Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6965 40099	0xebe1495ed58d91c75e79f2d20d21e7f9c4bced5d	500
7358 39706	0x2e0303c82f2a733ee1a9c3046512fe73d68d2a0c	500
5616 41448	0xb3897eb4c1d10db64c4bf67192dfec3eca9828e0	500
6334 40730	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500
4720 42344	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
7325 39739	0x93bb2d258786109439cb268c0a425b314d8abf56	500
6785 40279	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
7293 39771	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
7453 39611	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
4517 42547	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
4542 42522	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
6957 40107	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
4446 42618	0x800159e29cb98568e286374e305181813f0955e7	500
6047 41017	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
5892 41172	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
4689 42375	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
6331 40733	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
6308 40756	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
6259 40805	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4197 42867	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
7164 39900	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
4494 42570	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
5052 42012	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
5077 41987	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
4623 42441	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
6632 40432	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
4564 42500	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4155 42909	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
5025 42039	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
4660 42404	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
5968 41096	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
4946 42118	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
5168 41896	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
6363 40701	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
7190 39874	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
7048 40016	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
4330 42734	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4231 42833	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
5132 41932	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
4461 42603	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
How do I move up the leaderboard?
7289 39775	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
4139 42925	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6728 40336	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
6639 40425	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
7294 39770	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
7055 40009	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
4896 42168	0xf806c449442b8950f08505951547d6e34247b8a4	500
5640 41424	0xc7bb05ee716ff1a1f576b9c82ceea3f8d83019ae	500
7210 39854	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
6426 40638	0xbeec919d69fb1a5195964ee90959c413cdbace28	500
5556 41508	0xbd3a468946b54a012393fac9d7e97a3348c3a7bf	500
7062 40002	0x01329db67e9a963695c65766a298f9876e87def4	500
5935 41129	0xe609a451a6c71a273297d355422ecb4e999422a6	500
5943 41121	0x8107f84011f42758ee4ba22ed55fe62df0caae64	500
6295 40769	0x408a6ad488587b1360ff566741e29e7e388b6c57	500
5866 41198	0x95770774dc4c4e4ec7e5ec1ae8f95f931a61bf9d	500
6249 40815	0x3ad6d3625e09be308cb5eca65544b6f0e291ea9d	500
4450 42614	0x65b0bf8ee4947edd2a500d74e50a3d757dc79de0	500
5275 41789	0xb1ad64854136d039c16bbf7411a4396a1ddc8c28	500
5838 41226	0x828b3dccbc9f868dd52dee247cacfdf66d849bbb	500
6062 41002	0xe162be6026b230279014d0c8730b16dea494a74b	500
4238 42826	0xb3001710ed3b4d4062290ac82dc32567ac7e2389	500
5995 41069	0x28a60282bba0c950d7e83eaafa8cd09f55768a7d	500
5432 41632	0xe388086670965e8b4558d2b5c298e733513a5198	500
4661 42403	0xc11d7ec4036af56ff0db1006671ed43e2263dcc1	500
6000 41064	0x87a67e7dc32fdc79853d780c6f516312b4a503b5	500
5355 41709	0xacfd81bfa4e4b6cad0d04c083c3d5897fb40d1b3	500
4409 42655	0x6a96d47ea103f09a0650123381b969f0511534a7	500
5710 41354	0x540f0169768bb8a2fc2dce6cbd031e78345fe436	500
6100 40964	0xef2fee011ec23cfd95094a55f3d2c401f1092fdb	500
7213 39851	0xc83849167fe47d527474675854e4ffe848955867	500
5827 41237	0xe09a06b20ce0e6512ae7fbce453cae6e467d2a2e	500
7150 39914	0x0574215b0a39119c84ca17f1ec83418eeb5ada8e	500
6856 40208	0x174d123ce1ef00eebf1026fbf061a7a58a928def	500
6627 40437	0x44b1d9b379ad7dc026a484fddf35dec65902abb0	500
6823 40241	0x0d349443d913cf8d098cb711132997418aaa6f8b	500
4912 42152	0x5b59745ae1ea00eb5d853543cf2e0288c9de733d	500
4787 42277	0xd8cc18f7cd20c5fd21956cd4c154499b8fb923fc	500
4781 42283	0xc48025c19b5b69daed85c90188eb5acb8ce68825	500
6088 40976	0x933ee631173b862941823b65db83fbf1a438fd22	500
How do I move up the leaderboard?
7201 39863	0xa0d8dfe910b67696d00d05559666874e7dc0f04b	500
7065 39999	0x9378d3e602415bf52065696b98aee47b235f60c3	500
6744 40320	0xc3075e0b339e14e2546dfc7e77f2ffb7183c9769	500
6449 40615	0x684258c81de274717243651a900c2997bd49d0a9	500
4745 42319	0x65fcb5b7ee4f1064b08fc57791a8bfeaac8ef1dd	500
5901 41163	0x40daded65ee76b73e8e7b10486710ee38a94351c	500
4241 42823	0x8d9fd4153e9484ef7e75237f9aa0365d14fd4d09	500
4553 42511	0x0acb169093665dfdd69af8ef1314499fce7e0edd	500
5070 41994	0xecb39112da89d97a792ed58d9bbfbdd2adbba268	500
6026 41038	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
5580 41484	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4219 42845	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
6260 40804	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4451 42613	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
7475 39589	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
4924 42140	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
6077 40987	0xd1aad7186a15f0619dde55d74bdde39df404ce9e	500
5108 41956	0x868a30ab5af30f32c427f7d6effaf06ef3bd2508	500
7480 39584	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
5834 41230	0xaa1ac9cd61344161a0e264095c93a78af5144dfe	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.57% on your WSTETH

Earn 5.50% on your DAI

Earn 7.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 111.53% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About