Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
6712 40355	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
4293 42774	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6564 40503	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
4381 42686	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
6756 40311	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
6113 40954	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
5425 41642	0x7324acab45bbf21b82a268693198fbf16f5fd60a	500
4927 42140	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
4524 42543	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
5803 41264	0xe160b3790ea2711b261186881f92df15e0453a1c	500
7258 39809	0x23c910023a65a2a18f0b5c8ad1206530d75ce0f7	500
4643 42424	0x2e2345e64b59cf22e3a494dd65bb27db15abfcc1	500
6212 40855	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
7252 39815	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
6570 40497	0x8db03d7ed6f6a081c561c242412c98080e9fa13a	500
4817 42250	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
6439 40628	0xba4b8fcacf85ab199061ff0cab75b33b72be3be3	500
7433 39634	0xbc5bc3c5c7615fad0ece0f084b95920514a70c80	500
6933 40134	0xc2546de373e54a80449e0092c30f424789801a39	500
4500 42567	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
4790 42277	0x022a7b3270fd313fb01a2421983a67fd382eea57	500
6835 40232	0x1f0301a5af0d6ff807a79023d414f35251b1d72a	500
6504 40563	0x06b3564ef920fd55f19f95eb7114eab3ee83a192	500
4523 42544	0x5e0481cad8bff5453635f4770f44b2194ddf6e02	500
6386 40681	0xdc9dce81cb89db0c27c477204f272bbf3bbb2326	500
4525 42542	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
7231 39836	0x6a4b25c58173976c4a2bd2151028c3759a1eadd3	500
7401 39666	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
5613 41454	0x933dadb500616d25ba7db5195f6f6f728e08d627	500
5533 41534	0x93f5d90935d56139b6eeb56adfc6bcd7d005ae38	500
4802 42265	0x7baefd3ef84970077ffb5d8d7aa70ea55dba97a8	500
5712 41355	0x1dfbd541162a88eca838229d7bf84fa9d19807c8	500
7154 39913	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
5609 41458	0x2e73caf5e4bb8b24f66ceb149fb0d8aacf90a8b5	500
7039 40028	0xb147e30652398206815fc50a62af22a9b91be5bf	500
6404 40663	0x0abf38a836553552d2f064c1255b328a5ebbd5e4	500
6509 40558	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
5385 41682	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
7014 40053	0xd1efb42da848fe7ba4c2017b96b7023bb6edd4ee	500
6909 40158	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
How do I move up the leaderboard?
6952 40115	0x6077118af90567e382fe74c799237d96453eb6d2	500
4514 42553	0xabed497d0ccb6916c95dd98ad4402febf5f52fe7	500
4727 42340	0x8cc51f942e67d4b89f3defecb051ecd6ac9485dc	500
6777 40290	0xe42cd16908c0589ac144aa738ce0db8a8ab8e571	500
5009 42058	0xda6f3e0bc8df082bbf77333b60ad7e43ec92123c	500
4223 42844	0x842d66396454aca3873dd8f435cea2f3cfcd9cb5	500
7271 39796	0x6fdae9edacc6461b21f71a1a6a420197d2b0c3aa	500
4968 42099	0x1b1ec70f5d16cab5f8d24306c0b9c99dcd75fc97	500
7023 40044	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
6999 40068	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
5369 41698	0x5783d77a563210b7f8a1f02b3a4100595af32aca	500
6640 40427	0xd2dfe71e6f01d78466756cc64f5abca642190827	500
6341 40726	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
5307 41760	0xd8219b1b72098db3535390d3354689b744d71777	500
7467 39600	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
6608 40459	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
5827 41240	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
4693 42374	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
5111 41956	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
4267 42800	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
6521 40546	0xa672d5b91e8695ea9803c696a32d90537a274a63	500
6818 40249	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
5707 41360	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
4740 42327	0x4a56a3ef7bf8dfa2d427ced3765e4d546fa941f6	500
5091 41976	0x6714cdf72b31d3d339e1da7b2710e169f1f0714a	500
7384 39683	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
6993 40074	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
6508 40559	0xe019a28cbb6bedffbcbc137187b80bb5a551d1a7	500
4917 42150	0xf337c09bc7f4c55a6a94d9751b7697abb83a7df1	500
5428 41639	0xda0a2cde4d5ead5e961bfeef1ccfd8d6b5a14c7e	500
6568 40499	0x6bbf1fc575eaab0f1b049103e168b20b1d759d3d	500
7255 39812	0xe76d4f0b98755b704053940cb035ce0a1ad36160	500
4243 42824	0x9652d11c55c7caebbf0f8d92ce74de23fda32ef4	500
4284 42783	0x7c27e27f01a50625b9d9daca55762c68a0581f6e	500
7486 39581	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
5276 41791	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
6848 40219	0xfcc5acd50ae590889d2a53343d35b5fb80d403c2	500
6669 40398	0x3da0b27497effa4f703b702fd76d82e2b1c11ba7	500
5138 41929	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
4483 42584	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
How do I move up the leaderboard?
6172 40895	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
5853 41214	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
7300 39767	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
6617 40450	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
4481 42586	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
5930 41137	0x032fede91452aa59b02b4bc620573f1fba62162c	500
6242 40825	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
5006 42061	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
6436 40631	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
6188 40879	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
5773 41294	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
5689 41378	0x255f2b02cded81fee754cbadfcab8f9500eb436e	500
7061 40006	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
6779 40288	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
4994 42073	0x582578df5cc8c43900b1c5ebc99e0a370f6b2902	500
4647 42420	0xca87227285bc34a92001c522373deb185cccba34	500
4221 42846	0x6199d226fc991cd99a0864db7c37ff3cdea58649	500
5181 41886	0x3082c52891683a70ac39910badd719b04f616cc1	500
4729 42338	0xd66d93e02aa78af0f636113988e54e5a07e466a4	500
7199 39868	0xf358e333133ac1694de6b60409645272e1e9f9fb	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.57% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.11% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About