Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.42%.

Get $RAYS

Leaderboard

Rank	User	Rays
5295 41741	0x52cdaa873c3935c887f7db3571cebac1f5702a35	500
5711 41325	0x80e5a383cd90210f67d9d27e1e27253e04516b55	500
7417 39619	0x9a9af3991934425f7907bbc7ec4e6970803327f4	500
4176 42860	0xb0a4e99371dfb0734f002ae274933b4888f618ef	500
6540 40496	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
5852 41184	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
5439 41597	0x70f6a23536da15af225195b4d00faa37530d9782	500
7290 39746	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
6881 40155	0xe22efc2337d07514c52d9c52c51ed912c6312b7c	500
6588 40448	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
6714 40322	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
6089 40947	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
5044 41992	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
7420 39616	jerroldpetersonjr.eth	500
7048 39988	0x8cb20f59e717d2debac27c7271370dc365f77be7	500
6853 40183	0x516da21bd3fce0f2588650e98a3cb8a816315406	500
6506 40530	0x044025fc517b5751b01a9be777d5c1f3b7bf83c0	500
4259 42777	0x868f6e3c83cd698d4dd58bb8a0cc9e84732a2a50	500
4913 42123	0xc019b40d773d6a34984a6ca79bbdc63fe3b2a3bc	500
5051 41985	0x07539a42e40b18b31e5b35c0af4c429f5d06fef8	500
4315 42721	0xd69e0f73d9f588b56a40b530ce5daa3222c3ae5f	500
6274 40762	0xf062425a128167547136de8d72add895705588b6	500
5364 41672	0x40b7cf954269e49cac97666472983d4f37676b1b	500
4460 42576	0x0334dc596588f9944b50e47eb75daee803642f5f	500
5161 41875	0xe242e8ab736f9f0559ac33593028612299490c9c	500
7430 39606	0xd64813e230b945e501aa1969d21fb2072cb95930	500
4250 42786	0xdcf0a497df3c53a43ff25d0f582f3c2d08b995b8	500
6569 40467	0x2d04685c3c62e7aacce7638e4bb35f8ab3f1cea4	500
6671 40365	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
4522 42514	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
6429 40607	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
5879 41157	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
4935 42101	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500
6703 40333	0x135dc6753d6b8fc143e302f25e69435c4b30be62	500
5570 41466	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
5722 41314	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
6598 40438	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
4797 42239	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
6915 40121	0xc8c241891f51e62b6a4686e2dddb582880921425	500
4491 42545	0xdc72d108073026c765be98b6b80a5f10acf74175	500
How do I move up the leaderboard?
5381 41655	0xbf776b49a640b4fe91bf3b3b3ce6c5481b8fcdc9	500
4753 42283	0x4d6d474dcfe25938e9e39ad797c18a3e6502e100	500
5242 41794	0x36e5a96c8d01803d2c48756aa7bde1c01d7d9f8a	500
6776 40260	0x323ef3d442edc92274b163a5a0536f6905cb5f36	500
6427 40609	0x928162fb954f92bf895637f3d592b7ce979aa6e9	500
5847 41189	0x9f71b8e1593784316a633cff4ce83a8b2c38341e	500
6212 40824	0xc2c50a6af7971a2b02e747f18bc07a984183764e	500
6259 40777	0x86aaf57d1cb4d155c3d3cd36c45b8f8a91b0a4fb	500
4164 42872	0xdc0753f6b3cc6034317b73c10413c19958d36ed1	500
4103 42933	0x3c8319dd83fa18ec1a0df2acf65277a731514d67	500
5333 41703	0x501d66e0b4254de6187443b9cdb744e2752f489e	500
5828 41208	0xdeeb758e147ea422e6bad89bcfafabfac0527949	500
4550 42486	0x10feb6f3111197336bc64ad3d0a123f22719d58a	500
7401 39635	0x548e890c6653605b8223f015366263ecfba75b1b	500
5681 41355	0x7a0b20646c9be97c9a7a0898166e15f685fdd4fa	500
6748 40288	0x44ddf3e35cd2d629d78674ff6bf5b953e2b069fe	500
4777 42259	0x886173b6048b8b20bb6a1ec157b50a1eebb3855e	500
4311 42725	0xde7d61f2dc34f6cc3e012b11fb3dbd537e73df16	500
5366 41670	0x25b011cbe1a945d002a99991ea144736f30a804c	500
5571 41465	0xda2cf138e3fb50fea96f1f15cf5a195c09dcc71b	500
4299 42737	0x5e1ddd11ccfa137a7b91c103f36c88a3e43f4ab1	500
4809 42227	0x8035045ed2244b6008ea6c30f0633bd1f5aa86d8	500
7059 39977	0xe646741f88ad92d73a97d52e625dc22c869703bc	500
7197 39839	0x423e5af152961f518abfac5b22e874322e88a79c	500
5347 41689	0x50a7767233daa95a48a7ad82e12220c7e3b610d4	500
5322 41714	0x6e868846b2182235c16fd122fcd44739e55a58e4	500
6885 40151	0x61c1c0fcf49fc75ea9c3f272cafeac7d3abf4eeb	500
4770 42266	0xace57810549be61779f58a8b66d8725bf8aaff68	500
6683 40353	0x002dcc4d0ad0bdce1c444ad0bb4d51ac7e61d62b	500
7436 39600	0x6789c4bdf73e1cc8f0b68fa4bdc250b916a3b388	500
6034 41002	0x1be9bcf2950527d8da2da0476242cc36b12b2d61	500
5441 41595	0x564b31fe75510a1adb311aece4faa63346ed142c	500
7314 39722	0x6725a16497028726197f3bc045d599203e860f37	500
5505 41531	0x9e85ad74585ccb4441f09124f8a3ac11efc49372	500
4570 42466	0x657a4edd6a13a701015987337742b6e7103e46ef	500
7113 39923	0xc5acd7124dc15b90c73545f67db653dcef189c34	500
7446 39590	0x27ca343134ed1330d6373ff09170e1a7712130a6	500
6626 40410	0xc913065b539208507ecea3da3898f97fe10bcb28	500
4538 42498	0x32f462fbd243d6ac76e2ded549a52b325705521d	500
4847 42189	0x1d8765ba193877b65b158432457eb99e66a1ef73	500
How do I move up the leaderboard?
5332 41704	0x7b23e38fbd0e677a1d1f72fe29a1aea9fd83ade8	500
6712 40324	0xd3fc6cc7d1c6295f705e579f5a04c802462bc541	500
4351 42685	0x0f1a748cdf53bbad378ce2c4429463d01cce0c3f	500
5968 41068	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
5247 41789	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
5414 41622	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
5838 41198	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5577 41459	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4094 42942	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
6819 40217	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
5887 41149	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
5086 41950	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
5235 41801	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
4557 42479	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
5354 41682	0x746098f891d52fa00e49942c244a18bb15d574de	500
4342 42694	0x6845400c874037bec2a4b012b794aae480872cc1	500
7213 39823	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4243 42793	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
6484 40552	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
6006 41030	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.53% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About