Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
4691 42376	0x1b1e1907ace20358827295bfcec2e94e2c05f928	500
4232 42835	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
5214 41853	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
5538 41529	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5973 41094	0x603028ec8ed0bed832d266c93ae4232458b07201	500
6062 41005	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
6842 40225	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5579 41488	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6697 40370	0x121f2d296a461f7ee517a997c35982250c3acae6	500
4722 42345	0x801700661d66bbc401aa435547b3a5d690016381	500
4489 42578	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
5913 41154	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
4312 42755	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5545 41522	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
4650 42417	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4897 42170	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
6757 40310	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
5122 41945	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
5843 41224	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
6705 40362	0x5cef8dc0638567bb747205cea2433e792c009796	500
4715 42352	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
6629 40438	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
5612 41455	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
6998 40069	0x755380324942019f1db6e114b9c4650f2b01a170	500
4672 42395	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
4966 42101	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
6513 40554	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
6985 40082	0x156daf376cfbdd938c470a227508b0ba022c998f	500
6506 40561	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
5541 41526	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
5661 41406	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
5356 41711	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
6632 40435	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
6453 40614	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
5295 41772	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
5463 41604	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
4491 42576	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
7307 39760	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
4687 42380	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
5232 41835	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
How do I move up the leaderboard?
4605 42462	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
6367 40700	0x44617b9d41aaa85f0a7f8fd008775cdc679b61ea	500
5648 41419	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
5863 41204	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
4572 42495	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
6296 40771	0x45312aadecdb1b6a7207146cc4438a810d480948	500
7414 39653	0x69724d906d90fab3596d985104c219608e09211b	500
7455 39612	0xf0d4801db52dce1e0ca1ec343242507e2e0fc4c0	500
4703 42364	0xed348de0dada9aedda3121503d0101e41133c72c	500
6430 40637	0xd4a5f216ece9de7d8524fb158d1ef983d5649687	500
5104 41963	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
6988 40079	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
4487 42580	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
4190 42877	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
4478 42589	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
6786 40281	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
6024 41043	0x637dcff017472759bf4ed03b6d12a46929a66154	500
6896 40171	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
6541 40526	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
4783 42284	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
6394 40673	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
4200 42867	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
6122 40945	0x294e0d50c4c1e863033002aae236a102651cf6a1	500
4861 42206	0x9570faa4565963d98d66a60514baf9eb14040da9	500
4541 42526	0x5b1183111ae698b1ee941161cc771e13713e4c9e	500
5135 41932	0x4b20d318a295573037a2a78d22cfd6c4afece6f3	500
7439 39628	0x0ec7e63fd6b4a0d1ed681abc8e20a4c0870c0b04	500
6828 40239	0x00173a1479efe831eab2b86e89990a46307746af	500
4466 42601	0x0e95d581d70b3238580a3f79955aab600b8105f3	500
6306 40761	0xc73a8ae0ccbd9d160c853d8470848650ecfb8dea	500
5880 41187	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500
7423 39644	0x35b65a4592491c8f4091858220ff4ff5a6d8aabf	500
5290 41777	0x643871bf04081d90420bf0cb72b0cf76f4656963	500
4770 42297	0x3a6f1c36ec0b66832d18da7ade7b59a6ae697ae9	500
4987 42080	0x897eab8cafb3c87c77602bc65dc515f593fed33d	500
6858 40209	0x284f8d4c88180d866c2484968dd617b680bc269a	500
6318 40749	0x49aa460327e5bc4fba4d12ffafa056ac03a82d50	500
4366 42701	0xcd83f6e78897563eb694fbdf9c8f1eb2f2a9ae28	500
6684 40383	0xdd6775682a8177f1ff6f4e347419d4de3e126f4c	500
6098 40969	0xb86ff6062bd9f5d16742f82e0e249d46fb380bc4	500
How do I move up the leaderboard?
6162 40905	0x66cc959e7a5bdb0bbe1f40ef1a3bcae785142806	500
5721 41346	0x13c9d9b81513fe8ef119408f916b74118478cb03	500
4293 42774	0x035192d0554d24a91970cdf8f10ca82cb48c8eb6	500
5596 41471	0x020715113003744cca02102c3d2b280c3ed02983	500
7011 40056	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
6459 40608	0x843ec297cce033514bb3d2124a4ecb16c23d5544	500
5028 42039	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5618 41449	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
5152 41915	0xabf14af130ca3d240115efb25bf7322dda48e523	500
6021 41046	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
5039 42028	0x69d022237764a685ab8cf2d9c72fc6945440d03e	500
6096 40971	0x2988983d105436843757ce8e45be5b3af3736445	500
4769 42298	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
5907 41160	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
4833 42234	0x193ec8449e83eaaf3b8c8235821b6846d5aa8b23	500
6125 40942	0xfcd98e8d5c541c0412e928f1b6aa79d40eeec424	500
5057 42010	0x5e439b06536ce2a9f17b226b94a13b438ab971fb	500
6289 40778	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
5772 41295	0x160a8d28d63961297e51e4f1a0401bf4d27f5162	500
6949 40118	0xbc5eea869e6a7a30aa41b3b83111aedf23846e33	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.38% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 111.43% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About