Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

Get $RAYS

Leaderboard

Rank	User	Rays
5977 41058	0x195f7a81a24b81691f07706de7e02e8c96224be8	500
4352 42683	0x6645054e038f75b911b250793649e15b774a9060	500
4772 42263	0xcdc8dd2fb645d413fe7f1af8d47bf2a186c43b94	500
6184 40851	0x46ddeb61a3b921fb9427b559bf9e65f4eff5df78	500
5609 41426	0x801c9104010619e0bbc3ada9679d908f608758fb	500
7356 39679	0x73107da86708c2dad0d91388fb057eee3e2581af	500
4813 42222	0xacf50722cf6e23b330f23be35694a2f7013a2c81	500
6655 40380	0xb495f28256e2470276ea837b48b11469a8910832	500
6823 40212	0x8a2ff61217db94bd41fabbfb579d16f072948940	500
4403 42632	0xe7e850d3213a727266ac747877fb574ed30ceb86	500
5784 41251	0xa49203ef11a95e47ac522db53b79c453df0476a5	500
4983 42052	0xb017e70cefc2162e5304e7f8714839a6d2c009a1	500
5182 41853	0x461f641d27743bd957ffbaf089fd78b1c61cf96c	500
5338 41697	0x9a8df4fbbd848239345eddfb0425f7e5ef35e072	500
5754 41281	0x3dcbe2b7b34c310e77a3fe8d31dd8262136b813d	500
7458 39577	0x57456dff8930ec4801640bf626a54d31307ae3d8	500
4496 42539	0x311ed2346ddac765cfe654bfea12b1aa8ca779ff	500
5650 41385	0xa81a6a910fed20374361b35c451a4a44f86ced46	500
4941 42094	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
4742 42293	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
6925 40110	0x4208603a1d53d00495de519a8484b30744de0c3f	500
4131 42904	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
7127 39908	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
4971 42064	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
4107 42928	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
5973 41062	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
5082 41953	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
7468 39567	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
4775 42260	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
6478 40557	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
6828 40207	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
4700 42335	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
5034 42001	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
6803 40232	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
5592 41443	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
6716 40319	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
5448 41587	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
6982 40053	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
5098 41937	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
7437 39598	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
How do I move up the leaderboard?
5949 41086	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
5909 41126	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4143 42892	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
5731 41304	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
6978 40057	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
4239 42796	0xf9c8b051234f8b43306d099044451c02857719eb	500
4542 42493	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
5324 41711	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
5008 42027	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
5055 41980	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
4847 42188	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
7152 39883	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
4606 42429	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
6612 40423	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
7083 39952	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
7263 39772	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4308 42727	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
4744 42291	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
7439 39596	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
5522 41513	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
6421 40614	0x834bcb7abb0e074a75481e6c78544a385726a151	500
5479 41556	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
5895 41140	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
6431 40604	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
5264 41771	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
6382 40653	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4484 42551	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
7432 39603	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
6185 40850	0x280a57e122574f3021b1f11344d502306ceba71d	500
6586 40449	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
5811 41224	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
4334 42701	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
4316 42719	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
5199 41836	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
5644 41391	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
5169 41866	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
5683 41352	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
7008 40027	0x34f31b375e055d87e2140e978550d9dae297cad4	500
4166 42869	0x0960da039bb8151cacfef620476e8baf34bd9565	500
5281 41754	0x37e46caefef61d30e680cf754998b4a39e5d8325	500
How do I move up the leaderboard?
7307 39728	0xb56e23738e261b854d0682eff71900ba1e398b06	500
5023 42012	0x78c84b1eaf62e343ad981ab9e1d4ad4165f73352	500
4574 42461	0x3671f603f17653ce068535ff350eed664b50577c	500
5608 41427	0x5102614741a1b98c64891b44db049f03facd2f27	500
6722 40313	0xa39ba2cd8658d0b69ba1880dcfbb65216ab33056	500
4125 42910	0x4b4c13434aac5e99645a4d9e59fe497b3318f50f	500
6825 40210	0x5b727c169f33967e812b55e2b76c80e94f23040a	500
5331 41704	0x7b23e38fbd0e677a1d1f72fe29a1aea9fd83ade8	500
6711 40324	0xd3fc6cc7d1c6295f705e579f5a04c802462bc541	500
4350 42685	0x0f1a748cdf53bbad378ce2c4429463d01cce0c3f	500
4964 42071	0xff35ef99cdc780121e31dc60c73552915981d56e	500
5878 41157	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
5223 41812	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
4472 42563	0xf2eb271bd3acae7aead18ff0ec90dae756a645e6	500
6357 40678	0x89c32bc0b67474f6269cca91d023c5d02e3986c2	500
6319 40716	0x89e4fd306eacf8b8c9546411f0489fcd358706bd	500
7182 39853	0x1660a375825071b01133db5ef7c65ee68b26894b	500
7073 39962	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
6948 40087	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
5635 41400	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.29% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About

Resources

Products