Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 9.24x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
6771 40260	0x323ef3d442edc92274b163a5a0536f6905cb5f36	500
6422 40609	0x928162fb954f92bf895637f3d592b7ce979aa6e9	500
5842 41189	0x9f71b8e1593784316a633cff4ce83a8b2c38341e	500
6207 40824	0xc2c50a6af7971a2b02e747f18bc07a984183764e	500
6254 40777	0x86aaf57d1cb4d155c3d3cd36c45b8f8a91b0a4fb	500
4159 42872	0xdc0753f6b3cc6034317b73c10413c19958d36ed1	500
4098 42933	0x3c8319dd83fa18ec1a0df2acf65277a731514d67	500
5328 41703	0x501d66e0b4254de6187443b9cdb744e2752f489e	500
5823 41208	0xdeeb758e147ea422e6bad89bcfafabfac0527949	500
4545 42486	0x10feb6f3111197336bc64ad3d0a123f22719d58a	500
7396 39635	0x548e890c6653605b8223f015366263ecfba75b1b	500
5676 41355	0x7a0b20646c9be97c9a7a0898166e15f685fdd4fa	500
6743 40288	0x44ddf3e35cd2d629d78674ff6bf5b953e2b069fe	500
4772 42259	0x886173b6048b8b20bb6a1ec157b50a1eebb3855e	500
4306 42725	0xde7d61f2dc34f6cc3e012b11fb3dbd537e73df16	500
5361 41670	0x25b011cbe1a945d002a99991ea144736f30a804c	500
5566 41465	0xda2cf138e3fb50fea96f1f15cf5a195c09dcc71b	500
4294 42737	0x5e1ddd11ccfa137a7b91c103f36c88a3e43f4ab1	500
4804 42227	0x8035045ed2244b6008ea6c30f0633bd1f5aa86d8	500
7054 39977	0xe646741f88ad92d73a97d52e625dc22c869703bc	500
7192 39839	0x423e5af152961f518abfac5b22e874322e88a79c	500
5342 41689	0x50a7767233daa95a48a7ad82e12220c7e3b610d4	500
5317 41714	0x6e868846b2182235c16fd122fcd44739e55a58e4	500
6880 40151	0x61c1c0fcf49fc75ea9c3f272cafeac7d3abf4eeb	500
4765 42266	0xace57810549be61779f58a8b66d8725bf8aaff68	500
6678 40353	0x002dcc4d0ad0bdce1c444ad0bb4d51ac7e61d62b	500
7431 39600	0x6789c4bdf73e1cc8f0b68fa4bdc250b916a3b388	500
6029 41002	0x1be9bcf2950527d8da2da0476242cc36b12b2d61	500
5436 41595	0x564b31fe75510a1adb311aece4faa63346ed142c	500
7309 39722	0x6725a16497028726197f3bc045d599203e860f37	500
5500 41531	0x9e85ad74585ccb4441f09124f8a3ac11efc49372	500
4565 42466	0x657a4edd6a13a701015987337742b6e7103e46ef	500
7108 39923	0xc5acd7124dc15b90c73545f67db653dcef189c34	500
7441 39590	0x27ca343134ed1330d6373ff09170e1a7712130a6	500
6621 40410	0xc913065b539208507ecea3da3898f97fe10bcb28	500
4533 42498	0x32f462fbd243d6ac76e2ded549a52b325705521d	500
4842 42189	0x1d8765ba193877b65b158432457eb99e66a1ef73	500
6799 40232	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
5588 41443	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
6712 40319	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
How do I move up the leaderboard?
5444 41587	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
6978 40053	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
5094 41937	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
7433 39598	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
5945 41086	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
5905 41126	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4139 42892	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
5727 41304	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
6974 40057	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
4235 42796	0xf9c8b051234f8b43306d099044451c02857719eb	500
4538 42493	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
5320 41711	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
5004 42027	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
5051 41980	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
4843 42188	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
7148 39883	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
4602 42429	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
6608 40423	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
7079 39952	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
7259 39772	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4304 42727	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
4740 42291	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
7435 39596	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
5518 41513	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
6417 40614	0x834bcb7abb0e074a75481e6c78544a385726a151	500
5475 41556	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
5891 41140	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
6427 40604	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
5260 41771	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
6378 40653	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4480 42551	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7428 39603	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
6181 40850	0x280a57e122574f3021b1f11344d502306ceba71d	500
6486 40545	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
7286 39745	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6034 40997	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4180 42851	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
6068 40963	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
6445 40586	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
5963 41068	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
How do I move up the leaderboard?
5409 41622	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
5717 41314	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
6593 40438	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
5872 41159	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
4177 42854	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
6361 40670	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
4221 42810	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
5445 41586	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
5200 41831	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6492 40539	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
5819 41212	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
6110 40921	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
5062 41969	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
7117 39914	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
5053 41978	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
5948 41083	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5303 41728	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
4320 42711	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5497 41534	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
4412 42619	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.90% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About