Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
5903 41165	0xa672d5b91e8695ea9803c696a32d90537a274a63	500
6165 40903	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
7199 39869	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
4838 42230	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
4675 42393	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
6029 41039	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
5343 41725	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
4965 42103	0xd8219b1b72098db3535390d3354689b744d71777	500
5637 41431	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6076 40992	0xd2dfe71e6f01d78466756cc64f5abca642190827	500
5045 42023	0x5783d77a563210b7f8a1f02b3a4100595af32aca	500
5069 41999	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
5886 41182	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
5732 41336	0x0abf38a836553552d2f064c1255b328a5ebbd5e4	500
4417 42651	0x2e73caf5e4bb8b24f66ceb149fb0d8aacf90a8b5	500
4534 42534	0x1dfbd541162a88eca838229d7bf84fa9d19807c8	500
4725 42343	0x7baefd3ef84970077ffb5d8d7aa70ea55dba97a8	500
6895 40173	0x6a4b25c58173976c4a2bd2151028c3759a1eadd3	500
6543 40525	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
4265 42803	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
4421 42647	0x933dadb500616d25ba7db5195f6f6f728e08d627	500
4321 42747	0x93f5d90935d56139b6eeb56adfc6bcd7d005ae38	500
6792 40276	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
6619 40449	0xb147e30652398206815fc50a62af22a9b91be5bf	500
6582 40486	0xd1efb42da848fe7ba4c2017b96b7023bb6edd4ee	500
6437 40631	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
6503 40565	0x6077118af90567e382fe74c799237d96453eb6d2	500
6263 40805	0xabed497d0ccb6916c95dd98ad4402febf5f52fe7	500
4803 42265	0x8cc51f942e67d4b89f3defecb051ecd6ac9485dc	500
6254 40814	0xe42cd16908c0589ac144aa738ce0db8a8ab8e571	500
7298 39770	0xda6f3e0bc8df082bbf77333b60ad7e43ec92123c	500
5954 41114	0x842d66396454aca3873dd8f435cea2f3cfcd9cb5	500
6949 40119	0x6fdae9edacc6461b21f71a1a6a420197d2b0c3aa	500
7337 39731	0x1b1ec70f5d16cab5f8d24306c0b9c99dcd75fc97	500
6595 40473	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
6564 40504	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
7336 39732	0xfdadb465b347334d88c5b600ce02e2240bc9ecf4	500
5686 41382	0x1fc65b2905493add07359b482b2204b449506b18	500
4496 42572	0xb60464390b4f5ef39d389bc079514286e6dfb831	500
4993 42075	0x31a47094c6325d357c7331c621d6768ba041916e	500
How do I move up the leaderboard?
6250 40818	0xff91060d45d0b9b854ecb3073ff0b642b8e4a9e2	500
6835 40233	0xae8fc5f88d4050e341c923a66a337b7a1951a619	500
6189 40879	0x7c4117866988e9e042b423324d8214f9fa3a4b5c	500
4671 42397	0x1b56949f20ae8676d0dc4b949af60e600dd20f51	500
5861 41207	0x44ef88fd0cf792fef93e7875906fbff622684f15	500
7433 39635	0x5f68ba2d8809a31f2a779cfd60fc13fc9d34022b	500
5523 41545	0xa45589a59f08cc89494d024d67849224581eeff3	500
7268 39800	0xe8297c74ace6e2cec969f51e12e5a0e333c58f45	500
5444 41624	0xdc5fd17553cf79a808113701e93d759ff824563a	500
4473 42595	0xea2954e625de42d5132ab1f7a089331ca1925f56	500
4550 42518	0x730c70ad78f9ad6fd3f715228e4f124fc0ec4514	500
4577 42491	0x696c26cf024a19c4ca1e09ead2e2a4e5b41e60ea	500
7080 39988	0x018cd30fb35fbd13ee00bd01df66d1c4239c64a6	500
5758 41310	0x4c7b1530280a8d36845b37e114027c300075c96f	500
5378 41690	0xe6fb08c0edc4f0b4c3a136989ba3a4455a9a6f3a	500
5039 42029	0x860001218d2476481629b7c64960bd6edbedd848	500
7359 39709	0x4565ee03a020daa77c5efb25f6dd32e28d653c27	500
4848 42220	0x4cfee495a68d7998385b19d3996862c234a9799a	500
5358 41710	0x840647cb127112d0edb9e6c3ce8e0c083b99516a	500
4223 42845	0x186c8c852337912f545cd75d34b355c65a1fb408	500
4252 42816	0x254c489383994ce62c012ffa2d9ab858c416d55f	500
5301 41767	0xea921e74083a0c358f1414bf45815667765e1650	500
5840 41228	0x00dabded204a77b69bf8dde9c0ac4f1ca4046ff3	500
4588 42480	0xb62f95849f6c3f7a5ae9828b43dce5924a209194	500
6650 40418	0xffd3da76203642d4ee112893f33749a0df7ea7fd	500
5109 41959	0xedbdf45d8bffeb6a40a55bd19f9496081ebbec9a	500
6156 40912	0x93cdb0a93fc36f6a53ed21ecf6305ab80d06beca	500
7089 39979	0xa6e8ff8e0c6eb4b9ddedfc65f21da814c8a5f071	500
6818 40250	0x536d7a54d7f8c9e7638613fcd00f10cb7eabc9f2	500
4322 42746	0xeebf0b67cddb82b9ec7f673db3c9aee07846d402	500
6801 40267	0x0d93bc9654df5a50e0e65df55d09ba7b47fb95cd	500
5051 42017	0x8da5658a9527fec22c4ef7ade19c0dfa2b223807	500
7327 39741	0x4c5efef099d3fe907515c941dfe8c74f1c8f5c35	500
4642 42426	0x9c7cd4977dd1c4e71abd9c0daabe92425f3f7a0c	500
4177 42891	0x28b7e2329712b3d812dcea736fe7a6305f9d74eb	500
5033 42035	0xbd495ac7e23d3d8c634e362c8ea3691bb58bbd94	500
4568 42500	0x9d8ada28c8a459a748517de8ce91c9284c9e9c9e	500
7423 39645	0xb1362b498b3161b364b211234c47c8edada9ced9	500
4855 42213	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
6687 40381	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
How do I move up the leaderboard?
5708 41360	0xdc9dce81cb89db0c27c477204f272bbf3bbb2326	500
6443 40625	0x5e0481cad8bff5453635f4770f44b2194ddf6e02	500
5878 41190	0x06b3564ef920fd55f19f95eb7114eab3ee83a192	500
6326 40742	0x1f0301a5af0d6ff807a79023d414f35251b1d72a	500
4737 42331	0x022a7b3270fd313fb01a2421983a67fd382eea57	500
4611 42457	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
4505 42563	0x255f2b02cded81fee754cbadfcab8f9500eb436e	500
6658 40410	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
7172 39896	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
5691 41377	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
5427 41641	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
6019 41049	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
6875 40193	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
6365 40703	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
5776 41292	0x2210d046e38548ca5162d4b08607d347a793486a	500
4484 42584	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
7370 39698	0xff7a971a372db7f2c2c7ce692eb93106d93b0426	500
6987 40081	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
5670 41398	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6363 40705	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.35% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About