
6448 40589	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
5199 41838	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
4485 42552	0x5984195b2f6ef3a6eb503c7706cb7ae954b50f88	500
5695 41342	0xd40d51857ac0c4ed1ade039d9902eb7faea2c4c7	500
4101 42936	0xd5bf1f96ad5f340bbf5ad9d1d0802b213583f0a8	500
4381 42656	0x63a4f8112c5dd3712f440d2b6948e751ba90bcbc	500
4539 42498	0x79c33df84737baab36375d723fd2d8896b6b61ca	500
4114 42923	0x1095ddd68b265067ee1ab2b776f9bba029eba2b4	500
4398 42639	0x301cd8ab0c12ba28c4fc4f6ff271f4fad5d262d1	500
5109 41928	0xf62773237e1d1325221c93a973200bdc75b06276	500
7166 39871	0xdc7c661a7c47ebbe31e19f4a47af32835af6756a	500
4932 42105	0xa08acf7671f6142144aecdd63ab9e35f64388696	500
How do I move up the leaderboard?
6376 40661	0x4ef5fcc6a65c34ec5c571b7eac13f8089d924625	500
5733 41304	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
5961 41076	0x1c31e146ca6525dcb100f7faf280cbdac6e19ed2	500
7294 39743	0x41353939b58186660b4f52c15d5336873fdcabbb	500
6169 40868	0xd313184c1335829ec75cc44a104d692d418ef004	500
7044 39993	0x617459b083246784ba647eea5616e89e5f307218	500
6006 41031	0xa341ad20a270538f7581391c3f425b1bd3896f94	500
4420 42617	0x57ab005ac11e2a5565333ccc995ac364adb47216	500
5348 41689	0x010ea91a5d9dbda4ab5b00e5f9e98a9377fc10f7	500
4503 42534	0x2d94b33fd4ab6968c0dce5f2b73a3eae1e126a4e	500
5049 41988	0xbfba28d567d4f59e6428ddd8ba6f50c2da7138c2	500
5096 41941	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500
5174 41863	0x71f897b86605b89c1b47c9b693f322c3e9746eba	500
6033 41004	0x3660ba927441e1dda8b539f9df2d74aaa6305de0	500
6250 40787	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
7323 39714	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
5954 41083	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
6075 40962	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
4449 42588	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
7041 39996	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
5146 41891	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
7455 39582	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
7045 39992	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
5127 41910	0x1e9b50040e373b387d596b366132be53fe3fc667	500
4416 42621	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
4204 42833	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
5077 41960	0x032c0cb2c8465f12d36d1f2ea489c6d6162092a0	500
7173 39864	0x17cb8e52c2ac32aad94b72758ebf8e84f0d94f8c	500
6925 40112	0x33d221877d161b0b46c248c697fc831d55bbb0cc	500
7246 39791	0x5f542a2322fc996f9176262e415a2504382c2cca	500
6105 40932	0xd7ecbf39d783899385acdc58c1db1e2b24dc6dc5	500
4617 42420	0xd7ef4213ac470d243a61aacac2c1de08dd4c9903	500
4509 42528	0x72377f6814ef22c272c9f56736930e5604566991	500
6468 40569	0x6c615c4ecfea0aff9e87746723eaa35495fd52f5	500
6480 40557	0xa9ed13383467cb25093ac8b70c52ca2a8985f225	500
6524 40513	0x291b69372d504418eee672f2839ec9b8f0e1595d	500
6577 40460	0x9ef9124e711f583ef2917d4cae1d50cd926bb3ce	500
4124 42913	0xb5fc9eef8f391051ecfc1c7d71d617181a56539b	500
4858 42179	0x95d17bae7dc1a56393ad271ebe3361c7f5c4864a	500
4949 42088	0x0f8b170477b8eeff5fefda5abc14494afdc81db6	500
How do I move up the leaderboard?
4317 42720	0x2ca40605844f48c60431e2820ffa84526e795f9f	500
7212 39825	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500
4211 42826	0x135dc6753d6b8fc143e302f25e69435c4b30be62	500
5838 41199	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
6225 40812	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
5391 41646	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
6728 40309	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
5599 41438	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
6255 40782	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
4235 42802	0x3989c4f265d18d7196b97168d77b240802bfb40c	500
7291 39746	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
6621 40416	0xe160b3790ea2711b261186881f92df15e0453a1c	500
5724 41313	0x8db03d7ed6f6a081c561c242412c98080e9fa13a	500
5879 41158	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
6383 40654	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
4862 42175	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
6760 40277	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
4108 42929	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
5784 41253	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
4561 42476	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.52% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.99% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About