Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
5894 41141	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
6430 40605	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
5263 41772	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
6381 40654	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4483 42552	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7431 39604	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
6184 40851	0x280a57e122574f3021b1f11344d502306ceba71d	500
6489 40546	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
7289 39746	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6037 40998	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4183 42852	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
6071 40964	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
4716 42319	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
5961 41074	0x6f949c1403c34f15ba101a515bd7a9a44f6058ef	500
6474 40561	0x2026dad2f0b2d27463a637747fc669cb1d18bc96	500
6448 40587	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
5966 41069	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
6947 40088	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
5634 41401	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500
4529 42506	0x483d71b11fc3c78e5d62e9267b343c7e16cc3ac0	500
7005 40030	0x4580752311b6bc42fe8151f62fb4b374af1437fe	500
5982 41053	0x1753e61c2304f47585a3c902f4e9b6b8824d7235	500
4358 42677	0x48bb08143670d3d7f096b9d3b1095bd205acbac9	500
4721 42314	0xf89694c646d448c19319d1394996a43a9bea5ccc	500
4497 42538	0xa2c3bd1feb4bb751df5acf4d448b5c92cc4979e1	500
5436 41599	0x35a055eb6c274505ce90f9188acde88f373a284e	500
6814 40221	0xfdd44ffb571d30b610dc432842fcf9eb8907c26f	500
5292 41743	0xfb9cc0c596a37dfdc2aa86918f3cfee94bddc48d	500
5998 41037	0x9059fe4a267be3bb16ee76e1a0aa1f155e261f73	500
5751 41284	0xae343baa00006e17565118d59e294007b156a112	500
6096 40939	0xdc003fd7f23b584dec27c60c8542f34cd2366cda	500
7228 39807	0xb9627ee9f08c8a89d4eb0c658a919d5dd8e522ab	500
6678 40357	0xfd3521ec76b0134f5cd6800409c39599b594b545	500
6888 40147	0x3cff00a0ca7b194a473fa558a50bbbe00612481b	500
5274 41761	0x432af553927e974bff4b5bfea0a9b86a9a88b530	500
4606 42429	0xa6471a83e302d4e746ee336bfc2bb235f49008a1	500
5898 41137	0xaf2ceabe7be342171f3f27063165a16d7b8180c1	500
6494 40541	0x9c65e7d193e5ea67040e6ee14b90011651973386	500
7232 39803	0xa7f57af0c99b6752e950c676fbc7bd6c1f17d2b3	500
5953 41082	0x852d85c6e64872d684007c173092cffbaa332373	500
How do I move up the leaderboard?
5184 41851	0x096450368823b2d6badda65b79d9f696b715cdda	500
6441 40594	0xb501513c328941cf55f2da8909fb9e7f7e346e15	500
5861 41174	0xc4bdfab85f87dacd6da0cb62c69900695df02bd2	500
7198 39837	0x152676c60b6e1c4e70e197444217ab9dc0737a1b	500
5705 41330	0xba2d1cf60f9e1c71eee4ec8f0df5dfeb3002055c	500
5037 41998	0x238926025e84475e3182774df480021470f8f978	500
4994 42041	0x32a1bb902996aa91c66f445ebc6698e08fe5a2b1	500
4176 42859	0xe4f8288e2e7eaee5ac51dc8a8270715156544246	500
6951 40084	0x18ed88f8c22039b53f8b3cc6ee03458288d48a12	500
4225 42810	0x36bcb64a871a252afcea9ba3ded2171dea5fb2b0	500
4158 42877	0x2fcb63aee8463ce232bdaa262c6a626ee64d23bb	500
7295 39740	0x5e85f8241c19315dacdad842966effc399253e62	500
4197 42838	0x441acb751f69f4f1c577f48900754032d920de83	500
6141 40894	0x22a3986de5010cd6ae5d2be3132ed7f2cdee98ae	500
4844 42191	0xfab06488aa824f8e51148124e5d997905ea11cbc	500
6847 40188	0xd2934062809882d2b038370a6b064dd20e3a3e29	500
7463 39572	0x6f8b3e110995daf3c3b48b10e106a7860f3ecaca	500
6788 40247	0x35f0899275e52406a6f5f0c8854347ff334d02ea	500
4870 42165	0x83be8a9306945690c2cf558fac3d4ca4e9eec1b4	500
4612 42423	0x34318625818ec13f11835ae97353ce377d6f590a	500
5356 41679	0x78e8d8f352ef3bf5c9c62ef75dcbf25e9f9f14b1	500
6299 40736	0x20ea6ab98f51467d5d8f5ac6515cee0889e1d9df	500
6012 41023	0xb90859677c7b9e28db69a80249660ae0da2f73c9	500
5659 41376	0xd2e35e31396edb10a11abec5748ee939d3f420a0	500
4343 42692	0x4d0141f68c06d0a99f50993d09e23d9838be8115	500
4971 42064	0x1ee10aeaebc6336b813daf9067248fa90de2b589	500
4247 42788	0x88fc1908828e02e60e12fdef7e3c60d7de1c1e2f	500
6870 40165	0x0293c3cd467ea3052a16b153acd7627cba34dc21	500
4355 42680	0x737c5928d8226d585ad32d162e68a18c3bb287ac	500
5062 41973	0x9914f2fe36670440dde6eb4bf7ff97207f663d8a	500
6134 40901	0xd50d555089768ebd1fe1eacc3b550113b4b86c87	500
4856 42179	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
5875 41160	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
4139 42896	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
5222 41813	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
4471 42564	0xf2eb271bd3acae7aead18ff0ec90dae756a645e6	500
6356 40679	0x89c32bc0b67474f6269cca91d023c5d02e3986c2	500
6318 40717	0x89e4fd306eacf8b8c9546411f0489fcd358706bd	500
7327 39708	0xa6092ac0449b40a7ce65e1ad3e5a0a61dd003b92	500
5501 41534	0xfec14dfd8378e9cfe06f7cbc7d1aa988258aa01e	500
How do I move up the leaderboard?
6218 40817	0xd2050719ea37325bdb6c18a85f6c442221811fac	500
4969 42066	0xe0f84173806d27958369e6d321cf023ccceea809	500
7210 39825	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
4481 42554	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
6635 40400	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
6312 40723	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
6478 40557	0xddf59561c087b67eaa493de6f1e431bdaabe9c7b	500
4088 42947	0x7152f461da64c62f4bed09965571512a934af610	500
6409 40626	0xaf5b48f84b12879bf6b54e9835a82fa522b2961f	500
6553 40482	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
7396 39639	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
4430 42605	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5293 41742	0x52cdaa873c3935c887f7db3571cebac1f5702a35	500
5709 41326	0x80e5a383cd90210f67d9d27e1e27253e04516b55	500
7415 39620	0x9a9af3991934425f7907bbc7ec4e6970803327f4	500
4174 42861	0xb0a4e99371dfb0734f002ae274933b4888f618ef	500
6538 40497	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
5850 41185	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
5437 41598	0x70f6a23536da15af225195b4d00faa37530d9782	500
7288 39747	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.15% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About