Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5221 41812	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
7071 39962	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
4794 42239	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
5719 41314	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
6595 40438	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
5876 41157	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
5371 41662	0x460c501889128d3e0fbc205834fab4a271494886	500
4310 42723	0x748c2ea5db75d57bc077ec156d7dc78d04f54246	500
5244 41789	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
5166 41867	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
6898 40135	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
4830 42203	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
4902 42131	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
6028 41005	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500
6684 40349	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
6418 40615	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
6606 40427	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
5494 41539	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
7426 39607	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
6651 40382	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
4478 42555	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
5442 41591	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4236 42797	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5194 41839	0x85154d2fae72a544598a51d3b654e8e43918c861	500
6797 40236	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
5932 41101	0x8f9e6dd01128cc3c148902ebfa648bfcb68ad1ce	500
6771 40262	0x73021e84d869197b8289b85ede109edc4a84dd4a	500
5511 41522	0x5127bc7594839253bd204246b17a5a6ef60da540	500
5052 41981	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5682 41351	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5828 41205	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
4565 42468	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
6094 40939	0x300445f432813e7f86810f9558d917cdf027aee4	500
5466 41567	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
4849 42184	0x899e6fdb489478b956d44801da82a1119615d778	500
5556 41477	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
6857 40176	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
6360 40673	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
5832 41201	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
6199 40834	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
How do I move up the leaderboard?
6091 40942	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
4328 42705	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
5835 41198	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5574 41459	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4091 42942	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
4769 42264	0xa9b20704a5627042e6964049f0fdab845126a92f	500
6946 40087	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
5633 41400	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500
4528 42505	0x483d71b11fc3c78e5d62e9267b343c7e16cc3ac0	500
7004 40029	0x4580752311b6bc42fe8151f62fb4b374af1437fe	500
5981 41052	0x1753e61c2304f47585a3c902f4e9b6b8824d7235	500
4357 42676	0x48bb08143670d3d7f096b9d3b1095bd205acbac9	500
4720 42313	0xf89694c646d448c19319d1394996a43a9bea5ccc	500
4496 42537	0xa2c3bd1feb4bb751df5acf4d448b5c92cc4979e1	500
5435 41598	0x35a055eb6c274505ce90f9188acde88f373a284e	500
6813 40220	0xfdd44ffb571d30b610dc432842fcf9eb8907c26f	500
5291 41742	0xfb9cc0c596a37dfdc2aa86918f3cfee94bddc48d	500
5997 41036	0x9059fe4a267be3bb16ee76e1a0aa1f155e261f73	500
5750 41283	0xae343baa00006e17565118d59e294007b156a112	500
6095 40938	0xdc003fd7f23b584dec27c60c8542f34cd2366cda	500
7227 39806	0xb9627ee9f08c8a89d4eb0c658a919d5dd8e522ab	500
6677 40356	0xfd3521ec76b0134f5cd6800409c39599b594b545	500
6887 40146	0x3cff00a0ca7b194a473fa558a50bbbe00612481b	500
5273 41760	0x432af553927e974bff4b5bfea0a9b86a9a88b530	500
4605 42428	0xa6471a83e302d4e746ee336bfc2bb235f49008a1	500
5897 41136	0xaf2ceabe7be342171f3f27063165a16d7b8180c1	500
6493 40540	0x9c65e7d193e5ea67040e6ee14b90011651973386	500
7231 39802	0xa7f57af0c99b6752e950c676fbc7bd6c1f17d2b3	500
5952 41081	0x852d85c6e64872d684007c173092cffbaa332373	500
5183 41850	0x096450368823b2d6badda65b79d9f696b715cdda	500
6440 40593	0xb501513c328941cf55f2da8909fb9e7f7e346e15	500
5860 41173	0xc4bdfab85f87dacd6da0cb62c69900695df02bd2	500
7197 39836	0x152676c60b6e1c4e70e197444217ab9dc0737a1b	500
5704 41329	0xba2d1cf60f9e1c71eee4ec8f0df5dfeb3002055c	500
5036 41997	0x238926025e84475e3182774df480021470f8f978	500
4993 42040	0x32a1bb902996aa91c66f445ebc6698e08fe5a2b1	500
4175 42858	0xe4f8288e2e7eaee5ac51dc8a8270715156544246	500
6950 40083	0x18ed88f8c22039b53f8b3cc6ee03458288d48a12	500
4224 42809	0x36bcb64a871a252afcea9ba3ded2171dea5fb2b0	500
4157 42876	0x2fcb63aee8463ce232bdaa262c6a626ee64d23bb	500
How do I move up the leaderboard?
7294 39739	0x5e85f8241c19315dacdad842966effc399253e62	500
4196 42837	0x441acb751f69f4f1c577f48900754032d920de83	500
6140 40893	0x22a3986de5010cd6ae5d2be3132ed7f2cdee98ae	500
4843 42190	0xfab06488aa824f8e51148124e5d997905ea11cbc	500
6846 40187	0xd2934062809882d2b038370a6b064dd20e3a3e29	500
7462 39571	0x6f8b3e110995daf3c3b48b10e106a7860f3ecaca	500
6787 40246	0x35f0899275e52406a6f5f0c8854347ff334d02ea	500
4869 42164	0x83be8a9306945690c2cf558fac3d4ca4e9eec1b4	500
4611 42422	0x34318625818ec13f11835ae97353ce377d6f590a	500
5355 41678	0x78e8d8f352ef3bf5c9c62ef75dcbf25e9f9f14b1	500
6298 40735	0x20ea6ab98f51467d5d8f5ac6515cee0889e1d9df	500
6011 41022	0xb90859677c7b9e28db69a80249660ae0da2f73c9	500
5658 41375	0xd2e35e31396edb10a11abec5748ee939d3f420a0	500
4342 42691	0x4d0141f68c06d0a99f50993d09e23d9838be8115	500
4970 42063	0x1ee10aeaebc6336b813daf9067248fa90de2b589	500
4246 42787	0x88fc1908828e02e60e12fdef7e3c60d7de1c1e2f	500
6869 40164	0x0293c3cd467ea3052a16b153acd7627cba34dc21	500
4354 42679	0x737c5928d8226d585ad32d162e68a18c3bb287ac	500
5061 41972	0x9914f2fe36670440dde6eb4bf7ff97207f663d8a	500
6133 40900	0xd50d555089768ebd1fe1eacc3b550113b4b86c87	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.09% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About