Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.18x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
4123 42911	0x4b4c13434aac5e99645a4d9e59fe497b3318f50f	500
6823 40211	0x5b727c169f33967e812b55e2b76c80e94f23040a	500
4715 42319	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
5960 41074	0x6f949c1403c34f15ba101a515bd7a9a44f6058ef	500
6473 40561	0x2026dad2f0b2d27463a637747fc669cb1d18bc96	500
6447 40587	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
5965 41069	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
4769 42265	0xa9b20704a5627042e6964049f0fdab845126a92f	500
6946 40088	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
5633 41401	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500
4528 42506	0x483d71b11fc3c78e5d62e9267b343c7e16cc3ac0	500
7004 40030	0x4580752311b6bc42fe8151f62fb4b374af1437fe	500
5981 41053	0x1753e61c2304f47585a3c902f4e9b6b8824d7235	500
4357 42677	0x48bb08143670d3d7f096b9d3b1095bd205acbac9	500
4720 42314	0xf89694c646d448c19319d1394996a43a9bea5ccc	500
4496 42538	0xa2c3bd1feb4bb751df5acf4d448b5c92cc4979e1	500
5435 41599	0x35a055eb6c274505ce90f9188acde88f373a284e	500
6813 40221	0xfdd44ffb571d30b610dc432842fcf9eb8907c26f	500
5291 41743	0xfb9cc0c596a37dfdc2aa86918f3cfee94bddc48d	500
5997 41037	0x9059fe4a267be3bb16ee76e1a0aa1f155e261f73	500
5750 41284	0xae343baa00006e17565118d59e294007b156a112	500
6095 40939	0xdc003fd7f23b584dec27c60c8542f34cd2366cda	500
7227 39807	0xb9627ee9f08c8a89d4eb0c658a919d5dd8e522ab	500
6677 40357	0xfd3521ec76b0134f5cd6800409c39599b594b545	500
6887 40147	0x3cff00a0ca7b194a473fa558a50bbbe00612481b	500
5273 41761	0x432af553927e974bff4b5bfea0a9b86a9a88b530	500
4605 42429	0xa6471a83e302d4e746ee336bfc2bb235f49008a1	500
5897 41137	0xaf2ceabe7be342171f3f27063165a16d7b8180c1	500
6493 40541	0x9c65e7d193e5ea67040e6ee14b90011651973386	500
7231 39803	0xa7f57af0c99b6752e950c676fbc7bd6c1f17d2b3	500
5952 41082	0x852d85c6e64872d684007c173092cffbaa332373	500
5183 41851	0x096450368823b2d6badda65b79d9f696b715cdda	500
6440 40594	0xb501513c328941cf55f2da8909fb9e7f7e346e15	500
5860 41174	0xc4bdfab85f87dacd6da0cb62c69900695df02bd2	500
7197 39837	0x152676c60b6e1c4e70e197444217ab9dc0737a1b	500
5704 41330	0xba2d1cf60f9e1c71eee4ec8f0df5dfeb3002055c	500
5036 41998	0x238926025e84475e3182774df480021470f8f978	500
4993 42041	0x32a1bb902996aa91c66f445ebc6698e08fe5a2b1	500
4175 42859	0xe4f8288e2e7eaee5ac51dc8a8270715156544246	500
6950 40084	0x18ed88f8c22039b53f8b3cc6ee03458288d48a12	500
How do I move up the leaderboard?
