Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 9.32x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
5500 41531	0x9e85ad74585ccb4441f09124f8a3ac11efc49372	500
4565 42466	0x657a4edd6a13a701015987337742b6e7103e46ef	500
7108 39923	0xc5acd7124dc15b90c73545f67db653dcef189c34	500
7441 39590	0x27ca343134ed1330d6373ff09170e1a7712130a6	500
6621 40410	0xc913065b539208507ecea3da3898f97fe10bcb28	500
4533 42498	0x32f462fbd243d6ac76e2ded549a52b325705521d	500
4842 42189	0x1d8765ba193877b65b158432457eb99e66a1ef73	500
6769 40262	0x73021e84d869197b8289b85ede109edc4a84dd4a	500
5930 41101	0x8f9e6dd01128cc3c148902ebfa648bfcb68ad1ce	500
6795 40236	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
5192 41839	0x85154d2fae72a544598a51d3b654e8e43918c861	500
4476 42555	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
6649 40382	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
7424 39607	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
5492 41539	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
6604 40427	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
6026 41005	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500
4900 42131	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
4828 42203	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
5164 41867	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
6896 40135	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
6682 40349	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
6416 40615	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
5440 41591	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4234 42797	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5509 41522	0x5127bc7594839253bd204246b17a5a6ef60da540	500
5050 41981	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5680 41351	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5826 41205	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
4563 42468	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
6092 40939	0x300445f432813e7f86810f9558d917cdf027aee4	500
5464 41567	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
4847 42184	0x899e6fdb489478b956d44801da82a1119615d778	500
5554 41477	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
6855 40176	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
6358 40673	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
5830 41201	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
6197 40834	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
6089 40942	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
4326 42705	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
How do I move up the leaderboard?
5438 41593	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
4994 42037	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
4387 42644	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
5350 41681	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
4689 42342	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
7377 39654	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
6861 40170	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
5134 41897	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
4566 42465	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
5643 41388	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
6308 40723	0x406520be1459364c31c111b3403064f7c51dcb11	500
6541 40490	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
4475 42556	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
6679 40352	0xac7c4d21e49888953f138c2f292c55c223964601	500
5489 41542	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
5971 41060	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
6546 40485	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
6744 40287	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
4369 42662	0x328789df0049d97196573f8df15e3461916eba76	500
4995 42036	0xd3382ff2a620b597eb60dfd9d0e471fdcb4ec173	500
6418 40613	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
6415 40616	0x9aaa0d92888f1c31f7678ef18c77c78f3a65e348	500
6486 40545	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
7286 39745	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6034 40997	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4180 42851	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
6068 40963	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
4713 42318	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
5958 41073	0x6f949c1403c34f15ba101a515bd7a9a44f6058ef	500
5562 41469	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
6671 40360	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
4960 42071	0xff35ef99cdc780121e31dc60c73552915981d56e	500
5376 41655	0xbf776b49a640b4fe91bf3b3b3ce6c5481b8fcdc9	500
4748 42283	0x4d6d474dcfe25938e9e39ad797c18a3e6502e100	500
5237 41794	0x36e5a96c8d01803d2c48756aa7bde1c01d7d9f8a	500
6771 40260	0x323ef3d442edc92274b163a5a0536f6905cb5f36	500
6422 40609	0x928162fb954f92bf895637f3d592b7ce979aa6e9	500
5842 41189	0x9f71b8e1593784316a633cff4ce83a8b2c38341e	500
6254 40777	0x86aaf57d1cb4d155c3d3cd36c45b8f8a91b0a4fb	500
5717 41314	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
How do I move up the leaderboard?
6593 40438	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
5872 41159	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
7324 39707	0xa6092ac0449b40a7ce65e1ad3e5a0a61dd003b92	500
5409 41622	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
4177 42854	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
6361 40670	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
4221 42810	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
5445 41586	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
5200 41831	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6492 40539	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
5819 41212	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
6110 40921	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
5062 41969	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
7117 39914	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
5053 41978	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
5948 41083	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5303 41728	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
4320 42711	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5497 41534	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
4412 42619	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.96% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About