Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
5002 42064	0xc4a5220660bd57b15d622f71f5d4164be2090105	500
7171 39895	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
5645 41421	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
6018 41048	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
6986 40080	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
5670 41396	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6097 40969	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
4853 42213	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
6686 40380	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
6555 40511	0xe4f8e5fd9678a5c649da197c78b3d5e5a4a89dd9	500
7387 39679	0xf337c09bc7f4c55a6a94d9751b7697abb83a7df1	500
5123 41943	0xda0a2cde4d5ead5e961bfeef1ccfd8d6b5a14c7e	500
5968 41098	0x6bbf1fc575eaab0f1b049103e168b20b1d759d3d	500
6285 40781	0x7c27e27f01a50625b9d9daca55762c68a0581f6e	500
6043 41023	0x9652d11c55c7caebbf0f8d92ce74de23fda32ef4	500
6929 40137	0xe76d4f0b98755b704053940cb035ce0a1ad36160	500
5884 41182	0xe019a28cbb6bedffbcbc137187b80bb5a551d1a7	500
5907 41159	0xd8d6be6bf9878bf62a7efec03c1ffa716a63482a	500
6474 40592	0xc2546de373e54a80449e0092c30f424789801a39	500
4511 42555	0xbc5bc3c5c7615fad0ece0f084b95920514a70c80	500
5785 41281	0xba4b8fcacf85ab199061ff0cab75b33b72be3be3	500
7489 39577	0xfd91a81c4773dfae9a7fbae5b5cbfcb35fdebf9d	500
5972 41094	0x8db03d7ed6f6a081c561c242412c98080e9fa13a	500
6926 40140	0xa5f7a39e55d7878bc5bd754ee5d6bd7a7662355b	500
5452 41614	0xe1a598cb9e4325cc986513f99fe748c3e63a2eb0	500
4901 42165	0x2e2345e64b59cf22e3a494dd65bb27db15abfcc1	500
6933 40133	0x23c910023a65a2a18f0b5c8ad1206530d75ce0f7	500
4646 42420	0xe160b3790ea2711b261186881f92df15e0453a1c	500
6468 40598	0xf39d30fa570db7940e5b3a3e42694665a1449e4b	500
7377 39689	0xe95a887ec79e496bf7c2a3b9baa7d2a1cbefe169	500
5117 41949	0x7324acab45bbf21b82a268693198fbf16f5fd60a	500
5347 41719	0xf454102ff175228c76e6c3bc2acc9ada00f51323	500
6225 40841	0x6914fc70fac4cab20a8922e900c4ba57feecf8e1	500
6729 40337	0x6a707ed3d020e8ebc39dfd1cb9a332f5c4420caf	500
5962 41104	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
6326 40740	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6168 40898	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
6566 40500	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
4535 42531	0xa6b0d04fc93706c7ee5449bd420072014707a5ed	500
5174 41892	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
How do I move up the leaderboard?
6106 40960	0x4684eae59efeb57611ad9991a643124c97bd8565	500
5129 41937	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
5245 41821	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
6427 40639	0xfd57d8f4a33753c576f75d7cc9a2b24609399591	500
4593 42473	0xa21fa4fa5e8a51165b77f24d21fbe2bc0fbf97f6	500
5934 41132	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
4687 42379	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
5230 41836	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
4964 42102	0x0215c140840b896e1e371525d1f70cefbd09aafa	500
4445 42621	0x0ce638e196f5141b9aa2fedc07ea158d94b458f9	500
5127 41939	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
5450 41616	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
4764 42302	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
4165 42901	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
7268 39798	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
5927 41139	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
7446 39620	0x5ddb5244acaaaab3275b2731c981a49cd5f68cee	500
5148 41918	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
7142 39924	0xf84003446b3fff78e1e0cd4bdad7128dc3b56d8d	500
6491 40575	0xaca6772be7bbb01d9a71457b5d430e9f2f0822a8	500
4485 42581	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
5355 41711	0xbb2440df26cae107a421bc342ab66a0ce4fbe331	500
6758 40308	0x596572fb0e85ed15c2e5fc0f126878cf6b6b95f4	500
5693 41373	0xbf30608066f972e705b54fe75411e54b34d671c3	500
5749 41317	0xd0cdacb442a9f38c44d2ea87f005c48faa8ad5cf	500
5154 41912	0xc135725230a91b002025aeeb97dc8c29dd026cad	500
4816 42250	0x2061a27d1dc983fd8444770bc8d56bce215364ac	500
6785 40281	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
5893 41173	0x892abc8372ab4fc32d2bf3a51ca9d376bda5d818	500
6348 40718	0xa54f4330a818492b9af9f0ff00ef8c7c2024ba93	500
6456 40610	0xf8714afccee356681214cff48de2b24371f09c8a	500
6230 40836	0xad62d4fdd2d071536dbcb72202f1ef51b17ece30	500
7249 39817	0x9bb5ba0906d4f976dd4d9e670e4349f706a6d510	500
5698 41368	0x2a15c4df3a0f49ed56ab8d6a0e4403bb2f4218b3	500
7034 40032	0x73a45fc60534fbd05c891ee585726e66c5f2e22d	500
4988 42078	0x3989c4f265d18d7196b97168d77b240802bfb40c	500
6234 40832	0x6ed4f98486016b0cc0ecf1b77a3b1f0ffb58a279	500
5576 41490	0xbfde8808d8085b8a0fee89df38847f5827806330	500
6552 40514	0xc9c6fc48a6fa8d7f06699b78eb46c908751966df	500
6236 40830	0x3a6372b2013f9876a84761187d933dee0653e377	500
How do I move up the leaderboard?
7216 39850	0x51c59282406384f8a39f090cfd61fc2af56ded7b	500
7164 39902	0xa343ad0351a58a314eb25b2087775298b95e1fde	500
6614 40452	0xecc6684386642661fe6cd65aff98dc238351872a	500
7277 39789	0x98bfaf737e8e9618072f38e04db0050e98d2d2d8	500
6710 40356	0xc6e55eb9e6756b045af2887d7393186a700d190d	500
5468 41598	0xec2d84c7038d6ae69e3b9b91fab4648a6c8c6f81	500
5312 41754	0x371178ccf88a1262ac51692fafc87955e8151531	500
4695 42371	0x612faffcee134392fb7a7c0d865e6efa16bba1b4	500
6712 40354	0x4b5a787ac6921cdefc57d8823ebd4d211f8e0519	500
6332 40734	0xf227704225e260d090736cb3b9bb10e26b5347d1	500
6304 40762	0x1e7dfa9d7216b1ea0c67c72ab5b81172b5fa0c0b	500
5527 41539	0xdf5245b911f4a2b470308fa7c5ed2553cd6ff805	500
5296 41770	0x39d6f45659b2ef6e6d61f5ace785b77672cb3aee	500
6539 40527	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
6107 40959	0x3da0b27497effa4f703b702fd76d82e2b1c11ba7	500
6343 40723	0xfcc5acd50ae590889d2a53343d35b5fb80d403c2	500
4897 42169	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
5132 41934	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
7217 39849	0x6714cdf72b31d3d339e1da7b2710e169f1f0714a	500
4788 42278	0x4a56a3ef7bf8dfa2d427ced3765e4d546fa941f6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.00% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About