Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6991 40044	0x79c33df84737baab36375d723fd2d8896b6b61ca	500
6614 40421	0x1095ddd68b265067ee1ab2b776f9bba029eba2b4	500
6867 40168	0x301cd8ab0c12ba28c4fc4f6ff271f4fad5d262d1	500
4401 42634	0xf62773237e1d1325221c93a973200bdc75b06276	500
5102 41933	0xdc7c661a7c47ebbe31e19f4a47af32835af6756a	500
4469 42566	0xa08acf7671f6142144aecdd63ab9e35f64388696	500
6026 41009	0x4ef5fcc6a65c34ec5c571b7eac13f8089d924625	500
5499 41536	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
4635 42400	0x1c31e146ca6525dcb100f7faf280cbdac6e19ed2	500
4905 42130	0x41353939b58186660b4f52c15d5336873fdcabbb	500
5819 41216	0xd313184c1335829ec75cc44a104d692d418ef004	500
5025 42010	0x617459b083246784ba647eea5616e89e5f307218	500
5658 41377	0xa341ad20a270538f7581391c3f425b1bd3896f94	500
6884 40151	0x57ab005ac11e2a5565333ccc995ac364adb47216	500
4192 42843	0x010ea91a5d9dbda4ab5b00e5f9e98a9377fc10f7	500
6957 40078	0x2d94b33fd4ab6968c0dce5f2b73a3eae1e126a4e	500
7395 39640	0xbfba28d567d4f59e6428ddd8ba6f50c2da7138c2	500
4406 42629	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500
4352 42683	0x71f897b86605b89c1b47c9b693f322c3e9746eba	500
5684 41351	0x3660ba927441e1dda8b539f9df2d74aaa6305de0	500
5900 41135	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
5212 41823	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
5632 41403	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
6674 40361	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
5726 41309	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
4544 42491	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
5024 42011	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
7435 39600	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
7459 39576	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
5026 42009	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
7429 39606	0x1e9b50040e373b387d596b366132be53fe3fc667	500
6880 40155	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
4572 42463	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
4716 42319	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
5877 41158	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
5412 41623	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
7181 39854	0x1660a375825071b01133db5ef7c65ee68b26894b	500
5905 41130	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
4139 42896	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
5875 41160	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
How do I move up the leaderboard?
4856 42179	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
4795 42240	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
7072 39963	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
5720 41315	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
6596 40439	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
4933 42102	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500
6701 40334	0x135dc6753d6b8fc143e302f25e69435c4b30be62	500
5568 41467	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
6359 40676	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
6654 40381	0xb495f28256e2470276ea837b48b11469a8910832	500
6822 40213	0x8a2ff61217db94bd41fabbfb579d16f072948940	500
4402 42633	0xe7e850d3213a727266ac747877fb574ed30ceb86	500
5783 41252	0xa49203ef11a95e47ac522db53b79c453df0476a5	500
4982 42053	0xb017e70cefc2162e5304e7f8714839a6d2c009a1	500
5181 41854	0x461f641d27743bd957ffbaf089fd78b1c61cf96c	500
5337 41698	0x9a8df4fbbd848239345eddfb0425f7e5ef35e072	500
5753 41282	0x3dcbe2b7b34c310e77a3fe8d31dd8262136b813d	500
7457 39578	0x57456dff8930ec4801640bf626a54d31307ae3d8	500
4495 42540	0x311ed2346ddac765cfe654bfea12b1aa8ca779ff	500
5649 41386	0xa81a6a910fed20374361b35c451a4a44f86ced46	500
4940 42095	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
4741 42294	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
6924 40111	0x4208603a1d53d00495de519a8484b30744de0c3f	500
4130 42905	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
7126 39909	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
4970 42065	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
4106 42929	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
5972 41063	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
5081 41954	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
7467 39568	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
4774 42261	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
6477 40558	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
6827 40208	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
4699 42336	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
5033 42002	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
5836 41199	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5575 41460	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4092 42943	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
5222 41813	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
4471 42564	0xf2eb271bd3acae7aead18ff0ec90dae756a645e6	500
How do I move up the leaderboard?
6356 40679	0x89c32bc0b67474f6269cca91d023c5d02e3986c2	500
6318 40717	0x89e4fd306eacf8b8c9546411f0489fcd358706bd	500
7198 39837	0x152676c60b6e1c4e70e197444217ab9dc0737a1b	500
7399 39636	0x548e890c6653605b8223f015366263ecfba75b1b	500
5679 41356	0x7a0b20646c9be97c9a7a0898166e15f685fdd4fa	500
6746 40289	0x44ddf3e35cd2d629d78674ff6bf5b953e2b069fe	500
4775 42260	0x886173b6048b8b20bb6a1ec157b50a1eebb3855e	500
5974 41061	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
5898 41137	0xaf2ceabe7be342171f3f27063165a16d7b8180c1	500
6549 40486	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
6747 40288	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
4372 42663	0x328789df0049d97196573f8df15e3461916eba76	500
4998 42037	0xd3382ff2a620b597eb60dfd9d0e471fdcb4ec173	500
6421 40614	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
5705 41330	0xba2d1cf60f9e1c71eee4ec8f0df5dfeb3002055c	500
6824 40211	0x5b727c169f33967e812b55e2b76c80e94f23040a	500
6494 40541	0x9c65e7d193e5ea67040e6ee14b90011651973386	500
4612 42423	0x34318625818ec13f11835ae97353ce377d6f590a	500
4309 42726	0xde7d61f2dc34f6cc3e012b11fb3dbd537e73df16	500
5364 41671	0x25b011cbe1a945d002a99991ea144736f30a804c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.72% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.13% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About