Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
4219 42848	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
7170 39897	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
4516 42551	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
5058 42009	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
5083 41984	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
4628 42439	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
6638 40429	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
4586 42481	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4177 42890	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
5030 42037	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
4666 42401	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
5974 41093	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
4952 42115	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
5174 41893	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
6369 40698	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
7196 39871	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
7054 40013	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
4352 42715	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4253 42814	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
5325 41742	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
7206 39861	0x284f8d4c88180d866c2484968dd617b680bc269a	500
6831 40236	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
7418 39649	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
7079 39988	0xdd6775682a8177f1ff6f4e347419d4de3e126f4c	500
6659 40408	0xb86ff6062bd9f5d16742f82e0e249d46fb380bc4	500
6708 40359	0x66cc959e7a5bdb0bbe1f40ef1a3bcae785142806	500
6394 40673	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
6734 40333	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
6644 40423	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
4902 42165	0xf806c449442b8950f08505951547d6e34247b8a4	500
5695 41372	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
5484 41583	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
7216 39851	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
6860 40207	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6434 40633	0x2210d046e38548ca5162d4b08607d347a793486a	500
5667 41400	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
4935 42132	0xff7a971a372db7f2c2c7ce692eb93106d93b0426	500
6658 40409	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
6980 40087	0xd998171b51dede5bb420228f8ca6e349daf0fd62	500
6066 41001	0x39d6f45659b2ef6e6d61f5ace785b77672cb3aee	500
How do I move up the leaderboard?
6272 40795	0xdf5245b911f4a2b470308fa7c5ed2553cd6ff805	500
6821 40246	0x1e7dfa9d7216b1ea0c67c72ab5b81172b5fa0c0b	500
4580 42487	0xf227704225e260d090736cb3b9bb10e26b5347d1	500
7097 39970	0x4b5a787ac6921cdefc57d8823ebd4d211f8e0519	500
5846 41221	0x612faffcee134392fb7a7c0d865e6efa16bba1b4	500
6080 40987	0x371178ccf88a1262ac51692fafc87955e8151531	500
6227 40840	0xec2d84c7038d6ae69e3b9b91fab4648a6c8c6f81	500
4241 42826	0xc6e55eb9e6756b045af2887d7393186a700d190d	500
5029 42038	0x98bfaf737e8e9618072f38e04db0050e98d2d2d8	500
7035 40032	0xecc6684386642661fe6cd65aff98dc238351872a	500
5145 41922	0xa343ad0351a58a314eb25b2087775298b95e1fde	500
5092 41975	0x51c59282406384f8a39f090cfd61fc2af56ded7b	500
4600 42467	0x3a6372b2013f9876a84761187d933dee0653e377	500
6990 40077	0xc9c6fc48a6fa8d7f06699b78eb46c908751966df	500
6303 40764	0xbfde8808d8085b8a0fee89df38847f5827806330	500
4682 42385	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
7081 39986	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
6764 40303	0x6ed4f98486016b0cc0ecf1b77a3b1f0ffb58a279	500
5327 41740	0x3989c4f265d18d7196b97168d77b240802bfb40c	500
4438 42629	0x73a45fc60534fbd05c891ee585726e66c5f2e22d	500
4170 42897	0x2a15c4df3a0f49ed56ab8d6a0e4403bb2f4218b3	500
5059 42008	0x9bb5ba0906d4f976dd4d9e670e4349f706a6d510	500
4275 42792	0xad62d4fdd2d071536dbcb72202f1ef51b17ece30	500
6920 40147	0xf8714afccee356681214cff48de2b24371f09c8a	500
4298 42769	0xa54f4330a818492b9af9f0ff00ef8c7c2024ba93	500
6515 40552	0x892abc8372ab4fc32d2bf3a51ca9d376bda5d818	500
7149 39918	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
4713 42354	0x2061a27d1dc983fd8444770bc8d56bce215364ac	500
7390 39677	0xc135725230a91b002025aeeb97dc8c29dd026cad	500
6414 40653	0xd0cdacb442a9f38c44d2ea87f005c48faa8ad5cf	500
4567 42500	0xbf30608066f972e705b54fe75411e54b34d671c3	500
7129 39938	0x596572fb0e85ed15c2e5fc0f126878cf6b6b95f4	500
6121 40946	0xbb2440df26cae107a421bc342ab66a0ce4fbe331	500
6473 40594	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
6029 41038	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
4788 42279	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
5670 41397	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
6945 40122	0xaca6772be7bbb01d9a71457b5d430e9f2f0822a8	500
5166 41901	0xf84003446b3fff78e1e0cd4bdad7128dc3b56d8d	500
5445 41622	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
How do I move up the leaderboard?
4859 42208	0x5ddb5244acaaaab3275b2731c981a49cd5f68cee	500
6536 40531	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
5039 42028	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
5906 41161	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
5256 41811	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
6210 40857	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
5431 41636	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
5636 41431	0x0ce638e196f5141b9aa2fedc07ea158d94b458f9	500
4617 42450	0x0215c140840b896e1e371525d1f70cefbd09aafa	500
6003 41064	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
5838 41229	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
6541 40526	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
5756 41311	0xa21fa4fa5e8a51165b77f24d21fbe2bc0fbf97f6	500
4316 42751	0xfd57d8f4a33753c576f75d7cc9a2b24609399591	500
6017 41050	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
5433 41634	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
6668 40399	0x4684eae59efeb57611ad9991a643124c97bd8565	500
5463 41604	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
5714 41353	0xa6b0d04fc93706c7ee5449bd420072014707a5ed	500
7002 40065	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.57% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.81% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About