Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
7143 39978	0xe1ad30971b83c17e2a24c0334cb45f808abebc87	500
6591 40530	0x843ec297cce033514bb3d2124a4ecb16c23d5544	500
4652 42469	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
5365 41756	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
5159 41962	0xb0331b22161ca290a15f825a29c008dcb5e1ff68	500
5756 41365	0x3135915c3fbb1218938021d61a74f5adf6ffb6ce	500
4732 42389	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
7383 39738	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
4269 42852	0xabf14af130ca3d240115efb25bf7322dda48e523	500
6155 40966	0xb44c3fe975c9d31f5759c6e7ef87e490a121c593	500
4544 42577	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
5599 41522	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
5430 41691	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
5170 41951	0x69d022237764a685ab8cf2d9c72fc6945440d03e	500
6244 40877	0x2988983d105436843757ce8e45be5b3af3736445	500
4830 42291	0xa23e952f7c1c9b8088ae979f392f28d25ae6856c	500
6039 41082	0x26d8d7571bb525b52e5b7639ef09b58945bd79db	500
6583 40538	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
6777 40344	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
5489 41632	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
4893 42228	0x193ec8449e83eaaf3b8c8235821b6846d5aa8b23	500
6364 40757	0xfcd98e8d5c541c0412e928f1b6aa79d40eeec424	500
5117 42004	0x5e439b06536ce2a9f17b226b94a13b438ab971fb	500
6420 40701	0x8900e4efbdb30fa2bf3e2db3fcbd307dea9d5f3f	500
5904 41217	0x160a8d28d63961297e51e4f1a0401bf4d27f5162	500
7078 40043	0xbc5eea869e6a7a30aa41b3b83111aedf23846e33	500
5313 41808	0xe8c6381475d1956e0dc9ef25278d087165ce9628	500
4473 42648	0x1e3b4ce0e871f9e8e30dfd1b6c789e2fbe57a286	500
6153 40968	0x12148f3ffbb5b181cf489aac097adaa4bc9d23df	500
5930 41191	0x1c11ba15939e1c16ec7ca1678df6160ea2063bc5	500
5788 41333	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
5676 41445	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
6437 40684	0x9a65c46aaab5d316623df7d8dba5b116df6f9327	500
6636 40485	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
7173 39948	0x156daf376cfbdd938c470a227508b0ba022c998f	500
5886 41235	0x8ef1be32f81f6b6e4cfbd1a44d570c8e26c9b40e	500
6006 41115	0x0707a9c05972e6623de3095f9739e5b331ed4d10	500
6644 40477	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
5095 42026	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
6614 40507	0xb92374f459a3e09ef037a3fc0abdefa2d7016ba6	500
How do I move up the leaderboard?
6813 40308	0x4129c6a4401a78a642084082294262dc40d51b1f	500
6842 40279	0x7458e5fa7fd0a09dcd1ff863486e22b8f79dd66c	500
6378 40743	0xa9b813a1dbd6d8d12af77318fa8067a676ab50d7	500
7088 40033	0xb8546094c89ee0b1b8ac73987418f7d452733b25	500
4718 42403	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
7366 39755	0x5570859d29563c6a76151034580848171f64ff9f	500
7127 39994	0x755380324942019f1db6e114b9c4650f2b01a170	500
5747 41374	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
6362 40759	0x5fc9f68333645f713a13f3b3fb9a0f3dedf0f8a7	500
6762 40359	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
4762 42359	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
6835 40286	0x5cef8dc0638567bb747205cea2433e792c009796	500
5686 41435	0x7704241fec9d861f2f89c665d6fa4f63ea95e026	500
4466 42655	0x34fb7e59ca919cba550892244e633e97c7e44d92	500
6825 40296	0x80ab0dfe8d64473c1ba88a94d1daefb1500b4910	500
6470 40651	0x6cd5cf02b1f7089813a3309102ce902bc58aa317	500
6294 40827	0x3f13f597f80c65055251cdfc63b292df8e042cf9	500
5976 41145	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
6384 40737	0xd8ea243955298c6c7fdc6d8ba1b2a3aa3bcb956a	500
5264 41857	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
5237 41884	0x65acb848e52df70e4a523474358ed1b773c4122d	500
6887 40234	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
4957 42164	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
4700 42421	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
5681 41440	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
4371 42750	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
6043 41078	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
4542 42579	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
4192 42929	0x801700661d66bbc401aa435547b3a5d690016381	500
6830 40291	0x121f2d296a461f7ee517a997c35982250c3acae6	500
5714 41407	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6971 40150	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
6192 40929	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
6107 41014	0x603028ec8ed0bed832d266c93ae4232458b07201	500
5147 41974	0x8201746687ec55eea58cb510cdebc96e00b81924	500
6847 40274	0xf376feea3272a93fc2c76a279cb4a850f8b79740	500
5671 41450	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5348 41773	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
5245 41876	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
4899 42222	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
How do I move up the leaderboard?
7204 39917	0x0b06f3a71343275da18bb026baec7bf6d837bd8e	500
5589 41532	0x907ad9f85f3fc5a19ae9b936a39185342c6bf7bb	500
5744 41377	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
7390 39731	0x9f44a4aba757884f546ef0040f7a4325825b4205	500
4511 42610	0x1d23c41837aaaea6eabab5019ebc6fb686ae9b5c	500
4737 42384	0x1b1e1907ace20358827295bfcec2e94e2c05f928	500
7135 39986	0x8db069087f9d25e63c116e5adfaff9691837e5fd	500
5631 41490	0x0acf33252af04bb3cb4b902c07c07d17cd3ccf53	500
7492 39629	0x754345cd37ed81fce33c9eb976c3e791b9867868	500
5277 41844	0xb9247e730bf4aefb0e44d0fc9ff0ba5d21bb57ed	500
4753 42368	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
6793 40328	0x1cde26e9c324ffa7e5b19d3010853c5b188b1a3e	500
5518 41603	0x5a297599c4bd1c3ef00b277f8a7369cb5b9bd157	500
5372 41749	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
4272 42849	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
6581 40540	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
5281 41840	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
5179 41942	0x7344e478574acbe6dac9de1077430139e17eec3d	500
7172 39949	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
4477 42644	0x2148bcddd3a866850b552ab5f63c2cda91c9ea77	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 14.74% on your WSTETH

Earn 11.50% on your DAI

Earn 9.22% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 331701920.19% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About