Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6879 40156	0xe22efc2337d07514c52d9c52c51ed912c6312b7c	500
6586 40449	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
6712 40323	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
6087 40948	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
5042 41993	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
7418 39617	jerroldpetersonjr.eth	500
7046 39989	0x8cb20f59e717d2debac27c7271370dc365f77be7	500
6851 40184	0x516da21bd3fce0f2588650e98a3cb8a816315406	500
6504 40531	0x044025fc517b5751b01a9be777d5c1f3b7bf83c0	500
4257 42778	0x868f6e3c83cd698d4dd58bb8a0cc9e84732a2a50	500
4911 42124	0xc019b40d773d6a34984a6ca79bbdc63fe3b2a3bc	500
5049 41986	0x07539a42e40b18b31e5b35c0af4c429f5d06fef8	500
4313 42722	0xd69e0f73d9f588b56a40b530ce5daa3222c3ae5f	500
6272 40763	0xf062425a128167547136de8d72add895705588b6	500
5362 41673	0x40b7cf954269e49cac97666472983d4f37676b1b	500
4458 42577	0x0334dc596588f9944b50e47eb75daee803642f5f	500
5159 41876	0xe242e8ab736f9f0559ac33593028612299490c9c	500
7428 39607	0xd64813e230b945e501aa1969d21fb2072cb95930	500
4248 42787	0xdcf0a497df3c53a43ff25d0f582f3c2d08b995b8	500
6567 40468	0x2d04685c3c62e7aacce7638e4bb35f8ab3f1cea4	500
6669 40366	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
4520 42515	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
6427 40608	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
6319 40716	0xb3eb2f7527c89bf0d43e2bbb50bf2afaadbc0f28	500
4899 42136	0xff2990c7d9f69deda0392b1c76b9b631dbf295ab	500
7277 39758	0x966c4c088e71263830f6d8bda6bba5d4c4d647c3	500
7186 39849	0x805651a56e6121becb27219b65fd859ed3e97dc1	500
6225 40810	0x4111637f8cee2156ad775aa79ca9594c7b109a9e	500
5163 41872	0x5c31c6af15b9a4e0c26ec4ad4a0417708d6b6f93	500
4295 42740	0x25e33b29de7f01353096eb482384574f0bd27942	500
6116 40919	0xea71cb097180c527a9ad9417ff4cf1baa5280d05	500
6969 40066	0x8c57ddde3b4629b10a74ee600bd7ecd50f1eb212	500
4653 42382	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500
6181 40854	0x51c0681fb2c0b54059b20f25cb550110347fde66	500
5936 41099	0xd0cf9d02150dfb282167cfcceec59d0f2331ef0d	500
6302 40733	0xc95a4d4078b12572d1dc4c85eb268e77b1805e83	500
6535 40500	0x31923e1811cb6d5c26870439d457705505dcf402	500
5122 41913	0x0c8c6b358508fbbf27cbf7fb2c29dc7a8a7ca398	500
6333 40702	0x8ff0b00023d1e3345cc3932dab9535d47f8ef91c	500
5411 41624	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
How do I move up the leaderboard?
6582 40453	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
5239 41796	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
7191 39844	0x4257c2b2678c073fcefb73337017861289fcf135	500
4547 42488	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500
4949 42086	0x279989eeebb466cfb036954559a27fd3b82a96ad	500
4403 42632	0x9c202eb5363d7dc297d8662f2904220e64b0328b	500
6610 40425	0x31c758dcf3cb0a75d4f5e34aceef89a6fe658f14	500
5346 41689	0xb5494d8788ab8aef85291d59c99fb385ca77ff01	500
4400 42635	0x959db6a2e7de7ecf9a25c9408fcf051bffc08c42	500
4195 42840	0xbd8d68c1f4708ef14fe839082239779eacd659e2	500
4299 42736	0x72135380e83edee278911f8dbdee50c63b3860a1	500
5287 41748	0xc54336c9dc7f243f8b3627123ab87eb033c1dea9	500
6123 40912	0x631f920d012cdd3fb60d43701180182e2671266a	500
6019 41016	0x8154344fab6df46e4944ee5fdbf8ed1974b49c4f	500
4140 42895	0x08d1e20be4dec06163275acd772be34c8f7075f3	500
6641 40394	0xdd4da7086c3879ed59eca955d41a31243bfb1a0b	500
6882 40153	0x497d09a8ebeea0fe4e59f673887f2c0e11afd47e	500
6079 40956	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
7119 39916	0xf113750958af419428b1d32085bf1cb21f6b7461	500
4621 42414	0xbdba0618904358bb0d57d3a51accdb1b3ffeea63	500
6925 40110	0xabbcd0a41c580724f8ebb3df5b530cd3b5e51ed4	500
6985 40050	0x31eb91800a607de9944c40aa46c3ed06678fcb83	500
5903 41132	0x262275bf0e822da14c5330508c72fd61bf51b00b	500
5911 41124	0xd98348fa49d8fab1278c7eeb05985ff90357d052	500
7270 39765	0x7783b6fb0586df2dc21250d4d61b7c3e5236e11f	500
4141 42894	0x03e2c10b74a260f46ab5cf881938c5888a6142df	500
4627 42408	0x8ef9fa3eef893ba157f9f15781372535277c4ef3	500
6655 40380	0xdb3b416f36da9d3826633f586e6c1e80fc25dd67	500
6130 40905	0x7d73c4771193106cbb2e00d0053349372ba9a260	500
5971 41064	0x1de9bd77615a3cba9dad4853ed764ee48d2fe7b2	500
5976 41059	0x195f7a81a24b81691f07706de7e02e8c96224be8	500
4351 42684	0x6645054e038f75b911b250793649e15b774a9060	500
4771 42264	0xcdc8dd2fb645d413fe7f1af8d47bf2a186c43b94	500
6183 40852	0x46ddeb61a3b921fb9427b559bf9e65f4eff5df78	500
5608 41427	0x801c9104010619e0bbc3ada9679d908f608758fb	500
7355 39680	0x73107da86708c2dad0d91388fb057eee3e2581af	500
4812 42223	0xacf50722cf6e23b330f23be35694a2f7013a2c81	500
5877 41158	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
4933 42102	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500
6701 40334	0x135dc6753d6b8fc143e302f25e69435c4b30be62	500
How do I move up the leaderboard?
5568 41467	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
4795 42240	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
7072 39963	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
5905 41130	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
5836 41199	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5575 41460	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4092 42943	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
5547 41488	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
7389 39646	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
4773 42262	0x282af5a115a84dd00675c554cd1abed219824b6d	500
6828 40207	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
6857 40178	0x2f96212bbad1120c56cefedec2826dc771547c09	500
5046 41989	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4170 42865	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
6697 40338	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
5685 41350	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
6109 40926	0xaa470c4addd38c70595b50fd169a1c293cf56ab8	500
5858 41177	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
4259 42776	0x0a86ce0df517b6014a0d4755c3bceb3c7e7d9a18	500
5190 41845	0xbc904354748f3eaea50f0ea36c959313ff55cc39	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About