4224 42810	0x36bcb64a871a252afcea9ba3ded2171dea5fb2b0	500
4157 42877	0x2fcb63aee8463ce232bdaa262c6a626ee64d23bb	500
7294 39740	0x5e85f8241c19315dacdad842966effc399253e62	500
4196 42838	0x441acb751f69f4f1c577f48900754032d920de83	500
6140 40894	0x22a3986de5010cd6ae5d2be3132ed7f2cdee98ae	500
4843 42191	0xfab06488aa824f8e51148124e5d997905ea11cbc	500
You're here 👇 6846 40188	0xd2934062809882d2b038370a6b064dd20e3a3e29	500
7462 39572	0x6f8b3e110995daf3c3b48b10e106a7860f3ecaca	500
6787 40247	0x35f0899275e52406a6f5f0c8854347ff334d02ea	500
4869 42165	0x83be8a9306945690c2cf558fac3d4ca4e9eec1b4	500
4611 42423	0x34318625818ec13f11835ae97353ce377d6f590a	500
5355 41679	0x78e8d8f352ef3bf5c9c62ef75dcbf25e9f9f14b1	500
6298 40736	0x20ea6ab98f51467d5d8f5ac6515cee0889e1d9df	500
6011 41023	0xb90859677c7b9e28db69a80249660ae0da2f73c9	500
5658 41376	0xd2e35e31396edb10a11abec5748ee939d3f420a0	500
4342 42692	0x4d0141f68c06d0a99f50993d09e23d9838be8115	500
4970 42064	0x1ee10aeaebc6336b813daf9067248fa90de2b589	500
4246 42788	0x88fc1908828e02e60e12fdef7e3c60d7de1c1e2f	500
6869 40165	0x0293c3cd467ea3052a16b153acd7627cba34dc21	500
4354 42680	0x737c5928d8226d585ad32d162e68a18c3bb287ac	500
5061 41973	0x9914f2fe36670440dde6eb4bf7ff97207f663d8a	500
6133 40901	0xd50d555089768ebd1fe1eacc3b550113b4b86c87	500
4562 42472	0xc509c54ab2c3aedc48481a70c3a7c4a57b26e6fa	500
4335 42699	0xeac4292dbdcd9e044e8d7354f2115873a386f842	500
5984 41050	0x85ccdcf580caf8a3674d94f3d6c63304674a8e09	500
7085 39949	0xde606eedf9049a5efecb5dfde5117c0239afa532	500
4154 42880	0x0940eb43186743aa6e12d3e07855792bd5f46770	500
4929 42105	0xd5597936dbbd1b31f70d7a2024409b7a4d032680	500
4862 42172	0x63b5e1f64db70292af3af9161e3f4a3e81c13b47	500
6387 40647	0x358b55d2ac855ae64cd01ab6fdaca77149b98b4e	500
7415 39619	0x1553a86bd6148524762e585520662de4c3e1d007	500
7189 39845	0xb82c368a482a99674582129a2578ee2ab80d4b18	500
4148 42886	0x151f6285d5f64e491ee5f2c059b1c0e15b12d4e0	500
6697 40337	0x3e555795e553d9dd0e010aeccd5214d049866e28	500
4309 42725	0x11456f26d6763ed1b0a000a42fc1054a9ed6c57a	500
7310 39724	0xca18e1410aae5485b4075b55d3d02bee2aa1f0af	500
6009 41025	0x92e74e50edce4573d181c03ca889f72640cd3a94	500
6093 40941	0x390cf0f0e40f1177ada90a8f56ca764e98bca901	500
6578 40456	0x685654d53bef389760135c30f91c404eb000f4c5	500
4983 42051	0x0279431a5e11d234dcf1d4493494db9f06ea42cd	500
How do I move up the leaderboard?
6034 41000	0x960fd193388363ef78af0006b084290811a9ddc0	500
4198 42836	0xb6b724452850356dc2a5fc7ff5337e1c9d66f377	500
4932 42102	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500
6700 40334	0x135dc6753d6b8fc143e302f25e69435c4b30be62	500
5567 41467	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
6358 40676	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
5876 41158	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
5719 41315	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
6595 40439	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
5904 41130	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
6771 40263	0x73021e84d869197b8289b85ede109edc4a84dd4a	500
5932 41102	0x8f9e6dd01128cc3c148902ebfa648bfcb68ad1ce	500
6797 40237	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
5194 41840	0x85154d2fae72a544598a51d3b654e8e43918c861	500
4478 42556	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
6651 40383	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
7426 39608	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
5494 41540	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
6606 40428	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
6028 41006	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.39% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.13% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About