Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
6966 40103	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
4987 42082	0x800159e29cb98568e286374e305181813f0955e7	500
6055 41014	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
5898 41171	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
4286 42783	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
6317 40752	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
6268 40801	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4738 42331	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
7172 39897	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
5035 42034	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
4658 42411	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
4139 42930	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
4215 42854	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
6639 40430	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
5105 41964	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
6339 40730	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
5000 42069	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
5134 41935	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
5644 41425	0xc7bb05ee716ff1a1f576b9c82ceea3f8d83019ae	500
6715 40354	0x6a6d76a7e2b978da196701c67407c358427b982b	500
6658 40411	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
6173 40896	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
5854 41215	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
6781 40288	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
4596 42473	0x582578df5cc8c43900b1c5ebc99e0a370f6b2902	500
4233 42836	0xca87227285bc34a92001c522373deb185cccba34	500
4740 42329	0x6199d226fc991cd99a0864db7c37ff3cdea58649	500
5178 41891	0x3082c52891683a70ac39910badd719b04f616cc1	500
4320 42749	0xd66d93e02aa78af0f636113988e54e5a07e466a4	500
5774 41295	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
5688 41381	0x255f2b02cded81fee754cbadfcab8f9500eb436e	500
7063 40006	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
6189 40880	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
6431 40638	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
5560 41509	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
7070 39999	0x01329db67e9a963695c65766a298f9876e87def4	500
5941 41128	0xe609a451a6c71a273297d355422ecb4e999422a6	500
5949 41120	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
6304 40765	0x408a6ad488587b1360ff566741e29e7e388b6c57	500
5872 41197	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
How do I move up the leaderboard?
6258 40811	0x3ad6d3625e09be308cb5eca65544b6f0e291ea9d	500
4990 42079	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
5326 41743	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
7209 39860	0x284f8d4c88180d866c2484968dd617b680bc269a	500
6832 40237	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
7419 39650	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
7082 39987	0xdd6775682a8177f1ff6f4e347419d4de3e126f4c	500
6659 40410	0xb86ff6062bd9f5d16742f82e0e249d46fb380bc4	500
6708 40361	0x66cc959e7a5bdb0bbe1f40ef1a3bcae785142806	500
6395 40674	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
7406 39663	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
6319 40750	0x020715113003744cca02102c3d2b280c3ed02983	500
4951 42118	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
4845 42224	0x843ec297cce033514bb3d2124a4ecb16c23d5544	500
5358 41711	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
6331 40738	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
5448 41621	0xabf14af130ca3d240115efb25bf7322dda48e523	500
6603 40466	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
5366 41703	0x69d022237764a685ab8cf2d9c72fc6945440d03e	500
4772 42297	0x2988983d105436843757ce8e45be5b3af3736445	500
4350 42719	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
4730 42339	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
4288 42781	0x193ec8449e83eaaf3b8c8235821b6846d5aa8b23	500
5096 41973	0xfcd98e8d5c541c0412e928f1b6aa79d40eeec424	500
4199 42870	0x5e439b06536ce2a9f17b226b94a13b438ab971fb	500
6807 40262	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
6430 40639	0x160a8d28d63961297e51e4f1a0401bf4d27f5162	500
7275 39794	0xbc5eea869e6a7a30aa41b3b83111aedf23846e33	500
5955 41114	0xe8c6381475d1956e0dc9ef25278d087165ce9628	500
5612 41457	0x1e3b4ce0e871f9e8e30dfd1b6c789e2fbe57a286	500
5093 41976	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
4712 42357	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
4805 42264	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
6416 40653	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
4725 42344	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
5382 41687	0x78906f7853bd1bc9d039524f4079be2b1e9c5dae	500
4847 42222	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
7080 39989	0x4129c6a4401a78a642084082294262dc40d51b1f	500
7099 39970	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
6774 40295	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
How do I move up the leaderboard?
4939 42130	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
4617 42452	0x5570859d29563c6a76151034580848171f64ff9f	500
6764 40305	0x5fc9f68333645f713a13f3b3fb9a0f3dedf0f8a7	500
6288 40781	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
5605 41464	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
7089 39980	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
6846 40223	0x6cd5cf02b1f7089813a3309102ce902bc58aa317	500
6709 40360	0x3f13f597f80c65055251cdfc63b292df8e042cf9	500
6780 40289	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
5410 41659	0x65acb848e52df70e4a523474358ed1b773c4122d	500
5980 41089	0xdd6349772ba89d65b1534902d3d3b4d95280d6fe	500
6664 40405	0xd9f5eda2d00d4e1051eb0a202e73328ea0a44691	500
4545 42524	0xff6fbaf4ab2f45f85cf12baaebc739c24e8d4f53	500
4517 42552	0x07588353130f93056c7d32250a217ada1c5ae022	500
4622 42447	0x3e0435f94f97d19b405a898d3f587061925036a3	500
6701 40368	0x9452d07387fefead9fbec9bb38ce0d18eea9ba06	500
7071 39998	0x4737c4b965ac908246c2a2f66c87394bf30bccc4	500
4585 42484	0x815000861e8deef643193c8467948d421984ef4f	500
6281 40788	0x21259732a05825811a5cc23acad2f5bfecbf8590	500
4514 42555	0x3d9831d510a50fefc461b3f35bddd93f565de2e4	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.53% on your WSTETH

Earn 7.50% on your DAI

Earn 7.54% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.46% LTV

Borrow against USDC from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About