Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.55x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
4901 42131	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
4829 42203	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
5165 41867	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
6897 40135	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
6683 40349	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
6417 40615	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
5441 41591	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4235 42797	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5510 41522	0x5127bc7594839253bd204246b17a5a6ef60da540	500
5051 41981	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5681 41351	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5827 41205	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
4564 42468	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
6093 40939	0x300445f432813e7f86810f9558d917cdf027aee4	500
5465 41567	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
4848 42184	0x899e6fdb489478b956d44801da82a1119615d778	500
5555 41477	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
6856 40176	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
6359 40673	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
5831 41201	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
6198 40834	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
6090 40942	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
4327 42705	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6800 40232	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
5589 41443	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
6713 40319	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
5445 41587	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
6979 40053	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
5095 41937	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
7434 39598	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
5946 41086	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
5906 41126	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4140 42892	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
5728 41304	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
6975 40057	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
4236 42796	0xf9c8b051234f8b43306d099044451c02857719eb	500
4539 42493	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
5321 41711	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
5005 42027	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
5052 41980	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
How do I move up the leaderboard?
4844 42188	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
7149 39883	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
4603 42429	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
6609 40423	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
7080 39952	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
7260 39772	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4305 42727	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
4741 42291	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
7436 39596	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
5519 41513	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
6418 40614	0x834bcb7abb0e074a75481e6c78544a385726a151	500
5476 41556	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
5892 41140	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
6428 40604	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
5261 41771	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
6379 40653	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4481 42551	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7429 39603	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
6182 40850	0x280a57e122574f3021b1f11344d502306ceba71d	500
5439 41593	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
4995 42037	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
4388 42644	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
5351 41681	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
4690 42342	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
7378 39654	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
6862 40170	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
5135 41897	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
4567 42465	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
5644 41388	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
6309 40723	0x406520be1459364c31c111b3403064f7c51dcb11	500
6542 40490	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
4476 42556	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
6680 40352	0xac7c4d21e49888953f138c2f292c55c223964601	500
5490 41542	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
5972 41060	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
6547 40485	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
6745 40287	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
4370 42662	0x328789df0049d97196573f8df15e3461916eba76	500
4996 42036	0xd3382ff2a620b597eb60dfd9d0e471fdcb4ec173	500
6419 40613	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
How do I move up the leaderboard?
6416 40616	0x9aaa0d92888f1c31f7678ef18c77c78f3a65e348	500
6487 40545	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
7287 39745	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6035 40997	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4181 42851	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
6069 40963	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
6583 40449	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
5808 41224	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
4331 42701	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
4313 42719	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
5196 41836	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
5641 41391	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
5166 41866	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
5680 41352	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
7005 40027	0x34f31b375e055d87e2140e978550d9dae297cad4	500
4163 42869	0x0960da039bb8151cacfef620476e8baf34bd9565	500
5278 41754	0x37e46caefef61d30e680cf754998b4a39e5d8325	500
7304 39728	0xb56e23738e261b854d0682eff71900ba1e398b06	500
5020 42012	0x78c84b1eaf62e343ad981ab9e1d4ad4165f73352	500
4571 42461	0x3671f603f17653ce068535ff350eed664b50577c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.18% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.80% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About