Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 13.09x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6549 40482	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
4477 42554	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
6631 40400	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
7206 39825	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
6308 40723	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
7042 39989	0x8cb20f59e717d2debac27c7271370dc365f77be7	500
6847 40184	0x516da21bd3fce0f2588650e98a3cb8a816315406	500
6875 40156	0xe22efc2337d07514c52d9c52c51ed912c6312b7c	500
5045 41986	0x07539a42e40b18b31e5b35c0af4c429f5d06fef8	500
6083 40948	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
5038 41993	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
7415 39616	jerroldpetersonjr.eth	500
6352 40679	0x89c32bc0b67474f6269cca91d023c5d02e3986c2	500
4516 42515	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
4467 42564	0xf2eb271bd3acae7aead18ff0ec90dae756a645e6	500
6474 40557	0xddf59561c087b67eaa493de6f1e431bdaabe9c7b	500
4083 42948	0x7152f461da64c62f4bed09965571512a934af610	500
6355 40676	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
7068 39963	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
7392 39639	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
4426 42605	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5289 41742	0x52cdaa873c3935c887f7db3571cebac1f5702a35	500
5705 41326	0x80e5a383cd90210f67d9d27e1e27253e04516b55	500
5873 41158	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
6534 40497	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
5846 41185	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
6582 40449	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
5433 41598	0x70f6a23536da15af225195b4d00faa37530d9782	500
7284 39747	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
6708 40323	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
6665 40366	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
5155 41876	0xe242e8ab736f9f0559ac33593028612299490c9c	500
6500 40531	0x044025fc517b5751b01a9be777d5c1f3b7bf83c0	500
4253 42778	0x868f6e3c83cd698d4dd58bb8a0cc9e84732a2a50	500
6268 40763	0xf062425a128167547136de8d72add895705588b6	500
5358 41673	0x40b7cf954269e49cac97666472983d4f37676b1b	500
4454 42577	0x0334dc596588f9944b50e47eb75daee803642f5f	500
4907 42124	0xc019b40d773d6a34984a6ca79bbdc63fe3b2a3bc	500
4309 42722	0xd69e0f73d9f588b56a40b530ce5daa3222c3ae5f	500
6581 40450	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
How do I move up the leaderboard?
5806 41225	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
5832 41199	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5901 41130	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
7425 39606	0xd64813e230b945e501aa1969d21fb2072cb95930	500
4244 42787	0xdcf0a497df3c53a43ff25d0f582f3c2d08b995b8	500
6563 40468	0x2d04685c3c62e7aacce7638e4bb35f8ab3f1cea4	500
4329 42702	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
7177 39854	0x1660a375825071b01133db5ef7c65ee68b26894b	500
6214 40817	0xd2050719ea37325bdb6c18a85f6c442221811fac	500
4311 42720	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
5194 41837	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
5368 41663	0x460c501889128d3e0fbc205834fab4a271494886	500
5218 41813	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
5241 41790	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
4307 42724	0x748c2ea5db75d57bc077ec156d7dc78d04f54246	500
5639 41392	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
5164 41867	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
6315 40716	0xb3eb2f7527c89bf0d43e2bbb50bf2afaadbc0f28	500
4895 42136	0xff2990c7d9f69deda0392b1c76b9b631dbf295ab	500
7273 39758	0x966c4c088e71263830f6d8bda6bba5d4c4d647c3	500
7182 39849	0x805651a56e6121becb27219b65fd859ed3e97dc1	500
6221 40810	0x4111637f8cee2156ad775aa79ca9594c7b109a9e	500
5159 41872	0x5c31c6af15b9a4e0c26ec4ad4a0417708d6b6f93	500
4291 42740	0x25e33b29de7f01353096eb482384574f0bd27942	500
6112 40919	0xea71cb097180c527a9ad9417ff4cf1baa5280d05	500
6965 40066	0x8c57ddde3b4629b10a74ee600bd7ecd50f1eb212	500
4649 42382	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500
6177 40854	0x51c0681fb2c0b54059b20f25cb550110347fde66	500
5932 41099	0xd0cf9d02150dfb282167cfcceec59d0f2331ef0d	500
6298 40733	0xc95a4d4078b12572d1dc4c85eb268e77b1805e83	500
6531 40500	0x31923e1811cb6d5c26870439d457705505dcf402	500
5118 41913	0x0c8c6b358508fbbf27cbf7fb2c29dc7a8a7ca398	500
6329 40702	0x8ff0b00023d1e3345cc3932dab9535d47f8ef91c	500
5407 41624	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
6578 40453	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
6423 40608	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
5235 41796	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
7187 39844	0x4257c2b2678c073fcefb73337017861289fcf135	500
4543 42488	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500
4945 42086	0x279989eeebb466cfb036954559a27fd3b82a96ad	500
How do I move up the leaderboard?
4399 42632	0x9c202eb5363d7dc297d8662f2904220e64b0328b	500
6606 40425	0x31c758dcf3cb0a75d4f5e34aceef89a6fe658f14	500
5342 41689	0xb5494d8788ab8aef85291d59c99fb385ca77ff01	500
4396 42635	0x959db6a2e7de7ecf9a25c9408fcf051bffc08c42	500
4190 42841	0xbd8d68c1f4708ef14fe839082239779eacd659e2	500
4295 42736	0x72135380e83edee278911f8dbdee50c63b3860a1	500
5283 41748	0xc54336c9dc7f243f8b3627123ab87eb033c1dea9	500
6119 40912	0x631f920d012cdd3fb60d43701180182e2671266a	500
6015 41016	0x8154344fab6df46e4944ee5fdbf8ed1974b49c4f	500
4135 42896	0x08d1e20be4dec06163275acd772be34c8f7075f3	500
6637 40394	0xdd4da7086c3879ed59eca955d41a31243bfb1a0b	500
6878 40153	0x497d09a8ebeea0fe4e59f673887f2c0e11afd47e	500
7412 39619	0x9a9af3991934425f7907bbc7ec4e6970803327f4	500
4169 42862	0xb0a4e99371dfb0734f002ae274933b4888f618ef	500
6075 40956	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
7115 39916	0xf113750958af419428b1d32085bf1cb21f6b7461	500
4617 42414	0xbdba0618904358bb0d57d3a51accdb1b3ffeea63	500
6921 40110	0xabbcd0a41c580724f8ebb3df5b530cd3b5e51ed4	500
6981 40050	0x31eb91800a607de9944c40aa46c3ed06678fcb83	500
5899 41132	0x262275bf0e822da14c5330508c72fd61bf51b00b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.98% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About